What is UnitedHealthcare debit card?

Asked by: Lindsay Sanford  |  Last update: September 8, 2025
Score: 4.6/5 (54 votes)

Care Cash® is a preloaded debit card that helps you pay for cost-effective* and convenient care. Use it in place of a credit or debit card to help pay for the eligible, network** expenses listed below. To get the most from your Care Cash card, use it only for eligible, network expenses outlined in this document.

Where can I use my UnitedHealthcare debit card?

If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.

What can I use my UnitedHealthcare spending card for?

It's connected to your flexible spending account (FSA). There's no need to write checks or submit claim forms. Use it for eligible medical, dental, vision and pharmacy expenses.

How does the UnitedHealthcare U card work?

Your UCard is your new member ID card. It includes all the plan information needed to visit your provider or fill a prescription, if applicable. Your new UCard can be used when your plan coverage starts and throughout the plan year.

Can I use my UnitedHealthcare Flex card for groceries?

Can you use the United Healthcare flex card for groceries? No, you can't use your UHC flex card for groceries. The UnitedHealthcare UCard, however, is a monthly preloaded card that you can use to pay for healthy food, OTC products, and utility bills.

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45 related questions found

What kind of food can you get with UnitedHealthcare card?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

What does the Flex card cover?

It works just like a prepaid credit or debit card and can have multiple options for use, including online purchases. Use it for those expenses you are eligible to receive an allowance for such as groceries1, 2, over-the-counter health items, and utilities1, 2.

Can I get gas with my UnitedHealthcare card?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.

What stores can I use my UnitedHealthcare U card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

What food items can you get with a OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

Does Walmart accept UnitedHealthcare U card?

How can I shop in a store using my UCard? You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.

How to get money off a UnitedHealthcare card?

With your PIN you can use your card to withdraw funds at any ATM that displays the MasterCard brand name. * You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket.

Can I withdraw money from my health care spending card?

You can't withdraw money from an ATM

The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).

How does the UnitedHealthcare spending card work?

Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can you buy food with your UnitedHealthcare card?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

What is a UnitedHealthcare U card for?

The UnitedHealthcare UCard is the member ID and so much more. The UCard grants access to a large network of Medicare Advantage providers, credit to help pay for healthy food, OTC products and home utilities, and more.

Is UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

What groceries can I buy with my healthy Benefits card?

Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.

Can I buy water with my UnitedHealthcare card?

If you had a UnitedHealthcare dual health plan, you could use your credit to: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.

What is the health allowance card for groceries?

What is the Medicare Food Allowance Card? The Medicare Food Allowance Card is a benefit offered through certain Medicare Advantage plans, also known as Medicare Part C. This card allows beneficiaries to purchase groceries and other healthy food items, helping to offset the costs of maintaining a nutritious diet.

What kind of food can I buy with my Flex card?

Use your My Healthy Flex card for the following: OTC items such as cold medicines, incontinence supplies, vitamins, dental care, and much more. Grocery items such as fruits, vegetables, meats, dairy items and much more.

What is the disadvantage of flex card?

Drawbacks of Flexible Spending Credit Cards

Hurts your credit utilization: Your credit utilization (balance/limit ratio) heavily influences your credit score. Maxing out your card, let alone exceeding your limit, will drive utilization well over the recommended 30% threshold and damage your credit.