What state has the lowest number of of uninsured people?

Asked by: Ken Kuvalis MD  |  Last update: January 11, 2026
Score: 4.9/5 (24 votes)

By the numbers: After Texas, Oklahoma (14.3%), Wyoming (14.1%) and Florida (13.9%) have the highest share of uninsured residents among U.S. states and Washington, D.C. Massachusetts (2.9%), Washington, D.C. (3.1%) and Hawai'i (4.3%) have the lowest.

Which state has the lowest uninsured rate?

  • US Value: 8.0%
  • Top State(s): Massachusetts: 2.4%
  • Bottom State(s): Texas: 16.6%
  • Definition: Percentage of population not covered by private or public health insurance.
  • Data Source and Years(s): U.S. Census Bureau, American Community Survey, 2022.

Who is the least likely to be uninsured in the United States?

Uninsured rates in the U.S. still show clear racial and ethnic disparities. In 2023, 17.9% of Hispanic people and 18.7% of AIAN people ages 0 to 64 were uninsured—more than two and a half times the rate for White people (6.5%). Asian individuals had the lowest uninsured rate at 5.8%.

Where do most uninsured people live?

For Immediate Release: November 3, 2022

Nearly 25 million working age adults in the United States (ages 18-64) were without health insurance in 2021, according to new data from CDC's National Center for Health Statistics. Texas, Georgia, and North Carolina had the highest rates of uninsured among this group.

Why is Texas the most uninsured state?

Another factor that increases the likelihood of being uninsured is the level of educational attainment. Texas has lower rates of high school and college graduates than the national average (Murdoch, 2003). There is a strong correlation between education and income as well as between income and insurance.

Income, Poverty and Health Insurance Coverage in the United States: 2020 News Conference

17 related questions found

Which state does not require health insurance?

New Jersey, California, Rhode Island, Massachusetts, and the District of Columbia require their residents to have health insurance coverage or face penalties. Vermont recommends that residents have coverage, but there's no noncompliance penalty.

Why is Texas ranked so low in healthcare?

Texas ranked low because it has: A high percentage of uninsured people. Expensive mental health treatment services.

What race is the most uninsured?

Uninsured rates are higher among Latino, American Indian and Alaska Native (AIAN), Black, and Native Hawaiian and Pacific Islander (NHPI) people than among Asian, white, and multiracial people.

What happens in America if you can't afford healthcare?

Americans are no longer taxed for not carrying health insurance. Medical debt contributes to a large number of bankruptcies in America. Access to quality primary care is critical, but doctors have the right to refuse patients without insurance or who are able to pay out-of-pocket expenses.

Which state has the highest percentage of uninsured drivers?

Mississippi has the highest uninsured motorist population

Mississippi had the highest uninsured motorist population in 2019 at 29.4%, followed by Michigan (25.5%), Tennessee (23.7%), New Mexico (21.8%), and Washington state (21.7%).

What race uses Medicaid the most?

A larger share of Medicaid and CHIP enrollees are Hispanic and non- Hispanic Black than the U.S. population, and a smaller share are non-Hispanic White. Sources: 2020 T-MSIS Analytic Files Annual Demographic and Eligibility File, Release 1; 2020 Race/Ethnicity Imputation Companion File; 2019 American Community Survey.

What is the healthiest race in America?

Whites are usually taken as the standard against which other groups are compared, but they are not necessarily in the best health. Hispanics appear to be healthier than whites on a number of measures, though not all. Asians are generally in better health than any other group (Hummer et al., 2004).

What age group is most uninsured?

Young Adults (Ages 18 Through 24 Years)

Almost three out of every ten young adults do not have health insurance. Members of this age group are nearly twice as likely to be uninsured compared to members of the general population under age 65.

What state has the worst insurance rates?

Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.

Which states have the poorest health?

5 top states where people are in poor health
  • Arkansas: 23.94% (up 2.10 percentage points)
  • Mississippi: 20.32% (up 0.92 percentage points) ...
  • Nevada: 20.64% (up 2.38 percentage points)
  • New Mexico: 20.72% (up 1.64 percentage points)
  • West Virginia: 23.30% (up 1.64 percentage points)

Who pays for uninsured patients?

Hospitals do get help with the unpaid bills – from taxpayers. The majority of hospitals are non-profits and are exempt from federal, state and local taxes if they provide a community benefit, such as charitable care. Hospitals also receive federal funding to offset some of the costs of treating the poor.

Why can't the US have free healthcare?

In the United States, everyone selfidentifies as middle class. This leads to a very simple syllogism about why the United States has no universal health insurance: there is no self-identified working class—no labor party, no national health insurance. It is hard to disconfirm that syllogism.

Which health insurance denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

Can a hospital take your house for unpaid medical bills?

The short answer is yes, it is possible to lose your home over unpaid medical bills though the doctor or hospital would have to be willing to go to a lot of effort to make that happen. Medical debt is classified as unsecured debt. This means that your debt isn't tied to any collateral.

What is the brokest race?

Both Native Americans and Black Americans have the highest poverty rates, with about one in five individuals from these groups living below the poverty line. These groups are considered “overrepresented” in poverty statistics, meaning their share in poverty exceeds their proportion of the total U.S. population.

What are the 5 most uninsured states?

By the numbers: After Texas, Oklahoma (14.3%), Wyoming (14.1%) and Florida (13.9%) have the highest share of uninsured residents among U.S. states and Washington, D.C. Massachusetts (2.9%), Washington, D.C. (3.1%) and Hawai'i (4.3%) have the lowest.

What race has the most life insurance?

Black Americans are more likely to own individual life insurance than the general population. Fifty- eight percent of Black Americans own individual coverage, while just 52 percent of all Americans have individual coverage. Life insurance offered through an employer is a benefit Black Americans value.

Why is Texas' life expectancy so low?

"Lower life expectancy in southern states raises the possibility that politics, vaccination policies, pollution, climate, or other variable factors may contribute to discrepancies in life expectancy," the Harvard study states.

What state has the best healthcare for poor people?

  • Hawaii. #1 in Health Care Affordability. ...
  • Vermont. #2 in Health Care Affordability. ...
  • Massachusetts. #3 in Health Care Affordability. ...
  • Iowa. #4 in Health Care Affordability. ...
  • South Dakota. #5 in Health Care Affordability. ...
  • Rhode Island. #6 in Health Care Affordability. ...
  • Minnesota. #6 in Health Care Affordability. ...
  • Maine.

Which city in Texas has the best healthcare?

Dallas Is Home to Texas' Best Hospital. UT Southwestern Medical Center and Baylor Scott & White All Saints - Fort Worth both moved up U.S. News & World Report's 2023 hospital ranking. William P. Clements University Hospital, which is operated by UT Southwestern.