What is true about Affordable Care Act?
Asked by: Sigrid Labadie | Last update: June 13, 2025Score: 4.9/5 (45 votes)
What are three main points of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
Which of the following statements is true of the Affordable Healthcare Act?
Answer. The true statement about the Affordable Health Care Act (ACA) is that it eliminates lifetime limits on total health care insurance payments by insurers. The Affordable Health Care Act (ACA), also known as Obamacare, is a comprehensive health care reform law enacted in the United States in 2010.
What are 5 mandated benefits under the ACA?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
Which statement about the Affordable Care Act (ACA) is false?
The Affordable Care Act does not applied to employers with 15 or more employees, hence, the correct answer is option b. The false statement concerning the Affordable Care Act (ACA), commonly known as "Obamacare," is that it applies to employers with 15 or more employees.
Here's Why the Affordable Care Act Is So Controversial | History
What is not included in the Affordable Care Act?
What Benefits Does the Affordable Care Act Not Cover? The Affordable Care Act does leave two forms of insurance for adults out of its provisions — vision insurance and dental coverage. Although both of these services are considered essential benefits for children under the ACA, they are not included for adults.
What is true about the health insurance according to the Affordable Care Act?
Final answer: The ACA allows dependents to stay on their parents' insurance until age 26, prohibits lifetime and annual limits on coverage, and mandates that large employers offer health insurance. It also safeguards individuals with preexisting conditions and is partially funded by additional taxes.
Which of the following is required by the Affordable Care Act?
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
What are the rules for ACA affordability?
In 2025, a job-based health plan is considered "affordable" if your share of the monthly premium in the lowest-cost plan offered by the employer is less than 9.02% of your household income.
Which of the following is not a goal of the Affordable Care Act?
Final answer: The Affordable Care Act does not aim to ensure a place to stay for the homeless. Its goals are to provide affordable health insurance, require all Americans to have health insurance, and lower healthcare costs.
What is the False Claims Act for the Affordable Care Act?
False Claims Act [31 U.S.C. § § 3729-3733]
It is illegal to submit claims for payment to Medicare or Medicaid that you know or should know are false or fraudulent. Filing false claims may result in fines of up to three times the programs' loss plus $11,000 per claim filed.
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What is the primary goal of the Affordable Care Act?
The ACA has three primary goals at its foundation, collectively known as the Triple Aim. The Triple Aim goals are: improve patient care, improve population health, and reduce the cost of health care.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What is the Affordable Care Act in simple terms?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
Who benefits from the Affordable Care Act?
About the Affordable Care Act
The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL). Expand the Medicaid program to cover all adults with income below 138% of the FPL.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
What health insurance is accepted in all 50 states?
Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.
Does Obamacare cover surgery?
All plans offered in the Marketplace cover these 10 essential health benefits: Ambulatory patient services (outpatient care you get without being admitted to a hospital) Emergency services. Hospitalization (like surgery and overnight stays)
What does the Affordable Care Act cover quizlet?
attempts to reform the healthcare system by providing more Americans with Affordable Quality Health Insurance and by curbing the growth in healthcare spending in the U.S.. online marketplaces for health insurance.
Who is eligible for ACA benefits?
To be eligible to enroll in health coverage through the Marketplace, you must: Live in the United States (U.S). Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses. Not be incarcerated.
How do I know if my insurance is under the Affordable Care Act?
Check for Premium Tax Credits and Cost-Sharing Reductions
If you receive automatic financial help to pay for your coverage, you probably have an Obamacare plan. The ACA lets plan members apply for two types of assistance: premium tax credits and cost-sharing reductions.