What is United Health known for?

Asked by: Carolyne Stamm  |  Last update: September 6, 2025
Score: 4.8/5 (62 votes)

UnitedHealth Group Incorporated is an American multinational for-profit company specializing in health insurance and health care services based in Minnetonka, Minnesota.

What is the UnitedHealth Group known for?

UnitedHealth Group is a health care and well-being company with team members in two distinct and complementary businesses — Optum and UnitedHealthcare — working to help build a modern, high-performing health system.

What type of healthcare is UnitedHealthcare?

UnitedHealthcare offers a full range of health benefits, enabling affordable coverage, simplifying the health care experience and delivering access to high-quality care. UnitedHealthcare serves customers through four businesses: Employer & Individual, Medicare & Retirement, Community & State, and Global.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

Why should I choose UnitedHealthcare?

One of the benefits of United Health care is their extensive network of healthcare providers. They have relationships with a wide range of doctors, hospitals, and other medical facilities, so you are more likely to find in-network providers that meet your healthcare needs.

Inside STAT's investigations of UnitedHealth Group

40 related questions found

Does UnitedHealthcare have a good reputation?

Although a few companies, such as Kaiser Permanente, performed better in this category, UnitedHealthcare received 4.06 out of 5 stars. The company also did well in J.D. Power 2023 U.S. Commercial Member Health Plan Study scores for California, which measures health plans for overall customer satisfaction.

Which healthcare insurance is best?

Best Health Insurance Companies for 2025
  • Best Overall and Best for Self-Employed: Kaiser Permanente.
  • Best Widely Available Plans: UnitedHealthcare.
  • Best for Low Complaints and Best for Chronic Conditions: Aetna.
  • Most Affordable: Molina Healthcare.

Is there a class action lawsuit against UnitedHealthcare?

UnitedHealth Group Inc has agreed to a $69 million settlement to resolve allegations that it breached fiduciary duties under the Employee Retirement Income Security Act of 1974 (ERISA). The class action lawsuit, which has been pending for over three years, involved the company's 401(k) savings plan.

Is UnitedHealthcare good for Medicare?

UnitedHealthcare Medicare Advantage plans are rated at about the industry average, receiving an average rating of 3.93 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment.

What is the highest rated Medicare Advantage plan?

The Best Medicare Advantage Plans 2025
  • Humana - Best nationwide availability.
  • Anthem - Best for special needs plans.
  • Aetna - Best value plans.
  • Wellcare - Best health and wellness amenities.
  • AARP - Best for veterans.
  • UnitedHealthCare - Best for telemedicine care.
  • Kaiser - Highest member satisfaction and ratings.

Which health insurance denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Can you use UnitedHealthcare everywhere?

With UnitedHealthcare Options PPO health plans, you can use any doctor, clinic, hospital or health care facility in the national network.

What is the rank of UnitedHealthcare?

Selling insurance products under UnitedHealthcare, and health care services under the Optum brand, it is the world's ninth-largest company by revenue and the largest health care company by revenue. The company is ranked 8th on the 2024 Fortune Global 500.

Who is UnitedHealth Group biggest competitor?

Competitor comparison
  • Cigna Corp Headquarters. 73,700. $174.3B.
  • Elevance Health Inc Headquarters. 98,200. $138.6B.
  • Humana Inc Headquarters. 95,500. $83.1B.
  • Blue Cross Blue Shield of Michigan Mutual Insurance Co Headquarters. Institution.

What is the culture of UnitedHealthcare?

We are committed to diversity, equity and inclusion. Our core values of integrity, compassion, relationships, innovation and performance steer our actions and interactions. United is more than part of our name. It's who we are and how we work.

Is UnitedHealthcare a good option?

What's good about UnitedHealthcare? Members generally like their health insurance plans. UnitedHealthcare has 4.6 out of five stars for member experience, according to a HealthCare.gov survey that asked people to rank their medical care, doctors and ability to get appointments.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

How much does UnitedHealthcare cost per month for Medicare?

The standard monthly Medicare Part B premium for 2025 is $185.00, which is an increase of $10.30 from $174.70 in 2023.

Does UnitedHealthcare cover accidents?

Yes. AD&D coverage is included with all UnitedHealthcare branded accident plans, underwritten by Golden Rule Insurance Company. When you choose a plan, you'll choose your accidental injury coverage amount.

Is there a class action lawsuit against Blue Cross Blue Shield?

In 2024, a settlement was reached in a long-running class action lawsuit against Blue Cross Blue Shield (BCBS) brought by physicians, hospitals, large health systems and provider organizations.

Can I sue UnitedHealthcare?

If you believe that your insurance company denied your health insurance claim without any justification, you may be entitled to file a bad-faith lawsuit against UnitedHealthcare.

Is UnitedHealthcare a high deductible health plan?

Our High Deductible Health Plan (HDHP) plan offers Point-of-Service (POS) benefits. This means you can receive many covered services from a non-participating provider. However, out-of-network benefits may have higher out-of-pocket-costs than our in-network benefits.

What is the most expensive health insurance?

Platinum health insurance is the most expensive type of health care coverage you can purchase. You pay low out-of-pocket expenses for appointments and services, but high monthly premiums.