What type of insurance is BCBS MA?

Asked by: Jeffrey Ullrich  |  Last update: February 11, 2022
Score: 4.1/5 (46 votes)

Blue Cross Blue Shield of Massachusetts has been meeting the needs of people with Medicare since 1966. We offer a variety of group Medicare coverage and supplemental coverage options. Indemnity plans deliver the maximum freedom of choice to obtain medically necessary services to diagnose or treat a condition.

What type of health insurance is Blue Cross Blue Shield Massachusetts?

Blue Cross Blue Shield of Massachusetts is a HMO and PPO Plan with a Medicare contract.

Is Blue Cross Blue Shield MA private insurance?

It is private insurance.

What kind of insurance is Ma?

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In most cases, you'll need to use health care providers who participate in the plan's network.

Is Blue Cross Blue Shield MassHealth?

MassHealth will still pay for those covered services not covered by the Blue Cross Plan and for the out-of-pocket costs you incur while on the Blue Cross Blue Shield plan up to what you would be responsible for under MassHealth. ... Tell them you have both Blue Cross Blue Shield and MassHealth.


44 related questions found

What insurances fall under MassHealth?

In Massachusetts, Medicaid and the Children's Health Insurance Program (CHIP) are combined into one program called MassHealth. MassHealth members may be able to get doctors visits, prescription drugs, hospital stays, and many other important services.

Is MassHealth an HMO?

Most people who receive Commonhealth will have a MassHealth card, but also are not part of MassHealth's managed care program (PCC or HMO). They are considered to be part of the fee-for-service program. ... You probably will have a MassHealth card. If you are enrolled in an HMO, you will have a card from the HMO, too.

What type of insurance is Tufts?

Tufts Health Plan is one of the few health plans in Massachusetts to participate in the commercial, Medicare and Medicaid/subsidized markets, offering coverage across the life span regardless of age or circumstance.

What is the difference between HMO and PPO?

What Is the Difference Between an HMO and a PPO? ... With an HMO plan, you must stay within your network of providers to receive coverage. Under a PPO plan, patients still have a network of providers, but they aren't restricted to seeing just those physicians. You have the freedom to visit any healthcare provider you wish.

What are the different types of MassHealth?

Described below are the six MassHealth coverage types offered to eligible individuals, families, and people with disabilities: Standard, CommonHealth, CarePlus, Family Assistance, Premium Assistance, and Limited.

Can I use BCBS MA in another state?

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

How do I pay Blue Cross Blue Shield of Massachusetts?

The fastest and easiest way to pay your Blue Cross premium bill is through your MyBlue Account. Once you're logged in, click on My Plan & Claims, then Pay My Bill.

Is Blue Cross Blue Shield of Massachusetts good insurance?

BOSTON -- Blue Cross Blue Shield of Massachusetts (Blue Cross) once again has been named one of the top health plans in the country, according to the nation's authority on health plan quality. ... Blue Cross also earned an "Excellent" accreditation rating from NCQA.

What is PPO insurance?

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.

Is Anthem the same as Blue Cross Blue Shield Massachusetts?

As a subsidiary of Anthem Inc. BCBS is one of the most prominent health insurers. Blue Cross Blue Shield offers global coverage and a global coverage app on itunes and GooglePlay.

What is BCBS Medex?

Medex®' Core covers your co-insurance after you pay your annual Medicare Part B deductible for: Doctor visits. Home visits. Ambulatory care.

Do doctors prefer HMO or PPO?

PPOs Usually Win on Choice and Flexibility

If flexibility and choice are important to you, a PPO plan could be the better choice. Unlike most HMO health plans, you won't likely need to select a primary care physician, and you won't usually need a referral from that physician to see a specialist.

Can I have both HMO and PPO?

Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.

Why would a person choose a PPO over an HMO?

Advantages of PPO plans

A PPO plan can be a better choice compared with an HMO if you need flexibility in which health care providers you see. More flexibility to use providers both in-network and out-of-network. You can usually visit specialists without a referral, including out-of-network specialists.

What is HMO insurance?

A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.

Is Cigna part of Tufts?

Cigna has a strategic alliance with Tufts Health Plan to offer CareLink®, an Open Access Plan (OAP). Your patients who have ID cards that display the CareLink logo are able to access care through the Tufts Health Plan network of providers in Massachusetts and Rhode Island.

Is MassHealth private or public insurance?

This means the private health insurance is billed as the primary insurer and MassHealth is the secondary coverage.

What is standard MassHealth?

MassHealth Standard is the most complete coverage offered by MassHealth. It pays for a wide range of health care benefits, including long-term-care services.

What is the difference between standard and non standard health insurance?

“Standard plans” cover the same 10 services and the out-of-pocket costs are the same. The difference between “standard plans” offered by different companies is the provider network, drug formulary and premium. “Non-Standard plans” sometimes cover extra services like dental and vision care for adults.