What's the lowest insurance group?

Asked by: Peyton Gislason  |  Last update: September 27, 2022
Score: 4.5/5 (38 votes)

What is the cheapest insurance group? Insurance groups range from 1 to 50, with 1 being the cheapest and 50 being the most expensive. Group 1 is the lowest insurance, but it's a fairly uncommon category so it's best not to box yourself into the idea of finding a group 1 model.

What is a low insurance group?

Insurers can also use their own grouping system if they want. Typically, the lower a car's insurance group number, the cheaper it will be to insure. This means cars in insurance group 1 are likely to be the cheapest cars to insure, while those in group 50 will be the most expensive.

What is the lowest insurance group number?

Cars in group one are the cheapest to insure, while those in group 50 are the most expensive – and the more powerful and luxurious your car, the higher the group it will be in.

What insurance type is cheapest?

Third party insurance is the minimum level of insurance you need by law. You'd expect third party only insurance to be the cheapest option as it offers the least protection of all the types of cover available, so you might be surprised to learn otherwise.

Is 9E a low insurance group?

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Where security has been rated, the insurance group number, from 1 to 50, is followed by a letter, which shows the results of the assessment. E= Exceeds the security requirement for a car of this type and the group rating has been reduced – so a group 10 car that exceeds the standard is listed as a 9E.

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31 related questions found

What Insurance Group is a Fiat 500?

Fiat 500 insurance group

The Fiat 500 falls into insurance groups 9 to 19 depending on the particular model that you opt for. This makes the Fiat 500 a mid to low range model so far as insurance is concerned.

How much is car insurance a month UK?

The average cost of car insurance in the UK was £526 in 2020, according to our data. That's the equivalent of £43.83 a month, although interest will be added on top of this if you choose to pay monthly, so it'll cost more overall. But what's surprising is that higher levels of cover are actually cheaper.

Is insurance Group 14 high or low?

Cars in insurance group 14 are often on the cheaper side to insure. After all, this group is on the lower spectrum of the 50 groups created by Thatcham Research.

Is insurance Group 24 high?

What does car insurance group 24 mean? Cars in insurance group 24 are moving towards the higher part of the scale in terms of insurance premiums. Indeed, cars in insurance category 24 are known to be more expensive and powerful.

What is insurance group 15e?

Car insurance group 15

Groups are based on your car's power, value, security and repair costs. Cars in insurance group 15 tend to be mid-range when it comes to insurance costs. There are 50 car insurance groups and generally, the lower the number the cheaper the insurance.

Is insurance Group 1 high or low?

Insurance groups range from 1 to 50, with 1 being the cheapest and 50 being the most expensive.

What is Group 2 insurance?

With group 2 being one of the lowest insurance groups, the cars that fit into this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines.

What is insurance group 30e?

What does car insurance group 30 mean? Cars in insurance group 30 lead to mid-high range insurance quotes. Indeed, vehicles of insurance category 30 have powerful engines and represent higher risk for insurance providers.

Is insurance group 31e high?

Vehicles in insurance group 31 are starting to reach the highest part of the scale in terms of insurance quotes. Cars in insurance group 31 represent higher risks to insure for providers.

Is insurance group 26e high?

Insurance group 26 cars are priced just above average. That means they typically rank just above average for the factors used to rank these groups, including market value, repair costs, safety features, etc.

What is insurance group 28e?

What does car insurance group 28 mean? Vehicles in category 28 are approaching the highest part of the scale when it comes to insurance premiums. Cars belonging to insurance group 28 are known to be powerful. Repairing costs are higher and therefore insurance premiums as well.

Is insurance group 18e high?

There are 50 groups in total. With group 18 being at the lower end of these groups, the cars that fit into this category usually score well in the factors used to determine the group ratings. You can expect these cars to have good safety features and be inexpensive to repair.

What is insurance group 32e?

What does car insurance group 32 mean? Cars in insurance group 32 lead to mid or high-range insurance quotes. Category 32 represent a higher risk for insurance providers as vehicles are powerful, repairing costs higher etc.

What is insurance group 50e?

What is insurance group 50? With insurance groups ranging from 1 to 50, vehicles in group 50 are the most expensive to insure. The cars that fall into this group usually have high market values and expensive parts and repairs.

Is 10 a low insurance group?

Insurance group numbers run from 1 to 50, with 1 generally the cheapest to insure and 50 the most expensive. Cars in group 10 are at the cheaper end of the scale, but the overall cost of your insurance premium is also decided by your age, driving history and habits.

What does 16e insurance group mean?

Group 16 is on the lower end of the insurance groups and the cars that fit in this category score well for various factors used to determine the group ratings. These include having powerful safety features, being inexpensive to repair and possessing less powerful engines.

What insurance Group is a Ford Fiesta?

“The good news is that almost all Ford Fiestas are quite affordable to insure, with most falling between Groups 4 and 15. The higher the group, the more expensive the car is to insure, with 50 the maximum.”

What age does car insurance go down UK?

Once you are 25, you may well find that the price of your car insurance will start to drop. All else being equal, it should fall gradually between the ages of 25 and your 50s, with those aged between 50 and 60 generally benefiting from the cheapest rates.

What is the average car insurance for a 18 year old UK?

In fact, between July and September 2021, 18-year-olds buying fully comprehensive cover paid an average of £1,921 a year if they were the only driver on the policy. This is over £700 more than drivers age between 20 and 24 paid (£1,195), and over triple what drivers in their 30s paid (£619).

Why is my car insurance so high?

Common causes of overly expensive insurance rates include your age, driving record, credit history, coverage options, what car you drive and where you live. Anything that insurers can link to an increased likelihood that you will be in an accident and file a claim will result in higher car insurance premiums.