What's cheaper than Allstate?

Asked by: Abdiel Lehner  |  Last update: June 10, 2025
Score: 4.5/5 (37 votes)

Cheapest car insurance quotes for most drivers: State Farm This is 48% less than Allstate's rate of $1,158 a year. State Farm's full-coverage rates are 43% less than Allstate's average. Liability insurance covers injuries and damage to others when you're at fault in a car accident.

Which insurance is cheaper than Allstate?

GEICO is much cheaper and has better ratings than Allstate. Your experience with GEICO and Allstate will vary based on individual rating factors.

Who is Allstate's biggest competitor?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

Is Allstate the most expensive car insurance?

In terms of average costs, Allstate has the highest sample premium in our rate analysis. The insurer also has sample premiums higher than the national average in every driver category we analyzed. This includes teen drivers, senior drivers, drivers with a speeding ticket, and drivers with a DUI.

Is Allstate or Progressive cheaper?

But if you have fair to excellent credit, Progressive offers cheaper premiums than Allstate for prospective drivers. Check out average insurance costs by credit tier for Allstate and Progressive below.

Allstate Full in depth Review - Should you buy allstate and Are you in good hands?

23 related questions found

Which insurance company is usually the cheapest?

Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.

Is State Farm cheaper than Progressive?

State Farm has cheaper home and car insurance quotes than Progressive. It also has higher customer satisfaction ratings. However, Progressive offers more discounts and coverage options, including gap insurance. Progressive is better for specialized car insurance coverage.

Why is my car insurance so high with Allstate?

Insurers usually weigh several factors when it comes to car insurance rates. Common among them are speeding tickets, DUIs, credit and moving violations. But beyond that, insurers also consider specific risks like the rates of accidents, vandalism and theft in your area, which result in higher claim rates.

Is Allstate or AAA cheaper?

While Allstate is often cheaper, on average, there are several categories where AAA offers lower average premiums. AAA offers robust roadside assistance coverage, but other coverage options and discounts may vary by region.

Which is better, Allstate or State Farm?

State Farm earned a higher J.D. Power customer satisfaction score and a higher Insurify Quality (IQ) Score than Allstate. State Farm's IQ Score is 9.3, and Allstate has an IQ Score of 8.9. State Farm also tends to offer lower average rates than Allstate for both liability-only and full-coverage policies.

Which is better, Allstate or Liberty Mutual?

Compared to Liberty Mutual, Allstate provides cheaper average coverage for different driver profiles. Allstate earned an above-average score in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study. It also earned higher average customer satisfaction scores than Liberty Mutual in the J.D. Power 2023 U.S.

Who is the bad guy in Allstate?

Dean Winters: The Man Behind the Mayhem

The saga begins not with Mayhem, but with a precocious young man from New York, Dean Winters. Contrary to the persona it crafted, Winters' reality was a study in disciplined fervor, his acting career weathering the unforgiving winds of television and film.

Who is Allstate biggest competitor?

The main competitors of Allstate include Progressive (PGR), Travelers Companies (TRV), Arch Capital Group (ACGL), Markel Group (MKL), W. R. Berkley (WRB), Cincinnati Financial (CINF), Erie Indemnity (ERIE), Fidelity National Financial (FNF), CNA Financial (CNA), and Old Republic International (ORI).

Can you negotiate with Allstate?

The best way to negotiate your Allstate settlement is to hire a personal injury attorney who understands how insurance operate. Make sure you're prepared, documenting every penny, filing as quickly as possible, and calculating the real value of your claim.

Is direct auto cheaper than Allstate?

Looking at nationwide averages, Direct Auto has average rates that are about 15% per month more affordable than those from Allstate. However, that doesn't mean Direct Auto will necessarily be cheaper than Allstate for every driver.

Who has better rates than Allstate?

State Farm offers cheaper rates on auto and home insurance than Allstate. State Farm also has higher customer service ratings. However, Allstate offers a few home and car insurance coverages that State Farm doesn't have. Currently insured?

Is Allstate car insurance overpriced?

Allstate's minimum-liability rates average $1,158 a year, which is 50% higher than the national average ($773 a year). But since car insurance rates vary by customer, be sure to shop around. And note that policies are usually more expensive for some drivers, such as teens, or those with DUIs or poor credit.

How much is AAA Plus insurance?

How much does AAA Plus cost? $99.99 per year. Add family members to your plan at a discounted rate (over 50% off when you sign up for automatic renewal) and they'll receive the same benefits, including AAA roadside assistance—no matter whose car they're in.

Is Geico cheaper than Allstate?

When comparing the two providers, Allstate typically has higher rates. GEICO offers the average cheapest car insurance rates across most categories, such as credit score and age.

How to lower down car insurance?

If you're wondering how to get a lower car insurance rate, use these methods for lowering your premium:
  1. Qualify for insurance discounts. ...
  2. Increase your deductible. ...
  3. Reduce your coverage. ...
  4. Compare rates. ...
  5. Try usage-based insurance. ...
  6. Take a defensive driving course. ...
  7. Get a car that's cheaper to insure.

Does Allstate raise rates after accidents?

Your premium, or the amount you pay for your policy, may increase after the accident. If your policy includes accident forgiveness your rates won't be affected even if you're found to be at fault.

Who is cheaper, GEICO or Progressive?

GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.

Who is cheaper than State Farm?

GEICO is cheaper and has better ratings than State Farm. Your experience with GEICO and State Farm will vary based on individual rating factors.

Which insurance company has the fewest complaints?

The most trusted auto insurance company is American Family Insurance. American Family has a low volume of customer complaints compared to other insurance companies its size, good reviews from WalletHub users, and high ratings for customer satisfaction according to J.D. Power.