What stores can I use my UnitedHealthcare UCard?

Asked by: Luther Collier  |  Last update: January 3, 2026
Score: 4.8/5 (70 votes)

Where can I use my UCard? You can shop at over 55,000 participating stores in the S3 network. The S3 retail network is an exclusive retail network that allows you to shop with your UCard at Walmart, Walgreens and CVS, or at neighborhood stores near you.

What stores accept the UnitedHealthcare UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

How to use UCard at a grocery store?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

What stores can I use my Healthy Benefits Plus card?

You can use your rewards where Visa® is accepted at store locations providing child care, utilities, telecom, transportation and education services as well as at Walmart stores. To view your earned rewards, log in to your online account.

How to Use UnitedHealthCare Ucard to Purchase Products (2025) - Full Guide

22 related questions found

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy covered OTC products, like:
  • Braces and supports.
  • Dental and oral care.
  • Diabetes care.
  • Eye and ear care.
  • First aid.
  • Foot care.
  • Incontinence products.
  • Pain relief.

What stores can I use my benefit prepaid card at?

Members can shop at participating pharmacies and retailers like Albertsons, CVS, Food-4-Less, Ralphs, Walgreens, Walmart, and more. You can visit lacare.nationsbenefits.com to find a store nearby.

What can't you buy with UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

What stores accept an OTC card?

Take your activated Healthfirst OTC Plus/OTC card to a participating store and select the approved items you want to purchase. You can use your Healthfirst OTC Plus card at locations such as: Retailers like Duane Reade, Walgreens, CVS, Rite Aid, and Family Dollar. Many local independent pharmacies.

Can I use UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

What does the UnitedHealthcare UCard cover?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

Can I buy shampoo with my UnitedHealthcare OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Why won't my Healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What stores can I use my UnitedHealthcare OTC card at?

Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What is OTC in grocery?

Most MA plans also include an over-the-counter (OTC) allowance. This benefit usually comes monthly or quarterly as a pre-paid card that can be used at local pharmacies for certain over-the-counter medications, wellness items, and personal care products.

Can I use my UCard at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Can you use the UCard at Sam's Club?

Enhancements coming to your Jarvis experience. UCard® can now be used at Sam's Club.

Is the UCard a credit card?

The UnitedHealthcare Ucard is a prepaid debit card with existing credit provided by UnitedHealthcare.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can you use a prepaid card at a grocery store?

Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.

Where can I use my OTC card near me?

You can use your OTC card for covered items at participating local retailers, including:
  • CVS.
  • Walgreens.
  • Duane Reade.
  • Rite Aid.
  • Dollar General.
  • Family Dollar.
  • Walmart.