What questions to ask in life insurance agent interview?

Asked by: Andrew Hegmann  |  Last update: November 2, 2025
Score: 5/5 (42 votes)

Top Five Questions to Ask Your Interviewer
  • Why is the position open? ...
  • What are the most important responsibilities of the job? ...
  • How will you measure performance? ...
  • What are the most important attributes for a person in this job? ...
  • What are the opportunities for career growth?

How to prepare for life insurance agent interview?

Prepare for Behavioral Questions: Reflect on your past experiences and prepare to discuss specific examples that showcase your customer service skills, sales achievements, and ability to handle challenging situations. Practice Selling Yourself: As an Insurance Agent, your ability to sell is crucial.

What are good questions to ask the interviewer?

  • What does a typical day look like? ...
  • How could I impress you in the first three months? ...
  • What opportunities are there for training and progression? ...
  • Where do you think the company is headed in the next five years? ...
  • Can you describe the working culture of the organisation? ...
  • What do you enjoy about your job?

What are good questions to ask a life insurance agent?

  • What companies do you represent?
  • What's the best type of life insurance for me? Why?
  • What are the financial ratings of the company you've quoted?
  • What are the guarantees in the proposal you're showing me?
  • Why are you recommending that coverage amount?
  • What does the underwriting process involve?

When choosing an insurance agent, what are some important questions to ask?

What to Ask Your Agent?
  • Do I have enough insurance to rebuild my home if it is destroyed?
  • Do I need flood and earthquake insurance? What would be the cost?
  • Does this policy cover water damage, including damage from sewer, drain or sump pump backup?

The Best Insurance Sales Systems: The 6 Questions vs the 5 Fundamentals [Similarities & Differences]

15 related questions found

How do you nail an insurance interview?

Tips for an interview for an insurance position
  1. Research the company. Before your interview, you should know what kind of insurance they offer, their direct competitors, what area they serve and their values. ...
  2. Be confident. ...
  3. Define your goals. ...
  4. Show your maturity. ...
  5. Ask follow-up questions. ...
  6. Send a thank you note.

What are the 3 most important things you want from insurance providers?

When it comes to choosing a home insurance policy, there are three main things you should keep in mind: coverage, price, and customer service. We've put together a quick guide on what to look for in each of these areas so you can find the right policy for your needs.

What are 10 things you absolutely need to know about life insurance?

  • 10 Things You Should Know.
  • Review Your Insurance Needs. ...
  • Decide How Much Coverage You Need. ...
  • Assess Your Current Life Insurance Policy. ...
  • Compare The Different Kinds of Insurance Policies. ...
  • Be Sure You Can Afford the Premium Payments. ...
  • Have an Insurance Agent Help You Evaluate the Future of Your Policy. ...
  • Keep Your Current Policy.

How do I market myself as a life insurance agent?

11 Powerful Life Insurance Marketing Strategies
  1. Awareness Stage. Drive Customer Engagement Through Social Media. ...
  2. Consideration Stage. Create a User-Friendly Website. ...
  3. Decision Stage. Leverage Online Reviews and Testimonials. ...
  4. Post-Purchase Stage. Develop an Effective Referral or Affiliate Program.

Which question is likely to be asked by a life insurance?

Medical History. Most life insurance applications include health questions and inquiries about your medical history. These questions provide information about your expected lifespan and help the insurer assess risks associated with early death.

How can I impress an interviewer question?

How can I impress the interviewer with my answers?
  1. Be passionate. Have a positive attitude and be enthusiastic when talking about yourself and your career. ...
  2. Sell yourself. ...
  3. Tell stories. ...
  4. Ask questions. ...
  5. Ask for the job.

Why should we hire you?

“…because it's a great opportunity for me to learn and grow.” “…because I'm really good at what I do and I can provide valuable insights.” “…because I want to take my career to the next level/in a new direction.” “…because I'm passionate about this industry and this feels like my dream job.”

What to ask in a final interview?

Questions to ask in a final interview
  • What does a typical day look like in this position?
  • Can you tell me about the team I'd be working with?
  • Who will I be working directly under?
  • Are there any reservations about my fit for the role that I can address?

Why should we hire you as an insurance agent?

Sample Answer: I've always been a people person. I like to get to know my clients and help them understand how our policies can benefit them. I also like to take initiative and work independently.

What is your strength and weakness?

Generally, you should mention a strength that highlights skills that are relevant to the role or industry you're applying for and that you can prove with achievements and concrete data. Your weaknesses shouldn't be deal breakers, like lacking a crucial skill for the job, but they should be relevant enough to mention.

How do you introduce yourself in an interview?

A: When introducing yourself in an interview, you want to give a brief summary of who you are, your background, and why you're interested in the job. Start with your name and a greeting, then mention your education, relevant experience, and any unique qualities or skills you have.

How to sell life insurance like a pro?

Follow These Tips and Find Out How to Sell Life Insurance Successfully
  1. Know Your Product. As a life insurance agent, knowing your product inside out is critical. ...
  2. Personalize Your Pitch. ...
  3. Leverage Verified Leads. ...
  4. Build Trust with Prospects. ...
  5. Use Digital Marketing Strategies. ...
  6. Overcoming Objections. ...
  7. The Art of Closing.

How much do life insurance agents make per sale?

For every policy sold, the insurance agent earns a large upfront commission. This rate can range from 40% to 100% of the first-year premium, the amount the policyholder pays for the policy. The rate is set by the insurance company, and each state has its own commission limits.

How to motivate someone to buy life insurance?

  1. Create a Comprehensive Customer Profile.
  2. Place a Greater Focus on Value vs. Price.
  3. Uncover the Reason They're Delaying a Life Insurance Decision.
  4. Play Up Benefits vs. Features.
  5. Anticipate and Solve Pain Points.

What are 3 factors of life insurance?

Life insurance costs are personalized and depend on factors like age, health, coverage needs, and the type of policy (term or permanent). Younger and healthier individuals generally qualify for lower rates.

What are common questions about life insurance?

Common Life Insurance Questions
  • Do I really need life insurance? ...
  • How do I buy life insurance? ...
  • What is the “free to look” period? ...
  • Is it true that some companies won't turn applicants down? ...
  • What's the difference between term and permanent life insurance?
  • What does “fully paid up” mean on a permanent life insurance policy?

What is the simplest way to understand life insurance?

Life insurance is a contract between an insurance company and a policy owner in which the insurer guarantees to pay a sum of money to one or more named beneficiaries when the insured person dies. In exchange, the policyholder pays premiums to the insurer during their lifetime.

What are the three C's of insurance?

A number of these factors fall under what the Surety industry calls “The Three C's”; Character, Capacity, and Capital. All three of these are important to the underwriting process. The principal needs to exhibit the Character, Capacity, and Capital to qualify for surety credit.

What does coinsurance mean?

Listen to pronunciation. (KOH-in-SHOOR-ents) The amount of money not covered by a patient's health insurance that the patient pays for each health care service. For example, if a plan covers 80% of the cost of a service, then the coinsurance that the patient pays will be the remaining 20% of the cost.

How to explain insurance to customers?

Insurance helps to protect you and your family against unexpected financial costs and resulting debts or the risk of losing your assets. Insurance helps protect you from expensive lawsuits, injuries and damages, death, and even total losses of your car or home.