What supplements can be bought on HSA?

Asked by: Prof. Shanelle Schroeder  |  Last update: September 25, 2023
Score: 4.5/5 (31 votes)

Certain vitamins, such as glucosamine, chondroitin and prenatal vitamins are eligible for FSA, HSA and HRA reimbursement. From the IRS Publication 502: "You can't include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, "natural medicines," etc.

Can I use HSA for supplements?

According to the IRS, you cannot use your HSA to pay for vitamins or supplements that are taken for general health. However, you can use your HSA to pay for vitamins or supplements that have been recommended by a health professional to treat or prevent a specific condition.

Can you buy protein powder with HSA?

Generally, protein powder or protein bars for general health and fitness purposes would not be eligible for HSA reimbursement.

Can I use my HSA card on Amazon for supplements?

Your HSA/FSA funds can be used to buy everything from traditional medical supplies to personal care items, including blood pressure monitors, condoms, contact lens solution, wet wipes, air purifiers, multivitamins, antacids, band-aids, supplements, and more.

What products are HSA eligible?

The following 18 items are examples of now-qualified medical expenses:
  • Acne treatments.
  • Allergy medication.
  • Aspirin.
  • Band-Aids.
  • Breathing strips.
  • Cold and cough medicine.
  • COVID-19 tests.
  • Eye drops.

The Real TRUTH About An HSA - Health Savings Account Insane Benefits

35 related questions found

Can I buy deodorant with an HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I buy face moisturizer with HSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Are essential oils HSA-eligible?

Essential oils - Covered with a medical diagnosis. Exercise equipment - The cost of exercise equipment for general well-being is not reimbursable unless submitted with a medical diagnosis.

Can I buy sunscreen with HSA?

If you have a Flexible Spending Account (FSA), Health Saving Account (HSA) or Health Reimbursement Account (HRA), you can use it to pay for a wide variety of health care products and services. The IRS determines which expenses can be reimbursed. Sunscreen is considered one of those eligible expenses.

Can you use HSA for probiotics?

The good news is that many probiotic supplements are eligible for purchase with HSA funds. This is because they are considered to be a "qualified medical expense" under IRS guidelines. However, it is important to note that not all probiotic supplements will be covered by your HSA.

Can I use my HSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Can I buy workout shoes with HSA?

Health Savings Accounts (HSAs), and Flexible Spending Accounts (FSAs) can be great cost-savings tools. You can use them to reimburse yourself for eligible health care, medical aids, and even diabetic footwear or orthopedic shoes.

Can you buy milk with HSA?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Can I buy melatonin with HSA?

Melatonin: HSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can you buy herbs with HSA?

Herbs: HSA Eligibility

Herbs with a Letter of Medical Necessity (LMN) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can I buy Tylenol with HSA?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA.

Can you use HSA for dermatology products?

Dermatological conditions such as psoriasis, eczema, and rosacea often require prescription-strength creams and gels. These medications can be costly and are sometimes not completely covered by insurance. No matter how much they cost, prescription medications are covered by your HSA.

Is shampoo HSA-eligible?

In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.

Is Advil HSA-eligible?

Using My HSA to Purchase Advil Products

All OTC Advil products are eligible for use with your HSA funds at this time. Eligible products include Advil coated tablets, Advil Liqui-Gels and more.

Can you put toothbrush on HSA?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes. Here's a short (and not exhaustive list) of items that are not eligible for reimbursement: Braces wax.

Can I buy humidifier with HSA?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I buy Vaseline with my HSA?

Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is eye cream HSA eligible?

And all sunscreen products are also eligible, including tinted sunscreen lotion and eye cream with SPF.

Can you use HSA for hair products?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).