What percentage of drivers are uninsured at any point in the US?
Asked by: Enos McCullough | Last update: October 7, 2023Score: 4.2/5 (56 votes)
The Insurance Research Council estimated the countrywide uninsured motorist rate was 12.6% in 2019, down from an estimated 13.8% in 2009 and 14.3% in 2008. Still, there are disparities among states and certain parts of the country have seen the rate of uninsured motorists tick up.
What percentage of drivers are uninsured in the US?
There are 28 million uninsured drivers drivers in the U.S. 1 in 8 motorists (12.6%) don't have auto insurance.
How many drivers are uninsured in the US?
Key takeaways. Minimum levels of auto insurance coverage are required in 49 states and the District of Columbia before someone can legally drive a vehicle. The uninsured motorist population has increased by 1.2% to roughly 28 million drivers.
What state has the highest number of uninsured drivers?
Mississippi has a higher percentage of uninsured drivers than any other state, with about 29% of people driving without insurance. Mississippi is one of the cheapest states for car insurance, but it's also the state with the lowest household income. So cost may cause many drivers not to buy insurance.
How many people drive around uninsured?
IN THIS FACTS + STATISTICS
In 2019, 12.6 percent of motorists, or about one in eight drivers, were uninsured, according to a 2021 study by the Insurance Research Council (IRC). The percentage was at a nine-year high of 13.1 percent in 2017 but fell to 12.6 percent in 2018 and 2019.
Driving illegally without insurance uk
What percent of people never drive?
Six percent of Americans drive a few times a month, 4% rarely drive and 6% never do. The most frequent drivers are men, adults with household incomes of $90,000 per year or more, college graduates, suburbanites, parents of children under 18, and those between 30 and 49 years of age.
Who has the highest percentage of uninsured?
Texas was the state with the highest percentage of uninsured among its population, while Massachusetts reported the lowest share of uninsured This statistic presents the percentage of the total population in the United States without health insurance in 2021, by state.
Who are the most uninsured in America?
Characteristics of the Nonelderly Uninsured, 2021
In general, people of color are at higher risk of being uninsured than White people. The uninsured rates for Hispanic people (19.0%) and American Indians and Alaska Natives (21.2%) are more than 2.5 times the uninsured rates for White people (7.2%) (Figure 5).
What cities have the most uninsured drivers?
1. Los Angeles. Los Angeles comes in as our least covered city for auto insurance in the country. Part of this is because of the state of California's statistics: 16.6% of motorists are completely uninsured, and policy requirements are low.
How many people are uninsured in the US CDC?
8.4% or 27.6 million Americans of all ages did not have health insurance in 2022 compared to 10.3% or 33.2 million in 2019. In the same time period, 4.2% or 3 million children did not have health insurance compared with 5.1% or 3.7 million in 2019.
How many Americans actually have life insurance?
About 50% of Americans own life insurance as of 2022. This marks a 2% decrease from 2021 and about a 13% decrease over the last decade.
How many immigrants are uninsured in the US?
In 2021, among the nonelderly population, one in four (25%) lawfully present immigrants and almost half (46%) of undocumented immigrants were uninsured compared to less than one in ten (8%) citizens.
What race is more likely to be uninsured?
Data from the Census Bureau shows that racial and ethnic disparities in health insurance coverage persist even among the most educated. People who identify as American Indian and Alaska Native, non-Hispanic or Hispanic, had the highest uninsured rates at all education levels.
What percentage of US citizens are insured?
The number of people with health insurance in the U.S. was over 300 million in 2021, about 92 percent of the population.
Can you drive uninsured in America?
Driving without insurance is against the law in virtually every U.S. state. The consequences of driving without insurance can vary dramatically, with penalties ranging from a slap on the wrist to large fines and even jail time.
What is the lowest uninsured rate in history?
Today, the U.S. Department of Health and Human Services (HHS) released a new report showing that the national uninsured rate reached an all-time low of 8 percent in early 2022, with 5.2 million people having gained coverage since 2020, coinciding with the beginning of the Biden-Harris Administration in January 2021.
What state has the fewest people with health insurance?
In these states, 10% or more of the population does not have health insurance coverage. The top 5 positions in this ranking were all taken by southern states. Texas led the way, with almost 1 in 5 Texans lacking health insurance coverage, followed by Oklahoma, Georgia, Florida, and Mississippi.
How many americans currently have no health insurance 2023?
Plus Over 11 Health Insurance Statistics For Jul 2023! Approximately 30 million people in the United States are uninsured and at risk of financial ruin if they become ill or injured. Even worse, there are approximately 9 million children in the country who lack proper healthcare coverage.
Which age group in America is most likely to be uninsured?
Young Adults (Ages 18 Through 24 Years)
Almost three out of every ten young adults do not have health insurance. Members of this age group are nearly twice as likely to be uninsured compared to members of the general population under age 65.
Are the majority of Americans uninsured?
Roughly 30 million Americans of all ages had no health insurance in 2021. That's roughly 9.2% of the population. The number of people without health insurance varies between states. Massachusetts has the lowest uninsured rate at 3%.
Which groups have the lowest uninsured rates in the US?
In 2021, among all people, adults aged 65 and older had the low- est uninsured rate (0.8 percent), followed by children under the age of 19 (5.4 percent) and adults aged 19 to 64 (12.2 percent) (Figure 2).
Why does Gen Z not want to drive?
The reasons for this trend are multifaceted, but studies show it can be attributed to several factors. One reason for Gen Z's lack of interest in cars and driving is the rise of ride-sharing services and other trending modes of public transportation such as electric scooters and bikes.
What is the statistically worst time to drive?
For the greatest number of accidents, purely by amount, 3 p.m. to 6 p.m., followed by 6 p.m. to 9 p.m., is the least safe. Rush hour – and thus when more cars are on the road – falls within this time frame. However, if you evaluate accidents by percentage, the period from 12 a.m. to 4 a.m. is the most dangerous.
Do some adults not drive?
There are various groups of people who do not drive, and the reasons vary. According to the American Bureau of Transportation Statistics, disability is a major reason why some people do not drive. The website also lists considerations to stop driving as another reason why people steer clear of the wheel.