What is UnitedHealthcare card used for?

Asked by: Art Mosciski  |  Last update: March 9, 2025
Score: 4.6/5 (49 votes)

What is the UCard? As a member of a UnitedHealthcare Medicare Advantage plan, you may have the easy-to-use UCard, which is your member ID card — and so much more. It helps make it easier to access your benefits and programs, check in at a provider, fill prescriptions, if applicable, and more.

What can I use my UnitedHealthcare U card for?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

Can I buy gas with my UnitedHealthcare card?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.

How to pay bills with UnitedHealthcare UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

How to Use UnitedHealthCare Ucard to Purchase Products (2025) - Full Guide

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What groceries can I buy with my UCard?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

Is UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Who accepts UnitedHealthcare card?

How can I shop in a store using my UCard? You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.

How much money is on my UCard?

On the Web: You can check your balance on the UCard Online Card Office by logging in to the new Get Funds site. If you have not yet registered to Get Funds, you will need to register first. At Points of Sale: At points of sale, your UCard balance will be displayed automatically after every transaction.

Does Walmart accept UnitedHealthcare U card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like: Walmart.

What food does UnitedHealthcare cover?

What can you buy with your monthly credit? Enroll in a UnitedHealthcare Dual Complete® plan and you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more.

Can you withdraw money from your UnitedHealthcare card?

* You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket. When you are making a purchase in person: Be sure that the location accepts MasterCard. Give your card to the person at the register.

Can I buy water with my UnitedHealthcare card?

If you had a UnitedHealthcare dual health plan, you could use your credit to: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What is a UnitedHealthcare U card for?

The UnitedHealthcare UCard is the member ID and so much more. The UCard grants access to a large network of Medicare Advantage providers, credit to help pay for healthy food, OTC products and home utilities, and more.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

What stores can I use my UnitedHealthcare U card?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

Can I pay my water bill with my Ucard?

Because the Ucard is not a Master Card, Visa or Discover, we cannot accept the card as a form of payment. To use your Ucard money to pay your utility bill, you must do so through the Ucard hub on your plan's website or call 1-833-853-8587.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What benefits do you get with UnitedHealthcare?

UnitedHealthcare Dual Complete® plans include $0 annual physical exams, $0 lab tests and $0 preventive care. Plus, plans include a monthly credit to help pay for OTC and healthy food.

What kind of food can you get with UnitedHealthcare card?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

How does UnitedHealthcare spending card work?

The UnitedHealthcare Health Care Spending Card Mastercard® makes it easy to pay from your HRA and FSA. If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.

Can I use my UnitedHealthcare U card at Dollar General?

Dollar General UCard update

UnitedHealthcare welcomed Dollar General to the over-the-counter benefit network, helping to give members a convenient and budget-friendly shopping option.