What were the two main goals of the Affordable Care Act ACA with respect to health insurance?

Asked by: Faustino Huel  |  Last update: October 10, 2025
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The Patient Protection and Affordable Care Act (ACA) has two main goals: (1) to make health care coverage more available, affordable, and acceptable and (2) to slow the growth of health care costs in the U.S.

What are the 2 main goals of the ACA Accountable Care Act )?

The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...

What are the two main parts of the Affordable Care Act?

The law has 2 parts: the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act. Full Text of the Affordable Care Act and Reconciliation Act (PDF – 2.6 MB) This is not the official version, and we provide it for your convenience.

What are two major benefits of the Affordable Care Act?

Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.

What was one of the main goals of the Affordable Care Act?

Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).

ACA 101: A Comprehensive Guide to the Affordable Care Act

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What is the mission of the ACA?

The mission of the American Counseling Association (ACA) is to enhance the quality of life in society by promoting the development of professional counselors, advancing the counseling profession, and using the profession and practice of counseling to promote respect for human dignity and diversity.

Do you believe the ACA has achieved its primary goals?

The Affordable Care Act (ACA) has left a lasting impact on the healthcare landscape in the United States. Since its implementation, the ACA has expanded access to healthcare coverage, protected consumers, controlled costs, and improved the quality of care.

What are two major ways the Affordable Care Act has improved the US health system?

The ACA expanded health coverage options for millions of people by creating insurance marketplaces with financial assistance for premiums, deductibles, and other costs, and by allowing states to expand Medicaid to cover adults with incomes up to 138 percent of the federal poverty level ($20,783 for an individual in ...

What are the two primary objectives of the patient protection and affordable care law?

The Patient Protection and Affordable Care Act (ACA) has two main goals: (1) to make health care coverage more available, affordable, and acceptable and (2) to slow the growth of health care costs in the U.S.

Is the ACA good for the economy?

Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.

What is the Affordable Care Act ACA explained?

The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.

What are the major provisions of the Affordable Care Act (ACA) Quizlet?

The four major components of the ACA are expanding Medicaid, preventing insurance companies from denying or increasing the cost of coverage to sick people, requiring all Americans to have health insurance, and requiring large companies to provide health insurance to employees.

How much is Obamacare a month for a single person?

Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.

What were the major goals and strategies of the ACA?

The law has 3 primary goals:
  • Make affordable health insurance available to more people. ...
  • Expand Medicaid to cover all adults with income below 138% of the FPL. ...
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

What are the three pillars of ACA?

1 The 3 pillars of the Affordable Care Act (ACA): access, quality, and cost.

What are the two major health care goals aimed at?

An acceptable health care delivery sys- tem should have two primary objectives: (1) it must enable all citizens to access health care services, and (2) the services must be cost-effective and meet certain established standards of quality.

What are the two main types of healthcare policy?

Health Policy Types: Regulatory & Allocation.

What are two benefits of the Affordable Care Act?

Health insurance companies cannot turn down your application because of your health status. Women can no longer be charged more for insurance than men. In fact, insurance rates cannot be based on gender or gender identity at all. Once you buy health insurance, you do not have to pay anything for preventive care.

Which of the following are goals of the Affordable Care Act (ACA) of 2010?

The intent of the ACA is to reform how insurance and health systems work to ultimately improve health care access, quality, and individual and public cost. If successful, the ACA has the potential to improve individual health and, ultimately, population health.

What is the biggest problem with the Affordable Care Act?

Impact on Individual Insurance

It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.

What were the goals of the Affordable Care Act quizlet?

In an effort to control healthcare costs, the ACA has a provision to limit the cost of premiums and increase most health benefits.

What was the primary goal of the Affordable Care Act worked to improve many aspects of health care?

The first—and central—aim is to achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers. A second aim is to improve the fairness, quality, and affordability of health insurance coverage.

What is the ACA individual mandate?

The individual mandate was a provision within the ACA that required individuals to purchase what's known as "minimum essential coverage" or face a tax penalty, unless they were eligible for an exemption. Mandate supporters argued that a penalty would increase the number of people who had health insurance.