What states use Blue Cross Blue Shield?
Asked by: Samir Russel | Last update: January 25, 2026Score: 4.3/5 (41 votes)
What states does BlueCross BlueShield cover?
It has affiliated plans in all 50 states, Washington, D.C., and Puerto Rico, and licensees offering plans in several foreign countries; it also participates in the nationwide health insurance program for employees of the United States federal government.
Does BlueCross BlueShield cover across state lines?
You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.
Is BlueCross BlueShield good in every state?
Every Blue Cross Blue Shield plan participates in the BlueCard program that allows you to use your plan benefits to access care anywhere inside the United States. Depending on the type of plan you have, you may only be covered in emergency situations. This is the case if you have an HMO network plan, for example.
What are the 14 states covered by Anthem?
The fourteen U.S. states served by Anthem health insurance plans include: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.
Health Insurance 101: How Insurance Works In 90 Seconds | BCBSND
What states accept Anthem Blue Cross?
We serve our members as the Blue Cross licensee for California and as the Blue Cross and Blue Shield, or BCBS, licensee for Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri (excluding 30 counties in the Kansas City area), Nevada, New Hampshire, New York (in the New York City metropolitan area and ...
What is better, Blue Shield or Anthem Blue Cross?
What we're seeing is that when comparing apples and apples, the Blue Shield of California formulary is broader than Anthem Blue Cross for Individual/Family and maybe even Small Business. Anthem made the move to a more limited drug list for their group business which was unprecedented.
Can you transfer BCBS to another state?
Coverage That Moves and Grows With You
BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.
What state has the best healthcare benefits?
Can I use my health insurance in every state?
If you live in two different states or frequently travel within the country, you may want to sign up for a preferred provider organization (PPO) plan. A PPO plan gives you more nationwide options for providers and health care services. That means you're able to use your health insurance no matter where you are.
What insurance covers all states?
Although Medicaid is available in every state, it's quite different from Medicare. Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.
Can I use BCBS of Texas out of state?
HealthSelectSM Out-of-State is a network-based preferred provider plan managed by Blue Cross and Blue Shield of Texas (BCBSTX). HealthSelect Out-of-State is available to non-Medicare eligible retirees who live or work outside of Texas.
Does it matter what state I live in for health insurance?
You should buy coverage in the state where you officially reside. Most states consider you a resident if you intend to make that state your permanent home.
What is the best healthcare insurance?
Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.
What is the difference between UnitedHealthcare and Blue Cross Blue Shield?
Blue Cross Blue Shield is a collective of 33 different companies, and star ratings and member experience scores vary among providers. UnitedHealthcare offers the largest Medicare Advantage network of all companies, with more than 1 million network care providers.
Does Blue Cross cover dental?
BCBS FEP Dental offers more benefits that make you smile:
Preventive care is paid in full, including up to three cleanings a year, when you use a dentist in our network. A large nationwide network with over half a million dentists and their locations. No deductible for services like fillings and root canals.
What state has the worst insurance rates?
Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.
What state is #1 in healthcare?
Hawaii, Massachusetts, Minnesota, Iowa, and Connecticut are the top-ranked states according to the 2020 Scorecard, which assesses all 50 states and the District of Columbia on more than 45 measures of access to health care, quality of care, service use and costs of care, health outcomes, and income-based health care ...
Which states have free healthcare?
Is BCBS accepted in all states?
The Blue Cross and Blue Shield System
BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
How long do you have to live in California to get medical?
There is no time period associated with being a California resident. However, a person does have to be physically present in California with the intent to remain in California permanently or indefinitely. Where can I get more information on Medi-Cal Eligibility?
What is PPO insurance?
Preferred provider organization (PPO) A type of medical plan in which coverage is provided to participants through a network of selected health care providers, such as hospitals and physicians. Enrollees may seek care outside the network but pay a greater percentage of the cost of coverage than within the network.
Why is Blue Cross Blue Shield so good?
Blue Cross Blue Shield (BCBS) offers a variety of Medicare Advantage HMO and PPO plans in every state, as well as prescription drug plans through Medicare Part D. Their network of doctors is expansive, and many of their policies cover hearing aids and routine dental and vision care.
What states does Anthem Blue Cross cover?
headquarters are located in Indianapolis, Indiana. It is an independent licensee of Blue Cross and Blue Shield Association, serving California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin and specialty plan members in other states.
What is the difference between a PPO and a HMO?
HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.