What percentage of US population has no health insurance?

Asked by: Ernesto Runolfsdottir  |  Last update: November 8, 2025
Score: 4.8/5 (43 votes)

Looking at 2023, Census data show that the uninsured rate of 8.0 percent was not statistically different than the uninsured rate of 7.9 percent in 2022.

Can you live in the USA without health insurance?

The federal government has since repealed the health coverage requirement and penalty known as the individual mandate. But, some states still require their residents to have health insurance. Having a qualified health plan to avoid fines is essential in these locations.

What percentage of millennials don't have health insurance?

What percentage of millennials don't have health insurance? Statista found that in 2018, 66% of millennials were enrolled in private insurance plans, while 16% of millennials were uninsured.

How many people don't have health insurance in the US in 2024?

In Q1 2024, the estimated uninsured rate for the full population is 8.2 percent, which corresponds to 27.1 million individuals without insurance. This rate is not significantly different from the Q4 2023 uninsured rate of 7.7 percent.

Does over 90% of the United States population have health insurance coverage?

In 2022, most people (92.1 percent) had health insurance coverage at some point during the calendar year (Table 1 and Figure 1).

About What Percentage Of The US Population Has No Medical Coverage? - InsuranceGuide360.com

45 related questions found

What percent of Americans under 65 do not currently have health insurance?

Key Details: In 2023, 25.3 million people ages 0 to 64 were uninsured, and the uninsured rate for this population was 9.5%, both statistically unchanged from 2022.

What happens in America if you can't afford healthcare?

Americans are no longer taxed for not carrying health insurance. Medical debt contributes to a large number of bankruptcies in America. Access to quality primary care is critical, but doctors have the right to refuse patients without insurance or who are able to pay out-of-pocket expenses.

What is the biggest reason people in the US don t have health insurance?

Health Coverage by Age

The overall uninsured rate for working-age adults is lower than other age groups because of higher costs. According to a KFF analysis, 64 percent of uninsured working-age adults in 2022 cited high costs as the reason why they lacked coverage.

Which state has most uninsured health?

Texas is home to the country's largest share of Americans under 65 without health insurance, according to new Census Bureau data, with 18.8% of residents uninsured as of 2022.

Who pays for uninsured patients?

Hospitals do get help with the unpaid bills – from taxpayers. The majority of hospitals are non-profits and are exempt from federal, state and local taxes if they provide a community benefit, such as charitable care. Hospitals also receive federal funding to offset some of the costs of treating the poor.

Which age group is most uninsured?

Young Adults (Ages 18 Through 24 Years)

Almost three out of every ten young adults do not have health insurance. Members of this age group are nearly twice as likely to be uninsured compared to members of the general population under age 65.

What race is most likely to not have health insurance?

Uninsured Rates Vary Across and Within Racial and Ethnic Groups. Uninsured rates are higher among Latino, American Indian and Alaska Native (AIAN), Black, and Native Hawaiian and Pacific Islander (NHPI) people than among Asian, white, and multiracial people. (See Figure 1.)

What percentage of the US population Cannot afford healthcare?

Table that depicts the percentage of U.S. adults who are cost secure (55%), cost insecure (37%) and cost desperate (8%). Trends are shown dating back to 2021. Since 2022, the percentage of respondents categorized as cost secure has dropped six percentage points and is now lower than the 56% measured in 2021.

Is it a bad idea to not have health insurance?

Here's what you need to know about the individual mandate and the tax penalty you could face for going without coverage. Having health insurance isn't just a good idea — if you live in California, it's the law. In fact, 2020 marked the first year that Californians were required by state law to have health insurance.

What percentage of the population is on Obamacare?

On average, 20% of the population in non-expansion states have enrolled in an Affordable Care Act marketplace plan at some point in time, compared to 12% of the population in expansion states.

How many Americans have medical debt?

According to the CFPB, 100 million Americans owe $220 billion in medical debt. George told me that medical debt has had several devastating impacts on his life: Inability to borrow money for a mortgage or a car.

Which states have the poorest health?

5 top states where people are in poor health
  • Arkansas: 23.94% (up 2.10 percentage points)
  • Mississippi: 20.32% (up 0.92 percentage points) ...
  • Nevada: 20.64% (up 2.38 percentage points)
  • New Mexico: 20.72% (up 1.64 percentage points)
  • West Virginia: 23.30% (up 1.64 percentage points)

What states is it illegal to not have health insurance?

Presently there are six states with individual mandates:
  • California.
  • D.C.
  • Massachusetts.
  • New Jersey.
  • Rhode Island.
  • Vermont (but there's currently no financial penalty attached to the mandate)

Why do so many Texans not have health insurance?

Another factor that increases the likelihood of being uninsured is the level of educational attainment. Texas has lower rates of high school and college graduates than the national average (Murdoch, 2003). There is a strong correlation between education and income as well as between income and insurance.

Who is not eligible for Obamacare?

Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.

Why is American healthcare so expensive?

There are many possible reasons for that increase in healthcare prices: The introduction of new, innovative healthcare technology can lead to better, more expensive procedures and products. The complexity of the U.S. healthcare system can lead to administrative waste in the insurance and provider payment systems.

Why is the US the only country without free healthcare?

Typical explanations include a history of individualistic culture, union bargaining, inflationary pressure, or favourable tax treatment for employer-sponsored health insurance (Scott 2023b).

Which health insurance denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

What country has the best healthcare?

According to the 2024 Mirror, Mirror report, Australia, the Netherlands, and the United Kingdom have the best healthcare systems, though the differences in overall performance among most countries are relatively small.

What do poor people do for health insurance?

Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Some states expanded their Medicaid programs to cover all people below certain income levels.