What problems does the US Affordable Care Act Obamacare attempt to address and how does it do so?
Asked by: Julia Monahan | Last update: July 9, 2023Score: 4.8/5 (60 votes)
The ACA was designed to reduce the cost of health insurance coverage for people who qualify for it. The law includes premium tax credits and cost-sharing reductions to help lower expenses for lower-income individuals and families.
What issues were addressed by the Affordable Care Act?
The ACA addresses workforce issues through a number of provisions, including reforms in graduate medical education training; increases in health profession scholarship and loan programs; support for training programs for nurses; support for new primary care models, such as medical homes and team management of chronic ...
What did Obama do for the Affordable Care Act?
On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices.
What did the Affordable Care Act do?
Key Takeaways. It was designed to extend health coverage to millions of uninsured Americans. The act expanded Medicaid eligibility, created a Health Insurance Marketplace, prevented insurance companies from denying coverage due to pre-existing conditions, and required plans to cover a list of essential health benefits.
What was the reason for the Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
How Medicaid & Obamacare Hurt the Poor - and How to Fix Them
What are the disadvantages of the Affordable Care Act?
- The cost has not decreased for everyone. Those who do not qualify for subsidies may find marketplace health insurance plans unaffordable. ...
- Loss of company-sponsored health plans. ...
- Tax penalties. ...
- Shrinking networks. ...
- Shopping for coverage can be complicated.
Why was the Affordable Care Act controversial quizlet?
Why is the individual mandate controversial? Because opponents of the Affordable Care Act argue that forcing people to buy health insurance is an unconstitutional use of the Commerce Clause by Congress because health insurance is not related to interstate commerce.
Why is Affordable Care Act controversial?
The ACA has been highly controversial, despite the positive outcomes. Conservatives objected to the tax increases and higher insurance premiums needed to pay for Obamacare. Some people in the healthcare industry are critical of the additional workload and costs placed on medical providers.
What was the goal of the Affordable Care Act quizlet?
The ACA was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government.
What is the major objective of the Affordable Care Act quizlet?
What is the main objective of the ACA? Increases benefits and lower costs for consumers, bolster our health care and public health workforce and infrastructure, foster innovation and quality in our system.
Was the Affordable Care Act successful?
Since its enactment on March 23, 2010, the Affordable Care Act has led to an historic advancement of health equity in the United States. This landmark law improved the health of all Americans, including women and families, kids, older adults, people with disabilities, LGBTQI+ and communities of color.
Is the Patient Protection and Affordable Care Act Obamacare good for the United States?
Despite constant criticism and occasional sabotage, the Affordable Care Act has successfully expanded health insurance coverage — even though it included individuals with pre-existing conditions — and controlled runaway health care costs. We need to build on its tremendous cost-control success.”
How did Obamacare ruin healthcare?
According to a report by The Heritage Foundation, “Obamacare has significantly disrupted the market for those who buy coverage on their own by imposing new coverage and benefit mandates, causing a reported 4.7 million health insurance cancelations of an existing policy in 32 states.”
What is the Affordable Care Act in simple terms?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
What happened to the Affordable Care Act?
ACA Survives Legal Challenge, Protecting Coverage for Tens of Millions. The Supreme Court ruled in June 2021 that the challengers to the Affordable Care Act (ACA) lacked standing, effectively throwing out the lawsuit argued by 18 Republican state attorneys general and the Trump Administration.
Why do doctors not like Obamacare?
Dr. Richard Amerling, a New York City physician who is president of the AAPS, said Obamacare has set up a “bad business model” for private physicians. Doctors, he said, can't adjust their rates to keep up with expenses. In addition, electronic record keeping is a burden both in terms of cost and time.
In what ways has the Affordable Care Act improved our health care system in terms of access?
The ACA has reduced the number of uninsured people to historically low levels and helped more people access health care services, especially low-income people and people of color.
Who does the Affordable Care Act help the most?
More than 20 million Americans gained health insurance under the ACA. Black Americans, children and small-business owners have especially benefited. Thirty-seven states have expanded Medicaid, deepening their pool of eligible residents to those who live at or below 138% of the federal poverty level.
Has Obamacare helped or hurt?
Indisputably, yes. More than 20 million people have gained coverage as a result of the ACA. It has dramatically reduced the uninsured rate. On the day President Obama signed the ACA, 16 percent of Americans were uninsured; in March 2020, it was nine percent.
What were the three key features of the Affordable Care Act?
Lifetime Limits: Insurers are not allowed to set a maximum dollar amount they will pay for key health benefits. Young Adult Coverage: Dependent adults up to age 26 will be allowed to stay on their parents plan. Preventative Care: All new health plans must cover preventive care and certain medical screenings.
What are the most important elements of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand the Medicaid program to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
What are the advantages of the Affordable Care Act also known as the Patient Protection and Affordable Care Act quizlet?
The Act both strengthens existing forms of health insurance coverage while building a new, affordable health insurance market for individuals and families who do not have affordable employer coverage or another form of “minimum essential coverage” such as Medicare or Medicaid.
What was the purpose of the Patient Protection and Affordable Care Act of 2010 ACA )? Quizlet?
Patient protection and affordable care act. Law passed by congress in 2010 to provide affordable health insurance foe all us citizens and reduce the growth in health care spending. covers through two channels: -lower income Americans covered via a federally funded expansion of medicaid.
What is the major focus of the 2010 Patient Protection and Affordable Care Act quizlet?
The Patient Protection and Affordable Care Act (ACA) was signed by President Obama on March 23, 2010. The focus of the program is three-fold: to expand Medicaid, to preserve both Medicare and employer/job-based insurance coverage, and to promote state control of insurance markets.
What are some ways the Affordable Care Act affects private health insurance?
The Affordable Care Act (ACA) created a dramatically different marketplace for individual health insurance through three key reforms: prohibiting insurers from considering subscribers' health status or risk; providing substantial subsidies for millions of people to purchase individual coverage, many for the first time ...