What were the main problems the Affordable Care Act was trying to fix in 2009?

Asked by: Prof. Dora Hermann Jr.  |  Last update: November 7, 2023
Score: 4.7/5 (62 votes)

The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...

What was the goal of the 2009 Affordable Care Act?

Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).

What problems did the Affordable Care Act address?

  • The ACA protects people with preexisting conditions from discrimination. ...
  • Medicaid expansion helped millions of lower-income individuals access health care and more. ...
  • Health care became more affordable. ...
  • Women can no longer be charged more for insurance and are guaranteed coverage for services essential to women's health.

What are some of the problems that health care reform and the ACA intended to fix?

Affordable Care Act (ACA)
  • Make affordable health insurance available to more people. ...
  • Expand the Medicaid program to cover all adults with income below 138% of the FPL. ...
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

What are the major problems facing health care reform?

These include major challenges related to health insurance coverage, the solvency of publicly funded programs, the stability of the health care safety net, market power and consolidation, inequities in health care access and outcomes, public health infrastructure, and the failure to effectively use technology to help ...

Here's Why the Affordable Care Act Is So Controversial | History

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Why was the Affordable Care Act of 2010 controversial?

One early controversy concerned whether individuals would lose their current health plans when the new law took effect. Initially, some insured people were taken by surprise when their insurers canceled policies that did not qualify as minimum essential coverage (MEC) under the ACA.

Why is the Affordable Care Act failing?

Not only did the ACA fail to control the rising cost of insurance, but it also failed to make health care and prescribed medicines affordable. According to a West Health and Gallup, 30 percent of surveyed individuals did not seek needed medical treatment due to the cost from September to October 2021.

Why are people upset about the Affordable Care Act?

More than 60% of Americans have stated that most of what they know about the ACA came from watching TV. Opposition to a government role in health care and to mandatory health insurance makes it unlikely that the US will be able to insure that all of its citizens have ongoing access to health care in the near future.

Was the Affordable Care Act successful?

Since its enactment on March 23, 2010, the Affordable Care Act has led to an historic advancement of health equity in the United States. This landmark law improved the health of all Americans, including women and families, kids, older adults, people with disabilities, LGBTQI+ and communities of color.

What was the primary goal of the 2009 Affordable Care Act quizlet?

What was the primary goal of the 2009 Affordable Care Act? To expand access to health insurance.

Which of the following was a major goal of the Affordable Care Act?

Those are affordability, medical care that is innovative, and the expansion of Medicaid. The main goal of the ACA was to ensure that every American could afford a health insurance plan.

What did the Affordable Care Act actually do?

The ACA expanded Medicaid eligibility, created a Health Insurance Marketplace, and prevented insurance companies from denying coverage due to preexisting conditions. The Affordable Care Act requires insurers to cover a list of essential health benefits.

Which problem was the Affordable Care Act designed to address quizlet?

more widely known as the Affordable Care Act or Obamacare. The act was enacted to expand coverage, hold insurance companies more accountable, lower healthcare costs, give people more choice for insurance, and increase the quality of healthcare/ health insurance.

How did the Affordable Care Act improve quality?

Findings In this nationally representative cross-sectional study of 123 171 individuals, the ACA was associated with more high-value diagnostic and preventive testing, improved patient experience and access, and decreased out-of-pocket expenditures for lower income US individuals.

How did the Affordable Care Act affect the economy?

In reviewing evidence over the past five years, this report concludes that the ACA has had no net negative economic impact and, in fact, has likely helped to stimulate growth by contributing to the slower rise in health care costs.

Who did the Affordable Care Act hurt?

The biggest Obamacare losers are people who lost their insurance but are unlikely to qualify for subsidies through one of the new exchanges, which require an income of less than $47,000 for an individual or $95,000 for a family of four.

What was one of the more controversial provisions of the Affordable Care Act?

One of the reasons why people are signing up is the individual mandate. One of the law's most controversial provisions, this mandate requires that most adults must have coverage or pay a fine.

How did the Affordable Care Act affect providers?

The ACA took several steps to reward or penalize certain behaviors by providers in the traditional fee-for-service program. This includes initiatives such as the Hospital Readmission Reduction Program, the Hospital-Acquired Condition Reduction Program, and the Hospital Value-Based Purchasing Program.

What has been the most controversial provision in the Affordable Care Act that has led to Supreme Court challenges?

Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].

Why was the Affordable Care Act of 2010 controversial quizlet?

Because opponents of the Affordable Care Act argue that forcing people to buy health insurance is an unconstitutional use of the Commerce Clause by Congress because health insurance is not related to interstate commerce.

Did the Affordable Care Act reduce the deficit?

In keeping with the President's pledge that reform must fix our health care system without adding to the deficit, the Affordable Care Act reduces the deficit, saving over $200 billion over 10 years and more than $1 trillion in the second decade.

How has the Affordable Care Act changed since 2010?

Since 2010, the ACA has made health coverage more accessible and affordable for many Americans. Thanks to the ACA, Your children can stay on your health plan until they turn 26. Health plans can't deny you coverage because you have a pre-existing condition.

What was one of the goals of the Affordable Care Act of 2010?

The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...

Was the 2010 Affordable Care Act ruled unconstitutional by the Supreme Court in 2012?

Some of the concerns were legal questions regarding constitutionality and so legal processes began to address this issue. In June 2012, the Supreme Court decided in a 5–4 vote that the Act is constitutional.