What type of plan is UnitedHealthcare choice?

Asked by: Prof. Fannie Gutmann V  |  Last update: January 4, 2026
Score: 5/5 (51 votes)

The United Healthcare (UHC) Choice Plus plan is a PPO plan that allows you to see any doctor in their network – including specialists – without a referral. United Healthcare has a national network of providers; however, you may use any licensed provider you choose. There are two levels of coverage under the plan.

What is a choice insurance plan?

Choice plans provide well-rounded coverage for many services including: Preventive care (100% at network facility) Physician and specialist office visits. Lab, X-ray and diagnostic services. Urgent care, emergency services.

How do I know what type of UnitedHealthcare plan I have?

You can confirm which UnitedHealthcare Community Plan you are in by looking at the front of your insurance card.

What type of plan is UnitedHealthcare Choice Plus HSA?

The UnitedHealthcare plan with Health Savings Account (HSA) is a high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member of FDIC.

What is the choice plan?

The Choice Plan is a traditional Preferred Provider Organization (PPO) plan. The administrator of this plan is UMR and the network is United Healthcare Choice Plus which is a national network. Out of network services are not covered.

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Is UnitedHealthcare Choice a PPO or HMO?

The United Healthcare (UHC) Choice Plus plan is a PPO plan that allows you to see any doctor in their network – including specialists – without a referral.

Is choice a PPO?

Choice PPO Offers Maximum Dental Coverage, Convenience and Flexibility. Traditional Indemnity and PPO Plans, Scheduled PPO Plans and Exclusive Provider Organization (EPO) Plans.

Is UnitedHealthcare HSA a PPO?

HSA Options PPO plan gives you the freedom to see any Physician or other health care professional from our Network, including specialists, without a referral. With this plan, you will receive the highest level of benefits when you seek care from a network physician, facility or other health care professional.

Is United Healthcare Medicaid?

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Is HSA a PPO or HMO?

The HSA is a special breed of PPO plan.

What insurance is UnitedHealthcare?

UnitedHealthcare offers a full range of health benefits, enabling affordable coverage, simplifying the health care experience and delivering access to high-quality care. UnitedHealthcare serves customers through four businesses: Employer & Individual, Medicare & Retirement, Community & State, and Global.

How do I know if my plan is HMO or PPO?

However, if you've already got a health plan and don't know which plan type you have, you can check your insurance card or contact your insurance provider directly. If you have an online account through your provider that allows you to access plan details, you can also start there.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

What is choice coverage?

Choice Coverage® Plus provides motor carriers and owner-operators a bundle of coverages to shield your trucking business from the expense of breakdown and equipment loss. Roadside breakdown is costly. From towing to emergency expenses, your out-of-pocket costs can add up quickly.

Is the USHealth Group the same as UnitedHealthcare?

USHEALTH Group, Inc. is a fully integrated insurance holding company based in Fort Worth, Texas, and is a UnitedHealthcare company.

What is the number for UnitedHealthcare choice Plus provider?

Connect with us through chat 24/7 in the UnitedHealthcare Provider Portal.open_in_new You can also call Provider Services at 877-842-3210.

Is UnitedHealthcare a Medicare?

If your former employer does not provide retirement coverage, UnitedHealthcare offers a broad range of Medicare Advantage plans for individuals, so you have options to help fit your specific health care needs.

What are the four types of Medicaid?

There are four types of Medicaid delivery systems:
  • State-operated fee-for-service (FFS)
  • Primary care case management (PCCM)
  • Comprehensive risk-based managed care (MCO model)
  • Limited-benefit plans.

Can you have Medicaid and UnitedHealthcare at the same time?

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.

What is UHC choice?

Choice Plus plan gives you the freedom to see any Physician or other health care professional from our Network, including specialists, without a referral. With this plan, you will receive the highest level of benefits when you seek care from a network physician, facility or other health care professional.

Do doctors prefer HMO or PPO?

HMO plans might involve more bureaucracy and can limit doctors' ability to practice medicine as they see fit due to stricter guidelines on treatment protocols. So just as with patients, providers who prefer a greater degree of flexibility tend to prefer PPO plans.

What is UnitedHealthcare Medicaid?

Medicaid provides health insurance for some low-income people, children, pregnant women, the elderly and people with disabilities. In some states, Medicaid covers all low-income adults below a certain income level. Find Plans Find Plans.

What is choice HSA?

To help with your share of costs, this plan comes with a Health Savings Account (HSA) that you can contribute to. 2025 CHOICE HSA PPO PLAN PLAN HIGHLIGHTS. Provider network. Extensive national network of contracted providers. Benefits are higher when you use in-network PPO providers.

Which insurance is PPO?

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.

What is a Choice Fund PPO?

A Cigna Choice Fund® plan combines an Open Access Plus or Preferred Provider Organization (PPO) medical coverage plan with a consumer health care account. The Open Access Plus or PPO medical plan typically has a deductible, coinsurance and an out-of-pocket maximum.