What is the very best medical insurance?

Asked by: Ella Shields  |  Last update: December 27, 2025
Score: 4.6/5 (56 votes)

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

What medical insurance is the best?

Market share in 2023
  • UnitedHealth Group (including UnitedHealthcare) 15.34% 16.37%
  • Elevance Health Inc. ( formerly Anthem) 7.16% ...
  • Centene Corp. 6.68% 6.76%
  • Humana. 6.03% ...
  • CVS Health (including Aetna Health) 5.82% ...
  • Kaiser Foundation (Kaiser Permanente) 6.18% ...
  • Health Care Services Corporation (HCSC) 3.53% ...
  • Cigna Health. 2.39%

Who is the number one health insurance in the US?

UnitedHealth Group (UNH), the parent of United Healthcare, is the largest health insurance company in the U.S. with a market cap north of $500 billion. It serves more than 29 million Americans and controls 15% of the market.

Is Blue Cross cheaper than Blue Shield?

Depending on your region, the cheapest California health plan might be offered by Anthem Blue Cross or by Blue Shield of California. However, the rates tend to be about the same. The big difference is network. Which plan offers the most doctors, hospitals and medical provider networks?

Which health insurance company denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

5 BEST Health Insurance Plans for 2025 | Top Health Insurance Policies 2025 | HONEST Review | Ditto

28 related questions found

Is $200 a month good for health insurance?

Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old. The best way to get cheap rates is to use health insurance subsidies, which lower the cost of an insurance plan based on your income.

Who is the most trusted insurance company?

Here are the best car insurance companies of 2025:
  • Travelers: Best car insurance company overall.
  • Auto-Owners: Best for affordability.
  • State Farm: Best mobile app ratings.
  • American Family: Best for customer satisfaction.
  • USAA: Best for military members.

What is the most expensive health care insurance?

Platinum health insurance is the most expensive type of health care coverage you can purchase. You pay low out-of-pocket expenses for appointments and services, but high monthly premiums.

Who is number 1 in healthcare?

According to the 2024 edition of the CEOWORLD Magazine Health Care Index, Taiwan ranks as the country with the best healthcare system globally, with an overall score of 78.72. South Korea (77.7) and Australia (74.11) follow closely behind.

What health insurance do most people in the US get?

Most people had private health insurance coverage in 2023

Private coverage plans include employment-based, those purchased directly from a marketplace, and TRICARE. Employment-based plans accounted for more than half of the population with insurance; the next largest sources of coverage were Medicaid and Medicare.

What are the 2 most common health insurance plans?

Before choosing a health insurance policy for yourself, your family, or your employees, you must know what types are available. Some popular health insurance policy options are: Preferred provider organization (PPO) plans. Health maintenance organization (HMO) plans.

Who is the number one healthcare company in the USA?

1. UnitedHealth Group (UNH) UnitedHealth Group holds its position at the forefront of the healthcare sector, pushing the boundaries of digital and personalized care.

Are Blue Cross and Blue Shield the same?

Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands.

Which health insurance has the best coverage?

Best Health Insurance Companies for 2025
  • Best Overall and Best for Self-Employed: Kaiser Permanente.
  • Best Widely Available Plans: UnitedHealthcare.
  • Best for Low Complaints and Best for Chronic Conditions: Aetna.
  • Most Affordable: Molina Healthcare.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

Why do people like Kaiser so much?

With Kaiser, many members like the fact that everything is in one location. They don't have to bounce from doctor to doctor. Tied in with this is the fact that Kaiser is able to coordinate health care among different doctors, labs, etc. To round this out, a person's health history and notes are all centralized.

What is the most rated health insurance?

The top 10 health insurance companies in India include: Aditya Birla Health, Acko, ICICI Lombard, Go Digit, HDFC Ergo, Star Health, Tata IG, ManipalCigna and Care Health.

Who is the #1 provider of health insurance in the US?

At the national level, the 10 largest health insurers by market share were: 1. UnitedHealth Group (14%), 2. Elevance Health (12%), 3. CVS (Aetna) (11%), 4.

What insurance company has the highest customer satisfaction?

Chubb ranked highest overall in customer satisfaction with a score of 688/1,000, followed by AIG with a score of 680 in the 2024 U.S. Home Insurance Study.

Which is the cheapest health insurance for senior citizens?

Medicare is the cheapest health insurance with the best benefits for people age 65 and older or who have a qualifying disability.