What kind of insurance is Apwu?

Asked by: Ladarius Stanton I  |  Last update: February 11, 2022
Score: 4.8/5 (42 votes)

The APWU Health Plan is a national preferred provider organization (PPO) that offers both a fee-for-service High Option plan and a Consumer Driven Option health plan.

Is APWU a part of Cigna?

Since 1960, the APWU Health Plan High Option has offered comprehensive benefits to America's workforce. With low co-pays, deductibles and a vast nationwide network with Cigna, the High Option is the premier plan in the Federal Employees Health Benefits Program.

Is APWU a Medicare supplement?

APWU Health Plan offers a Medicare Advantage plan for High Option members. ... As an APWU Health Plan member, there is no need for you to enroll in Medicare Part D.

Who is eligible for APWU Health Plan?

All Postal employees and retirees who are eligible to enroll in the Federal Employee Health Benefits (FEHB) program may become members of an APWU Health Plan. All active Postal Service APWU bargaining unit employees must be dues-paying members of the APWU, except where exempt by law.

What is APWU CDHP?

APWU Health Plan is a National Preferred Provider Organization (PPO) offering both a fee-for-service High Option Health Plan and a Consumer Driven Option Health Plan. See 2022 Federal Brochure.

APWU Health Plan's High Option Plan for 2022

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Does Apwu cover vision?

You can use this account to be reimbursed for covered dental and vision expenses. You pay for dental and vision services at the time of service. If you are enrolled in the APWU Consumer Driven Plan, and change over to a craft represented by another union, you may keep your insurance but you must pay the full premium.

Does Apwu cover home health care?

The program covers skilled, intermediate, and custodial care in your home, at adult day-care centers, at assisted-living facilities, in nursing homes, or in hospice facilities.

How do I get out of the APWU?

The method preferred by APWU:

Have your gaining local or Branch write to their National Secretary- Treasurer requesting him or her to write to the APWU National Secretary-Treasurer requesting cancellation of APWU dues withholding. (You must also follow the process of the union you are joining.)

What union does USPS have?

The National Postal Mail Handlers Union (NPMHU) is recognized as the exclusive collective bargaining agent for 47,000 Mail Handlers employed by the United States Postal Service. NPMHU membership is open to any Mail Handler of the USPS regardless of race, color, sex, age or national origin.

How much are union dues for USPS?

The retroactive amount for the dues increase will result in a one-time collection of an additional $21.00 representing the increase from PP25-2019 through PP19-2020. Most mail handlers will be debited $47 on September 18, 2020 and dues will return to the new amount, $26.00 for most, in PP20-2020.

What health benefits do postal workers get?

Postal career employees enjoy excellent benefits, including annual and sick leave that can be accumulated, the opportunity to donate leave, basic life insurance paid for by the Postal Service with additional options at the employee's cost, pretax health benefits with most of the cost paid by the Postal Service, pretax ...

How long do you have to work for USPS to get health insurance?

521.2 Eligible Employees

The following employees are eligible for health insurance coverage: Officers in charge, except “off–the–street” officers in charge, as noted in 521.3a. Employees in the regular workforce expected to work at least 6 months each year.

Are consumer driven health plans good?

Overall, CDHPs offer alternatives to traditional health insurance, and they're an excellent way for employers to offer health benefits to employees at an affordable cost. ... There are a number of cost-saving benefits and other important features. You can: Save on premium costs.

How much are APWU union dues?

Just become an associate member of the APWU. That's it. The union will bill your annual $35 membership dues after you enroll in a health plan. You don't have to take any other special action.

How do I contact APWU?

The APWU is headquartered at 1300 L St. NW, Washington, DC 20005. Officers and staff can be reached at 202-842-4200. If you're interested in joining the APWU, contact the Organization Department at 202-842-4227.

What is insurance high option?

High Option Plan– a nationwide Fee-for-Service plan with a preferred provider organization (PPO). Our PPO network is Cigna HealthCare Shared Administration OAP Network and our prescription drug retail network and mail order pharmacy are through CVS Caremark®.

Who does the APWU represent?

The APWU represents more than 200,000 USPS employees and retirees, and nearly 2,000 private-sector mail workers. For more than four decades, APWU has fought for dignity and respect on the job for the workers we represent, as well as for decent pay and benefits and safe working conditions.

Is USPS a federal job?

Technically, employees of the United States Postal Service are not federal employees. The USPS operates as an independent, self-governing agency under the executive branch and receives no taxpayer dollars for its operations. Employees receive federal benefits, but ultimately their employer is not the U.S. government.

Are USPS mail carriers unionized?

The American Postal Workers Union (APWU) is a labor union in the United States. It represents over 200,000 employees and retirees of the United States Postal Service who belong to the Clerk, Maintenance, Motor Vehicle, and Support Services divisions. It also represents approximately 2,000 private-sector mail workers.

How do I cancel my APWU union dues?

The APWU processes PS Form 1188 for its members to cancel dues withholding. NAPUS processes PS Form 1188 for its members to cancel dues withholding.

How do I stop paying NALC union dues?

Any branch desiring to suspend the dues for members of the union called up to active duty should send a request to the national secretary-treasurer at NALC Headquarters.

Are post office jobs hard to get?

Getting the job at USPS isn't hard. However, keeping the job is, but that will also depend on what you do at the USPS. For a mail carrier, as long as you're not making huge mistakes, you could potentially have a great career, with a lot of benefits.

Does USPS give PSE benefits?

Postal support employees (PSE) are non-career postal employees. As part of the 2011 Collective Bargaining Agreement, the APWU has negotiated for PSEs to have access to the FEHB Program. As a PSE, you can enroll in the APWU Consumer Driven Option and the United States Postal Service pays 75% of the premium.

What are the disadvantages of consumer driven healthcare plans?

The Consumer Union Report went on to say the CDHPs actually shift more costs to sicker individuals. Much of the argument for the market driven CDHPs compares health insurance to other forms of insurance such as auto, were for the most part good drivers are not forced to pay for poor drivers, and poor drivers pay more.

Are EPO and PPO the same?

A PPO offers more flexibility with limited coverage or reimbursement for out-of-network providers. An EPO is more restrictive, with less coverage or reimbursement for out-of-network providers. For budget-friendly members, the cost of an EPO is typically lower than a PPO.