What states offer free health insurance?

Asked by: Marcos Okuneva IV  |  Last update: July 5, 2025
Score: 4.2/5 (39 votes)

  • California. State offers public health coverage to all adults regardless of immigration status.
  • Colorado. State offers private health coverage with state subsidies to all adults regardless of immigration status.
  • Illinois. ...
  • Minnesota. ...
  • New york. ...
  • Oregon. ...
  • Washington. ...
  • District of columbia.

Which states have free healthcare?

Six states — California, Colorado, Illinois, New York, Oregon, and Washington, plus D.C. — have also expanded fully state-funded coverage to some income-eligible adults regardless of immigration status. In most of these cases these state expansions have taken place since 2020.

Who gets free health insurance in the USA?

Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Some states expanded their Medicaid programs to cover all people below certain income levels.

What state has the best healthcare for poor people?

  • Hawaii. #1 in Health Care Affordability. ...
  • Vermont. #2 in Health Care Affordability. ...
  • Massachusetts. #3 in Health Care Affordability. ...
  • Iowa. #4 in Health Care Affordability. ...
  • South Dakota. #5 in Health Care Affordability. ...
  • Rhode Island. #6 in Health Care Affordability. ...
  • Minnesota. #6 in Health Care Affordability. ...
  • Maine.

Can I have health insurance in one state and live in another?

It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.

Which states require you to have health insurance?

44 related questions found

What insurance is accepted in all 50 states?

Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.

How do snowbirds get health insurance?

Some insurers offer Advantage plans specifically designed for snowbirds. Medicare Cost Plans work well for snowbirds, but aren't available in most states. Original Medicare will cover you anywhere in the nation, but make sure your doctors and hospitals are participating providers with Medicare.

What happens in America if you can't afford healthcare?

Americans are no longer taxed for not carrying health insurance. Medical debt contributes to a large number of bankruptcies in America. Access to quality primary care is critical, but doctors have the right to refuse patients without insurance or who are able to pay out-of-pocket expenses.

What state is #1 in healthcare?

Hawaii, Massachusetts, Minnesota, Iowa, and Connecticut are the top-ranked states according to the 2020 Scorecard, which assesses all 50 states and the District of Columbia on more than 45 measures of access to health care, quality of care, service use and costs of care, health outcomes, and income-based health care ...

What state has the most people without health insurance?

Texas is home to the country's largest share of Americans under 65 without health insurance, according to new Census Bureau data, with 18.8% of residents uninsured as of 2022.

What happens in USA if no health insurance?

What are the financial implications of being uninsured? Uninsured individuals often face unaffordable medical bills when they do seek care. These bills can quickly translate into medical debt since most people who are uninsured have low or moderate incomes and have little, if any, savings.

Who is not eligible for Obamacare?

Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.

Who gets free health insurance in USA?

In all states, Medicaid gives health coverage to some individuals and families, including children, parents, people who are pregnant, elderly people with certain incomes, and people with disabilities. Some states have expanded their Medicaid programs to cover other adults below a certain income level.

What state ranks lowest in healthcare?

Minnesota is the best state for healthcare when it comes to affordability and quality and Mississippi is the worst, according to WalletHub's 2024 ranking published July 29.

What state is the easiest to get Medicaid?

The top states—ranked from 1 to 10—are Massachusetts, Nebraska, Vermont, Alaska, Wisconsin, Rhode Island, Minnesota, New York, Washington, and New Hampshire.

What state has the cheapest healthcare?

Most affordable states for healthcare:

Hawaii (Avg. annual premium/deductible: $5,374/$3,115) Michigan. Washington.

What state is #1 in quality of life?

Overall, the study ranked Massachusetts as the best place to live in the U.S. thanks in part to the state's education and health, (where it ranked first in the country), and their quality of life, (where it ranked sixth). Other states that rounded out the top five were Florida, New Jersey, Utah and New Hampshire.

What hospital is ranked 1 in us?

Mayo Clinic is top-ranked in more specialties than any other hospital and has been recognized as an Honor Roll member according to U.S. News & World Report's 2024-2025 "Best Hospitals" rankings.

Which state does not require health insurance?

New Jersey, California, Rhode Island, Massachusetts, and the District of Columbia require their residents to have health insurance coverage or face penalties. Vermont recommends that residents have coverage, but there's no noncompliance penalty.

Which health insurance denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

Do any Americans get free healthcare?

There is no universal healthcare. The U.S. government does not provide health benefits to citizens or visitors. Any time you get medical care, someone has to pay for it.

What is the easiest way to get health insurance?

There are several ways to apply for and enroll in Marketplace health coverage:
  1. Use HealthCare.gov to apply online. Fastest way to apply. ...
  2. Enroll over the phone. ...
  3. Find help in your area. ...
  4. Use a certified enrollment partner. ...
  5. Fill out and mail in a paper application.

Where do I get health insurance if I live in two states?

Multi-State Plan options are offered, along with other approved plans, on the Health Insurance Marketplace. The Marketplace is a one-stop shop where you can compare prices on health plans, buy coverage, and obtain Federal subsidies if you qualify for them.

Do I need health insurance on vacation?

Before you travel, consider getting travel insurance to cover yourself in case delays, accidents, or illness occur on your trip. Your current medical insurance may not cover care in another country. Also, some types of travel insurance help you cover costs if your travel is cancelled or disrupted.