What was one problem the Affordable Care Act attempted to solve?
Asked by: Lucienne Hackett Sr. | Last update: April 2, 2025Score: 4.3/5 (30 votes)
What is the problem that the Affordable Care Act is trying to solve?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
What did the Affordable Care Act try to do?
Healthcare reform makes health coverage available and more affordable for millions of Americans. It gives subsidies for those who purchase private insurance and California expanded Medi-Cal to include more people and single adults.
Which problem was the Affordable Care Act designed to address quizlet?
Final answer:
The Affordable Care Act was designed to decrease the number of Americans without health insurance, lower the costs of healthcare, and make access to healthcare more equitable.
What was one of the main goals of the Affordable Care Act?
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
Here's Why the Affordable Care Act Is So Controversial | History
What are two major benefits of the Affordable Care Act?
Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.
Has the Affordable Care Act been successful?
The ACA continues to be a successful, popular, and important federal program to millions of people and their families.
What was the problem before the Affordable Care Act?
Prior to the ACA, high rates of uninsurance were prevalent due to unaffordability and exclusions based on preexisting conditions. Additionally, some insured people faced extremely high out-of-pocket (OOP) costs and coverage limits. The ACA aimed to address these issues, though it did not eliminate all of them.
What are examples of problems that reached unacceptable levels and were addressed by the Affordable Care Act?
Question: Examples of problems that reached unacceptable levels and were addressed by the Affordable Care Act (ACA) includegrowth in the number of uninsured. cost escalation in Medicare. the low average income for specialists in healthcare.
What issues does the Affordable Care Act address?
The ACA uses two primary approaches to increase access to health insurance: It expands access to Medicaid, based solely on income, for those with incomes up to 138% of the federal poverty level (FPL), and creates eligibility for those with incomes from 139% to 400% FPL to apply for subsidies [in the form of advance ...
What did the Affordable Care Act do to the economy?
Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.
Why was the Affordable Care Act opposed?
Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features. They oppose the mandate that all Americans must have health insurance (the individual mandate), and they oppose a government role in health care.
Which three statements describe problems with the health care system before the Affordable Care Act?
Individuals who were unemployed were unable to buy health insurance coverage. Individuals who were underemployed often worked at jobs that did not offer health care. People with pre-existing medical conditions could be denied coverage based on their medical history.
What was the reason for the Affordable Care Act?
When fully implemented, the Act will cut the number of uninsured Americans by more than half. The law will result in health insurance coverage for about 94% of the American population, reducing the uninsured by 31 million people, and increasing Medicaid enrollment by 15 million beneficiaries.
What would happen if we didn't have the Affordable Care Act?
If the law were repealed, people in households with incomes below $75,000 would experience a net loss due to reduced coverage and benefits. People in households with incomes above $75,000, however, would experience a net financial gain due to lower taxes.
Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
Which problem was the Affordable Care Act designed to address?
One of the primary aims of the ACA was to reduce the number of Americans who are uninsured. It did this through the extension of private and public health insurance.
What are ethical issues with the Affordable Care Act?
The recently enacted Affordable Care Act (PPACA) of 2010 has fueled ethical debate of several important controversial topics. Ethical issues of health care reform include moral foundations, cost containment, public health, access to care, ED crowding, and end-of-life issues.
How did the Affordable Care Act change healthcare?
It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ...
How can the Affordable Care Act be improved?
- Ensure Affordable Premiums.
- Reduce Cost-Sharing.
- Strengthen Coverage Requirements.
- Create Federal Backstops for Coverage.
- Simplify Plan Options and Enrollment Pathways.
Why is healthcare so expensive?
There are many factors that contribute to the high cost of healthcare in the country including wasteful systems, rising drug costs, medical professional salaries, profit-driven healthcare centers, types of medical practices, and health-related pricing.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.