What's the difference between Hastings Direct and Hastings Premier?

Has Hastings Direct been taken over?

Finland-based insurance group Sampo Plc has now taken full ownership of British general insurer Hastings.

Who is the best car insurance company in UK?

Can I drive someone else's car if I'm fully comp Hastings?

If you've looked at the terms and have cover to drive another person's car with permission, you'll only be covered by third party insurance. So, if you have an accident while driving their car, you could be left with a hefty repair bill.

Can you drive another person's car if you are fully comprehensive?

Having fully comp insurance on your own vehicle doesn't mean that you're fully comp on someone else's. If your insurance provider does allow you to drive a different vehicle, it's likely that they will only provide third party cover as a maximum.

Is Hastings Direct you drive a black box?

YouDrive is our Telematics car insurance (Black Box insurance) policy. It's easy to set up and you'll be able to track how you're driving via our easy-to-use app.

How do I contact Hastings Premier?

Just call us on 0333 321 9790 and we'll be happy to help.

Are people's choice and Hastings Direct the same company?

Hastings Direct, a sister company of People's Choice, offers SmartMiles cover, telematics-based policy that monitors driving through a mobile app or online dashboard.

Does Hastings Direct price match?

If you do find a new customer quote that has the same like-for-like details as your renewal quote, but at a cheaper price, you should always get in touch so we can take a look and match it.

Who do Hastings use for breakdown cover?

We offer four levels of breakdown cover, provided by RAC: Roadside. Roadside & recovery. Roadside, recovery & at home.

Who is direct line owned by?

Direct Line was bought by RBS Insurance, a subsidiary of RBS Group, in June 2003.

Are Direct Line and Churchill the same company?

Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Is Hastings Direct AXA?

Insurance broker Hastings Direct has launched a new household policy that will be underwritten by AXA, Towergate and Sterling Insurance. The policy will offer cover for contents only, buildings only and combined home insurance with a new common word policy document, irrespective of the underwriter.

Do Hastings Direct ask for proof of no claims?

How do you get proof of car no claims discount? If you decide to change your car insurance provider, they'll want to see proof of your no claims discount. Your current insurer may include details of your no claims discount in your renewal or cancellation letters.

Can someone drive my car if they are not on my insurance UK?

Myth 2: Other people can drive my car if I've said I don't mind. FACT: Many people may think it's just a case of giving permission, but it's not as simple as that. If someone else wants to drive your car, they will need their own car insurance with driving other cars cover. They will not be covered under your policy.

Do you have to tell insurance about points straight away?

Immediately or at renewal: Most insurers only ask you to declare any points received while you've been covered by them at renewal time, but some state in their terms that you must tell them as soon as you receive the conviction, so do check.

Who is the biggest car insurer in the UK?

Admiral Group

The Admiral Group is the largest auto insurance company in the UK with 14% of the motor insurance market, underwriting policies through their Admiral, Bell, Diamond, elephant.co.uk and Gladiator brands.