What rapidly declined with the implementation of ACA?
Asked by: Timmy Satterfield | Last update: July 28, 2025Score: 4.1/5 (59 votes)
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What has been strongly challenged under the ACA?
Under the Affordable Care Act (ACA), commonly known as Obamacare, the aspect that has faced significant challenge is the mandatory purchase of health insurance, hence the correct option is D).
What states rejected the Affordable Care Act?
The Affordable Care Act, also known as Obamacare, was enacted in 2010, but 10 states have not expanded Medicaid, the federal-state program that provides health care for low-income people. They are Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming.
What are the problems of universal health coverage?
A wide range of challenges present barriers to progress on UHC. On a broader national level, these include lack of coordination within and between health departments and other agencies, inadequate human resources for services delivery, and insufficient financial allocations.
Making it Work: Public and Private Efforts to Implement the ACA
Why did universal healthcare fail in the US?
Opposition from doctors, labor, insurance companies, and business contributed to the failure of Progressives to achieve compulsory national health insurance. In addition, the inclusion of the funeral benefit was a tactical error since it threatened the gigantic structure of the commercial life insurance industry.
What are the main arguments against universal healthcare?
- Keeping costs down may reduce the standard of care. ...
- Lack of competition within the health care industry. ...
- Government-run health care means waiting lists. ...
- Citizens may need to buy private insurance anyway. ...
- The Department of Veterans Affairs is an example of a failed system.
Who opposes Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) was passed by a Democratic Congress and signed into law by a Democratic president in 2010. Republican congressmen, governors, and Republican candidates have consistently opposed the ACA and have vowed to repeal it.
What did the Affordable Care Act prohibit?
The ACA also prohibits annual and lifetime limits on the dollar amount of coverage and restricts the amount of out-of-pocket costs individuals and families may incur each year for in-network care. Additionally, the law requires most health plans to cover preventive health services with no out-of-pocket costs.
Why was the Affordable Care Act unconstitutional?
United States Department of Health and Human Services declared the law unconstitutional in an action brought by 26 states, on the grounds that the individual mandate to purchase insurance exceeds the authority of Congress to regulate interstate commerce.
How has the ACA affected healthcare?
The ACA's coverage expansions drove a precipitous decline in the uninsured rate, which fell and eliminating prior barriers in the private insurance market for people with pre-existing health conditions, the ACA provided new options for many people who lack access to affordable employer-sponsored health benefits.
What is the moral hazard of the Affordable Care Act?
In the context of health insurance, the term “moral hazard” is used to capture the idea that insurance coverage, by lowering the marginal cost of care to the individual (commonly referred to as the out-of-pocket cost), may increase healthcare use.
Who was the first American president to make an appeal for national health insurance?
President Harry S.
Harry Truman, who became President upon FDR's death in 1945, considered it his duty to perpetuate Roosevelt's legacy. In 1945, he became the first president to propose national health insurance legislation.
What can be done to improve the ACA?
- Ensure Affordable Premiums.
- Reduce Cost-Sharing.
- Strengthen Coverage Requirements.
- Create Federal Backstops for Coverage.
- Simplify Plan Options and Enrollment Pathways.
What are the barriers to enrollment in the ACA?
Similar to the experiences in Massachusetts (20, 66), common barriers to enrollment have included perceived cost of coverage (16, 23, 29, 30, 40), limited awareness about coverage expansions and eligibility (29, 30, 40, 89), difficulty navigating the enrollment process (16, 23, 30), and language barriers (41, 89); ...
What do Republicans believe about healthcare?
Republicans' alternative solution focuses on lowering health care premiums for families and small businesses, increasing access to affordable, high-quality care, and promoting healthier lifestyles – without adding to the crushing debt Washington has placed on our children and grandchildren.
What is the 30 hour rule for ACA?
If an employee is credited with an average of 30 hours per week or more during the Standard Measurement Period, the employee would be eligible for benefits for the upcoming plan year. The Stability Period is the period of time that the employee cannot lose eligibility regardless of the hours he works.
What was one of the more controversial provisions of the Affordable Care Act?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
What are the major arguments against the Affordable Care Act?
Obamacare has increased the cost of health care and health insurance. The ACA's federal mandates and spending, including Medicaid expansion and subsidized individual plans, have drastically increased the cost of health care and health insurance. 2. Obamacare increases Americans' reliance on the federal government. …
How many times did Republicans try to repeal Obamacare?
After the July 27, 2017 vote on the Health Care Freedom Act, Newsweek "found at least 70 Republican-led attempts to repeal, modify or otherwise curb the Affordable Care Act since its inception as law on March 23, 2010."
Do Democrats support the Affordable Care Act?
Democrats believe that quality, affordable health care is a right – not a privilege – for every American.
What country has the best healthcare?
According to the 2024 Mirror, Mirror report, Australia, the Netherlands, and the United Kingdom have the best healthcare systems, though the differences in overall performance among most countries are relatively small.
What country has free healthcare?
All but 43 countries in the world have free healthcare or access to universal healthcare for at least 90% of their citizens according to Hudson's Global Residence Index. However, Brazil is the only country in the world that offers free healthcare for all its citizens.
Why does the US not support universal healthcare?
In the United States, everyone selfidentifies as middle class. This leads to a very simple syllogism about why the United States has no universal health insurance: there is no self-identified working class—no labor party, no national health insurance. It is hard to disconfirm that syllogism.