What is the pennie program?
Asked by: Janelle Heathcote | Last update: July 29, 2025Score: 5/5 (54 votes)
Who qualifies for Pennie in PA?
You can apply and get covered through Pennie if you are a PA resident that is a citizen, a U.S. national, or if you have qualified immigration status. If you're not covered through your job or a government program like Medicaid or Medicare, you can enroll in a high quality plan through Pennie.
Is Pennie insurance affordable?
Thanks to updated federal laws, health coverage is more affordable than ever before. Nine out of 10 Pennie customers qualify for financial savings to lower their monthly payments and out-of-pocket costs! Find Answers. Meet Pros.
What is proof of income for Pennie?
Proof of Household Income. Paycheck stubs showing employee information, pay date or pay period, and gross amount of pay, for the 4 weeks prior to the date listed on your notice. 1040 federal or state tax return from the previous year if representative of attested income.
Does Pennie want gross or net income?
Eligibility for financial assistance through Pennie is based on modified adjusted gross income (MAGI).
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What can be used as proof of no income?
Any documents from state or federal benefit agency that show zero income. These can be eligibility notices for food stamps or Medicaid for instance. If zero income is due to the loss of a job, this can be proven by a termination letter or a notice of severance pay on your last paycheck stub.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
What is the best plan on Pennie?
Platinum plans offer the highest level of coverage, meaning that your health insurer will pay a higher share of the cost when you access health care services.
How does Pennie work?
Pennie is Pennsylvania's official online health insurance marketplace! If you don't have insurance from an employer, Medicaid, or Medicare, you can purchase a health insurance plan through Pennie. Pennie is a one-stop shop where you can compare plans and enroll online.
Why did PA switch to Pennie?
By establishing Pennie, the state can offer access to health insurance products from private insurers. As of 2022 – the most recent year such statistics were available – Pennsylvania ranked ninth in the country for the lowest uninsured rate, with 5.4% of its population lacking health insurance.
Can you enroll with Pennie at any time?
This is the yearly period when you can buy health insurance. If you don't enroll during this time, you can't sign up until the next one, except in limited instances, called special enrollment periods. Pennie's Open Enrollment Period runs yearly from November 1 to January 15.
Is Pennie the same as Obamacare?
The comprehensive health care reform law enacted in March 2010 (sometimes known as the ACA, or “Obamacare”). Pennie operates Pennsylvania's state-based marketplace in accordance with the ACA. The law provides numerous customer benefits and protections, including: Making health coverage more accessible and affordable.
What is the monthly income limit for medical assistance in PA?
If the applicant has gross income which is $2,829 or less, then the person's resource limit is $8,000. Examples of “countable assets” include checking and savings accounts, stocks, bonds, brokerage accounts, and non-resident real estate. This income limit, now $2,829/month, normally changes on January 1st of each year.
Is Pennie a government program?
Q: What is Pennie? A: Pennie is the state-based marketplace that's exclusively for Pennsylvania residents. You can shop for health insurance plans through Pennie or the UPMC Health Plan Marketplace.
Can I use pennie if my employer offers insurance?
Who can buy health insurance through Pennie? Pennsylvanians can apply for health insurance through Pennie even if they have an offer of job-provided insurance.
Who is eligible for the Affordable Care Act in 2024?
Using 2024 federal poverty levels, a family of four would qualify for subsidies with a household income of $31,200 to $124,800 or more. A single person would qualify for subsidies if they made $15,060 to $60,240 or more. (Federal poverty level amounts are higher in Alaska and Hawaii.)
What disqualifies you from the premium tax credit?
For tax years other than 2021 and 2022, if your household income on your tax return is more than 400 percent of the federal poverty line for your family size, you are not allowed a premium tax credit and will have to repay all of the advance credit payments made on behalf of you and your tax family members.
How to prove you don't have an income?
Proof that you have no income
If a household member is not currently working and was asked to submit proof that they have no income, they may submit a signed written statement (also called an “affidavit”). The affidavit needs to state that they do not have any income and must be signed under penalty of perjury.
How to write a letter saying you have no income?
I hereby certify that I do not individually receive income from any of the following sources: a. Wages from employment (including commissions, tips, bonuses, fees, etc.); b. Income from the operation of a business; c. Rental income from real estate or personal property; d.
What is zero income?
To claim zero income in the HUD Section 8 housing program you must have no income from any source except student financial aid, resident service stipends, adoption assistance payments, earned income for full time students EXCEPT THE HEAD OF HOUSEHOLD OR SPOUSE, adult foster care payments, compensation from State or ...