What items can I buy with my HSA card?

Asked by: Alec Lebsack PhD  |  Last update: March 20, 2023
Score: 4.7/5 (64 votes)

What Can You Pay for With an HSA?
  • Sunscreen.
  • Over-the-counter pain relievers, cold medicines and stomach remedies.
  • Air purifiers and filters.
  • Feminine hygiene products.
  • Birth control.
  • First aid supplies, including bandages.
  • Orthotics, orthopedic braces and wraps.
  • Pregnancy and fertility tests.

Can I buy toothpaste with HSA?

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I buy groceries with my HSA card?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Can I buy toilet paper with HSA card?

On the counterpoint, let's take a quick look at some of the expenses that don't qualify for payment out of your HSA, even during the coronavirus pandemic: Babysitting and childcare costs for a normal, healthy child. Medicines and drugs from other countries. Personal care items like toilet paper and soap.

Can I buy shampoo with HSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

New HSA & FSA Eligible Expenses | Healthcare Items to Buy Right Now

37 related questions found

Can I buy vitamins with HSA?

Generally, weight-loss supplements, nutritional supplements, and vitamins are used for general health and are not qualified HSA expenses. HSA owners usually cannot include the cost of diet food or beverages in medical expenses because these substitute for what is normally consumed to satisfy nutritional needs.

Can I buy deodorant with HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I buy an Apple watch with my HSA card?

Apple Watches are not considered medical devices and therefore cannot be bought with FSA funds. Even if a doctor says it's a medical necessity there's nothing that states Apple Watch is a medical device.

Can I pay for gym membership with HSA?

Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can I buy ChapStick with HSA?

You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.

Are condoms HSA eligible?

Condoms: HSA Eligibility. Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Can I buy an electric toothbrush with my HSA?

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

What are HSA qualified expenses?

HSA - You can use your HSA to pay for eligible health care, dental, and vision expenses for yourself, your spouse, or eligible dependents (children, siblings, parents, and others who are considered an exemption under Section 152 of the tax code).

What over-the-counter items can I buy with my HSA?

Which OTC items are now eligible expenses?
  • Cold, cough, and flu medicine.
  • Tampons, pads, and liners.
  • Pain relievers and anti-inflammatory medications.
  • Allergy and sinus medicine.
  • Digestive aids and laxatives.
  • Baby rash ointments and creams.
  • Baby electrolytes.
  • Sleep aids.

What can I use my HSA debit card for?

Where can I use my HSA? You can use your HSA Bank Health Benefit Debit Card to pay for doctor visits at the time of the appointment or for qualified items at a pharmacy or other retailer as long as it is for a qualified medical expense.

Is fish oil covered by HSA?

Fish oil supplements may be eligible with an LMN if used to treat a medical condition with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can you use HSA for gas?

Fuel is eligible for transportation to and from medical care, up to the allowed mileage rate. Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I buy a heating pad with my HSA?

A heating pad is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). A heating pad is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I buy a humidifier with my HSA card?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Are baby wipes HSA eligible?

Accessories like breast pumping bras and nursing wipes and pads are also available via your FSA or HSA. Whether you need to head back to work or just want to stock up on a milk supply, you'll likely find yourself pumping breast milk at some point—and you're going to need trusty containers to store it all in.

Is sunblock HSA eligible?

Sunscreen: HSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) ...

Is toilet paper FSA eligible?

Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Are feminine products HSA eligible?

Menstrual products — including tampons, pads, liners and other similar products — are now considered qualified medical expenses, and Americans can use their health savings account (HSA), flexible spending account (FSA) and health reimbursement arrangement (HRA) to purchase these products.

Is shampoo a qualified medical expense?

Shampoo, medicated – (Will require a doctor's prescription for reimbursement); see Over-the-counter medications. Expenses paid for the purchase of medicated shampoos used to treat a scalp condition are reimbursable.