What is the Silver 87 plan?
Asked by: Samanta Fritsch | Last update: September 3, 2025Score: 4.1/5 (60 votes)
Is the silver plan worth it?
Choosing a Silver health plan can be an excellent option if you're looking for a balance between your monthly premium and out-of-pocket costs for care, especially if you qualify for cost-sharing reductions.
What is Blue Shield Silver 87 PPO?
The Silver 87 Plan is a health plan that gives qualified members more coverage at lower prices. Someone on a Silver 87 Plan will pay less for medical services than someone who is enrolled on a top-of-the-line Platinum Plan.
What does the Silver Plan cover?
Essential Health Benefits: Silver plans, like all plans offered through the Marketplace, cover essential health benefits, including preventive care, emergency services, hospitalization, prescription drugs, and more.
Is Aetna Silver a good plan?
Silver plans have mid-level monthly rates and are good if you have average health needs. Plus, if you have a low income, Silver plans offer help with other insurance costs like deductibles and copays. Gold and Platinum plans are best for people with high health care needs.
Enhanced Silver Plans From Covered California, Are They Worth The Money?
Which health plan is better Silver or Gold?
Gold plans have a higher monthly premium compared to Silver plans, but lower out-of-pocket costs for care. Gold plans are ideal for individuals and families needing frequent medical services and want their insurer to share more in the cost for care.
What does Silver 87 hmo mean?
This health insurance plan is for individuals and families with an annual gross income between 151% to 200% of the federal poverty level (FPL), who also meet other applicable guidelines. This would be a good plan for a 40-year-old with an income between 150% ($18,090) and 200% ($24,120).
Why are Silver plans cheaper?
Generally, the difference between categories is based on the plan's share and your share of costs for covered services. If you qualify for extra savings (based on your income) and enroll in a Silver plan, the plan pays more and you pay less.
What does the silver economy include?
The silver economy includes all those economic activities, products and services designed to meet the needs of people over 50.
What is the difference between silver 87 and silver 73?
The Silver 73 covers 73% of your out-of-pocket costs, 3% more than the standard Silver Plan. However, if you qualify for a Silver 87 or a Silver 94, you will receive 87% or 94% coverage, which is 17% or 24% more of your out-of-pocket costs than the standard Silver Plan.
Is Blue Shield Silver a good plan?
The Blue Shield Silver 70 PPO plans are a great choice if you see the doctor occasionally and are looking for a good balance between your monthly plan premiums and the cost when you get care. If you are looking for a high-value, lower-cost plan offering predictable copays, our Silver 1750 PPO plan could be for you.
Is Blue Shield PPO or HMO better?
HMO plans are generally less expensive than PPO plans, with lower monthly payments, making them ideal if your favorite doctors are already in the network, or if you receive most of your care close to home.
What is the best health insurance in the USA?
Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.
Is buying silver a good retirement plan?
Bottom Line. Investing in a silver IRA can be a strategic move to diversify your portfolio and hedge against inflation. However, you should take note of the volatility of silver prices and additional maintenance costs to determine if it's a good investment for your retirement portfolio.
What is the Silver Unlimited plan?
The Silver Unlimited plan from Straight Talk costs $42.50 per month and provides unlimited talk, unlimited text, unlimited data, and 4G LTE hotspot with 5GB. Turn your phone into a hotspot with wi-fi tethering. Networks: AT&T.
What is the best health insurance for seniors over 70?
Medicare is the best health insurance for retirees and seniors. You can choose between Original Medicare (Parts A and B) or private, bundled coverage, called Medicare Advantage.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What is Kaiser Silver 87 HMO plan?
This plan covers some items and services even if you haven't yet met the deductible amount. But a copayment or coinsurance may apply. For example, this plan covers certain preventive services without cost sharing and before you meet your deductible.
What is the difference between a PPO and a HMO?
HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.
Is a silver plan good?
They are a good fit for people who are moderate users of health services. While Silver plans are a great value for many people, if you're a heavy medical user, you may consider a Gold or Platinum plan instead.
Who has the cheapest insurance for seniors?
Our research found that Auto-Owners, Travelers, Geico, USAA and Nationwide may be the cheapest car insurance companies for seniors based on average rates from Quadrant Information Services. Rates provided are for a 70-year-old driver with a clean driving record.
Is Aetna a good insurance for seniors?
Aetna® shines in Star Ratings with 88% of Medicare Advantage members in 4 out of 5-star plans or higher for 2025. Aetna Medicare is an HMO, PPO plan with a Medicare contract.
Why is Aetna dropping Medicare Advantage plans?
Why do Medicare Advantage plans get discontinued? Some plans are discontinued to make room for new plans. Other plans are discontinued so we can update plan benefits to better serve members.