What states is Blue Cross Blue Shield in?

Asked by: Tommie D'Amore  |  Last update: July 4, 2025
Score: 4.2/5 (9 votes)

BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.

Does BlueCross BlueShield cover all 50 states?

With access to the largest provider network in the world, your Excellus BlueCross BlueShield plan offers a world of options. Our members have access to medical assistance services, doctors, and hospitals in all 50 states and more than 200 countries and territories around the world.

What are the 14 Anthem states?

We serve our members as the Blue Cross licensee for California and as the Blue Cross and Blue Shield, or BCBS, licensee for Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri (excluding 30 counties in the Kansas City area), Nevada, New Hampshire, New York (in the New York City metropolitan area and ...

Can I use my BlueCross BlueShield of Texas in another state?

Traveling within the U.S.

If you are traveling out-of-state but within the United States, you have access to the same level of benefits you receive in-network as long as you visit in-network providers.

Can I use BCBS of Tennessee in another state?

BlueCross BlueShield of Tennessee is a not-for-profit health plan company founded in 1945 that is locally operated and based in Chattanooga. Because the company is a member of the BlueCross BlueShield Association, plan members can rely on the same dependable coverage while traveling or living out of state.

What is the Difference Between Blue Cross Standard and Basic

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Can I use my health insurance in every state?

If you live in two different states or frequently travel within the country, you may want to sign up for a preferred provider organization (PPO) plan. A PPO plan gives you more nationwide options for providers and health care services. That means you're able to use your health insurance no matter where you are.

Is BlueCross BlueShield of Tennessee the same as Blue Cross Blue Shield?

BlueCross BlueShield of Tennessee is the largest health benefit plan company in Tennessee. It is an independent, not-for-profit organization governed by its own board of directors. The organization is part of a nationwide association of health care plans licensed by the Blue Cross and Blue Shield Association.

Does Blue Cross Blue Shield cover across state lines?

You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.

Can I transfer my BCBS insurance to another state?

Coverage That Moves and Grows With You

BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.

Can I use Florida Blue Cross in another state?

If you're traveling out-of-state, an emergency room or urgent care visit, along with any pre-approved services are covered by your Florida Blue health plan. Depending on your plan, you may have additional out-of-state health insurance benefits.

What is better, Blue Shield or Anthem Blue Cross?

What we're seeing is that when comparing apples and apples, the Blue Shield of California formulary is broader than Anthem Blue Cross for Individual/Family and maybe even Small Business. Anthem made the move to a more limited drug list for their group business which was unprecedented.

Who bought Blue Cross Blue Shield?

Elevance Health's $2.5 billion acquisition of Blue Cross and Blue Shield of Louisiana (BCBSLA) is on pause yet again amid concerns about the impact on competition.

Are Blue Shield and Blue Cross the same?

Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands.

What states does Blue Cross Blue Shield of Texas cover?

Blue Cross and Blue Shield of Texas Subsidiaries

In addition to Blue Cross and Blue Shield Plans in Texas, Illinois, New Mexico, and Oklahoma operating as divisions of HCSC, HCSC includes the following subsidiaries: Apply for Texas health insurance coverage at eHealthInsurance.

Is Blue Cross accepted everywhere?

BCBS offers a BlueCard program that allows beneficiaries to access coverage anywhere in the country, with treatment charged at local rates.

What insurance covers all states?

Do I need multi-state car insurance? No. No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.

Is BCBS accepted in all states?

The Blue Cross and Blue Shield System

BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.

Can I use my health insurance out of state?

Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.

Can I use BCBS of Texas out of state?

If you are traveling outside of Texas, there are even more BCBS Network providers from which to choose. In fact, more than 85 percent of all doctors and hospitals throughout the United States contract with BCBS.

Does it matter what state I live in for health insurance?

You should buy coverage in the state where you officially reside. Most states consider you a resident if you intend to make that state your permanent home.

Is a blue card the same as a blue shield?

The BlueCard® Program links participating healthcare providers and the independent Blue Cross and Blue Shield Plans across the country and abroad with a single electronic network for claims processing and reimbursement.

How many states does Anthem Blue Cross cover?

What states are covered by Anthem Insurance? Anthem, Inc. serves members in California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin; and specialty plan members in other states.

What is the best healthcare insurance?

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Does BlueCross BlueShield of Tennessee work out of state?

All BlueCross members have our BlueCard network, which includes doctors and hospitals across the country and around the world. No matter where you travel, you can get in-network care when you need it.