What was the goal of the individual mandate of the Affordable Care Act?
Asked by: Baylee Predovic | Last update: August 17, 2025Score: 4.9/5 (30 votes)
What was the purpose of the Affordable Care Act's individual mandate Quizlet?
Under the Affordable Care Act, the individual mandate requires all Americans to purchase health insurance. The individual mandate was a key provision of the Affordable Care Act (ACA), which aimed to increase the number of Americans with health insurance and reduce the overall cost of healthcare.
What was the goal of the Affordable Care Act?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
What is mandated by the Affordable Care Act?
Most coverage must now include Essential Health Benefits (EHBs). No more annual dollar limits on coverage for EHBs. No more lifetime limits on EHBs. Insurance companies have to spend at least 80% of your premium dollars on actual medical expenses, not overhead and profit.
What were the goals of the Affordable Care Act quizlet?
In an effort to control healthcare costs, the ACA has a provision to limit the cost of premiums and increase most health benefits.
What Does Individual Mandate and Affordable Care Act mean?
Which of the following was the major goal of the Affordable Care Act, sometimes known as Obamacare of 2010?
The ACA's goals are to minimize the number of uninsured by making health care more affordable and improving the quality of available care.
What did the Affordable Care Act do to the economy?
Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.
What is the individual mandate of the Affordable Care Act?
The individual mandate is a provision within the Affordable Care Act (ACA) that required individuals to purchase minimum essential coverage – or face a tax penalty – unless they were eligible for an exemption.
What is one requirement of the Affordable Care Act?
The ACA requires all qualified health benefits plans to cover essential health benefits, including those offered through the Marketplaces and those offered in the individual and small group markets off-exchange.
Why is affordable healthcare important?
Surveys consistently show that people delay or forgo care due to cost, worry about their ability to pay for health care bills, and incur medical debt. Health care affordability—or a lack thereof—can harm individual health.
What are the intentions of the Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What was the primary goal of the Affordable Care Act?
About the Affordable Care Act
The law has 3 primary goals: Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
Why was the individual mandate provision of the Affordable Care Act controversial?
States that challenged the ACA argued that the individual mandate was an overreach of Congress's commerce clause powers, the government's well-recognized (but not limitless) power to regulate certain economic activity that either occurs between states or substantially affects the states in the aggregate [6, 7].
What was the Affordable Care Act designed to do?
The first—and central—aim is to achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers. A second aim is to improve the fairness, quality, and affordability of health insurance coverage.
What is one requirement of the Affordable Care Act answers?
The Affordable Care Act (ACA) requires most Americans to have qualifying health insurance called "minimum essential coverage." Under the ACA's individual shared responsibility provision (also known as the "individual mandate"), most Americans must maintain minimum essential coverage.
Is the individual mandate still in effect?
In 2017, Congress repealed the individual mandate penalties on the federal level, which went into effect in 2019. This effectively repealed the mandate, as there are no longer consequences for not having health coverage. However, the ACA's employer mandate is still in effect.
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
What is required by the Affordable Care Act?
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more.
Why is a mandate important?
A mandate is desirable for political parties, as it gives them leeway in policy implementation. A party or candidate may claim to have a mandate, but it only confers a political advantage if this claim is widely accepted.
What does the individual mandate of the Affordable Care Act refer to quizlet?
The "individual mandate" of the Affordable Care Act refers to. the requirement that uninsured individuals purchase health insurance.
What is the individual mandate component of the Patient Protection and Affordable Care Act?
Pharmacology and the Nursing Process
The individual responsibility provision of the Affordable Care Act, also known as the individual mandate, requires people who can afford to buy health insurance to do so, or else they must pay a penalty.
What is one impact of the Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) expands access to health insurance in the United States, and, to date, an estimated 20 million previously uninsured individuals have gained coverage.
Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.