When did plan f go away?

Asked by: Miss Lilian Smith PhD  |  Last update: December 28, 2025
Score: 4.7/5 (23 votes)

The Medicare Supplemental insurance policy named Plan F is limited to Medicare beneficiaries who became eligible for Medicare before January 1, 2020. Congress phased out this plan in 2020 as part of the Medicare Access and CHIP Reauthorization Act of 20151.

Is plan F still available in 2024?

As of 2024, Medicare Plan F is no longer available for new enrollees. However, if you were eligible for Medicare before January 1, 2020, you can still enroll in or keep your existing Medicare Plan F coverage. To be eligible, individuals must be enrolled in both Medicare Part A and Part B.

When did Medicare stop plan F?

In case you missed the news, Medicare Supplement Plan F is being phased out starting January 1, 2020. If you currently have a Plan F, don't panic. You can keep your plan as long as you want. However, if you become eligible for Medicare after January 1, 2020, you can't purchase a Plan F.

What is the replacement for plan F?

The most obvious choice to replace your F policy would be Plan G because the only difference between the two is that Plan G will not pay your Medicare Part B deductible ($257 in 2025). This makes Plan G the best option to Medicare Plan F when comparing benefits.

Is plan F grandfathered?

If you enrolled in a Plan F prior to 1/1/2020, you are “grandfathered in” and you can keep your Plan F – it is just not available to those newly eligible for Medicare after 1/1/2020.

Can I Keep Plan F | Is Plan F Going Away?

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Can you still get plan F with Medicare?

If you turned 65 on or after January 1, 2020: Plans C & F aren't available. You might be able to get Plans C & F if you were eligible for Medicare before then, but hadn't signed up. If you were new to Medicare on or after January 1, 2020: You have the right to buy Plans D & G instead of Plans C & F.

What causes a plan to lose grandfathered status?

Plans may lose “grandfathered” status if they make certain significant changes that reduce benefits or increase costs to consumers. A health plan must disclose whether it considers itself a grandfathered plan.

Can you switch from plan F to plan G?

If you already have Medicare Supplement Plan F but you want to change to Plan G, or any other Medicare Supplement insurance plan that is available in your state, you might be able to do that. But there are only certain situations where you have “guaranteed-issue” rights to change to the plan you want.

Can I drop my Medicare advantage plan and go back to original Medicare?

Medicare Advantage Open Enrollment Period: Between January 1 and March 31 of each year, if you already have a Medicare Advantage Plan (with or without drug coverage) you can: Switch to another Medicare Advantage Plan (with or without drug coverage). Drop your Medicare Advantage Plan and return to Original Medicare.

Why are people leaving Medicare Advantage plans?

Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.

Does Medicare Plan F cover dental?

Coverage Not Included in Plan F

You'll need to enroll in a stand-alone Part D prescription drug plan to get those benefits. Some other common services not included are routine dental care and treatment, vision exams and eyeglasses, and hearing exams and hearing aids.

What are the top 5 medicare supplement plans?

💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.

Why did Medicare get rid of Plan F?

Why is Medicare Plan F no longer an option for most people? In short, Medicare Plan F is being phased out because of the first dollar coverage that made it so popular. As federal lawmakers saw it, that kind of coverage has the potential to be overused at the expense of the Medicare program.

What is the best medicare plan that covers everything for seniors?

Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.

Does Medicare Plan F cover international travel?

Most Medigap plans (C, D, E, F, G, H, I, J, M, and N) provide foreign travel emergency health care with a lifetime limit of $50,000. These Medigap plans: Pay 80% of the billed charges for certain medically-necessary emergency care outside the U.S. after you meet a $250 deductible for the year.

Is Plan F still available in 2025?

Plan F is only available to those first eligible for Medicare before 2020.

Is Medicare Plan G cheaper than Plan F?

Because Plan F covers more than Plan G, it also costs more. If you qualify for Medigap Plan F, you should consider whether it's worth the price increase over Plan G.

Is Medigap being phased out?

For example, Medigap plans C and F will no longer be available to new Medicare recipients after January 1st, 2020.

Does everyone pay $170 for Medicare?

If you don't get premium-free Part A, you pay up to $518 each month. If you don't buy Part A when you're first eligible for Medicare (usually when you turn 65), you might pay a penalty. Most people pay the standard Part B monthly premium amount ($185 in 2025).

Do grandfathered health plans still exist?

Q1: May plans maintain grandfathered status? Yes, they may. There is no specific end date for grandfathered status.

Is T-Mobile getting rid of grandfathered plans?

Just when you thought it couldn't get worse after the autopay fiasco now Tmobile is going to force customers off their grandfathered plans.

How do you maintain grandfathered status?

To maintain status as a grandfathered health plan, a plan or health insurance coverage must include a statement, in any plan materials provided to a participant or beneficiary describing the benefits provided under the plan or health insurance coverage, that the plan or coverage believes it is a grandfathered health ...