What kind of insurance is Illinois Medicaid?

Asked by: Dorothy Wintheiser  |  Last update: June 1, 2025
Score: 4.5/5 (68 votes)

Medicaid provides health coverage for Illinois residents who meet certain eligibility criteria including income limits and immigration status. It can be hard to tell whether or not you are eligible for Medicaid, so if you need Medicaid, the best thing to do is apply.

What is Medicaid insurance type?

Medicaid is the nation's public health insurance program for people with low income. The Medicaid program covers more than 1 in 5 Americans, including many with complex and costly needs for care.

What is Illinois Medicaid called?

HealthChoice Illinois is the statewide Medicaid managed care program.

Is BCBS of Illinois Medicaid?

Blue Cross and Blue Shield of Illinois offers individual health plans for you and your family, Medicare and Medicaid plans for those who qualify and other health plan options to best fit your needs.

What are the four types of Medicaid in Illinois?

Illinois Healthcare and Family Services (HFS) currently has four types of statewide managed care programs: HealthChoice Illinois Mandatory Managed Care Plans (MCP) cover children, pregnant women, FamilyCare, Affordable Care Act (ACA) Adults and Aid to the Aged, Blind or Disabled (AABD) Adults.

Is Illinois Medicaid Right for You? Discover Eligibility & Benefits

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Who qualifies for Medicaid in Illinois?

In Illinois, Medicaid is available to people who are:
  • Children 18 years and younger,
  • Parents and caregivers responsible for a child 18 years or younger,
  • Low-income adults ages 19 to 64 years,
  • Over 65 years,
  • Disabled,
  • Blind,
  • Pregnant, and.
  • Young adults under age 26 who were formerly in foster care.

Is Meridian insurance Medicaid?

Meridian is dedicated to improving the lives of our members. Our mission is to make sure you get the most from your healthcare coverage regardless of income level or health condition. When you become a member, you will get all of your covered Medicare and Medicaid services from Meridian, including prescription drugs.

Can you have Blue Cross Blue Shield and Medicaid?

Yes, you can maintain your employer-sponsored insurance plan as your primary coverage while also qualifying for Medicaid, which would pay for, generally speaking, any qualifying expense that your primary plan doesn't cover.

What type of insurance is Blue Cross Blue Shield of Illinois?

Blue Cross and Blue Shield of Illinois (BCBSIL) is a customer-owned health insurance company serving Illinois residents. The company offers individuals and families healthcare and prescription drug coverage through its Blue Choice Preferred PPO, Blue Precision HMO, and BlueCare Direct HMO plans.

How do I check my Medicaid status in Illinois?

If you aren't sure if your Medicaid coverage has been approved yet or if it is still active, you can check Manage My Case or call the state's Automated Voice Recognition System (AVRS) at 1-855-828-4995 with your Recipient Identification Number (RIN).

What is the Illinois Medicaid provider line?

Provider Help Line: 1-800-804-3833.

Who pays for Medicaid in Illinois?

In IL, the federal government pays 51% of the cost of traditional Medicaid.

Is Aetna State of Illinois Medicaid?

Aetna Better Health® of Illinois. When you choose us as your HealthChoice Illinois — Medicaid health plan, you're choosing care you can trust. It's about bringing together what matters most to your health.

Does Medicaid cover 100% of hospital bills?

What Medicaid Covers. Once an individual is deemed eligible for Medicaid coverage, generally there are no, or only very small, monthly payments, co-pays or deductibles. The program pays almost the full amount for health and long-term care, provided the medical service supplier is Medicaid-certified.

What is the difference between a PPO and a HMO?

HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.

Is Medicaid Obamacare?

One of the most important differences between Medicaid and Obamacare is that Obamacare health plans are offered by private health insurance companies while Medicaid is a government program (albeit often administered by private insurance companies that offer Medicaid managed care services).

Is Blue Cross Blue Shield of Illinois Medicaid?

Blue Cross and Blue Shield of Illinois (BCBSIL), a Division of Health Care Service Corporation, is contracted with IHFS as an MCO and operates a Medicaid plan, the Blue Cross Community Health Plan (BCCHP) in the state of Illinois.

What is the best health insurance in Illinois?

Blue Cross Blue Shield is the best health insurance company in Illinois. Its cheapest Silver plan costs $368 per month before discounts.

Is Medicaid considered PPO or HMO?

Medicaid is a federal and state program that offers health coverage to low-income individuals and families. In most cases, it is delivered neither by a PPO nor an HMO. Instead, Medicaid is typically (but not always) offered as a Managed Care Organization (MCO).

Can you have Medicaid and private insurance in Illinois?

Yes, you can have Medicaid and private insurance at the same time. Private insurance is your primary coverage. It pays first for services. Medicaid is your secondary coverage, meaning it pays last.

Who covers Medicaid?

Medicaid is jointly financed by states and the federal government, but administered by states within broad federal rules.

Does Medicaid automatically renew in Illinois?

When it is time for you to renew, you will get a letter from us at the address we have for you. If we have enough current information about you to decide if you still qualify, we might be able to automatically renew your coverage. If we need information, you must submit your renewal by the due date on your form.

Who owns Meridian health insurance?

With the closing of the acquisition, Meridian is now a wholly-owned subsidiary of WellCare.