Where can I cash my IRS check if I don't have a bank account?
Asked by: Rachael Lindgren | Last update: May 12, 2025Score: 4.2/5 (9 votes)
- Cash it at the issuing bank (this is the bank name that is pre-printed on the check)
- Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)
- Cash the check at a check-cashing store.
Where to cash an IRS check without a bank account?
Even if you aren't an account holder, some banks and credit unions will cash your federal tax refund. If you don't have a bank account, you may also cash your federal tax refund at major retailers, grocery stores, and check cashing stores.
Can I cash an IRS check at Walmart?
What kinds of checks we cash. There are a number of different checks that we can cash for you at checkout lines. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursement checks.
How do I cash a Treasury check without a bank account?
- Cash a check at the issuing bank.
- Cash a check at a retailer.
- Cash a check using an online provider.
- Deposit a check onto a prepaid debit card.
- Cash a check at a check-cashing store.
- Endorse a check to a third party.
Can I cash my tax refund check at the post office?
314.4 Cashing Treasury Checks
Treasury checks, not more than 1 year old, may be cashed at Post Offices and postal retail units provided that sufficient funds are available.
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Who will cash IRS refund checks?
Some banks and credit unions will still cash your federal tax refund check even if you're not a bank account holder. Major retailers, grocery stores, and check-cashing stores may also offer this service. However, most banks charge a fee for cashing checks.
Can you cash checks at the post office without an account?
Many post office branches allow customers to cash cheques without a bank account. A valid form of ID with a photo is usually required, as well as the physical cheque that is to be cashed out.
Can I mobile deposit my tax refund check?
Most banks allow mobile depositing of personal checks, business checks, cashier's checks, and government-issued checks. This includes tax refunds and stimulus checks.
How can I cash a check online instantly without INGO?
- The Check Cashing Store.
- Deposit2Go.
- Green Dot.
Does Walgreens cash IRS checks?
Types of Checks Cashed: Payroll, personal, business, income tax refund, government, insurance settlement and money orders. Limits: Subject to store policy and customer verification. Fees: Vary by location.
Can you cash a check on cash App?
With Cash App's mobile check deposit feature eligible customers can quickly deposit paychecks, personal, cashier's, or government-issued checks into your account. It's a fast, free, secure, and convenient way to access your funds without the hassle of going to a bank or store.
What is Direct2Cash?
Walmart Direct2Cash is a secure, one-stop cash pickup transaction that reduces the potential for a variety of check-related problems. Americans who choose the new Walmart Direct2Cash option can also save on fees when compared to traditional check-cashing options.
Where do I endorse an IRS check?
Government-issued checks require all payees listed to endorse the check by signing each of their names on the back of the check. If you receive a check made out to you and a joint filer, be sure to endorse the check with both of your names and deposit it into an account you hold jointly.
Why won't Walmart cash my check?
Walmart uses an electronic approval system based on the social security number you enter on the keypad. Based on this data, the computer will approve or deny your check to be cashed. Checks are denied for a variety of reasons, including entering the wrong social or having cashed bad checks at Walmart in the past.
Does CVS cash checks?
Major retailers such as Walmart, grocery stores and pharmacy chains including CVS also cash checks and money orders. The fees are usually less than $10, making this a more cost-effective option.
How to mobile deposit a treasury check?
Are U.S. Treasury Checks accepted via mobile deposit? No. Checks or items that are drawn or otherwise issued by the U.S Treasury Department are not accepted through mobile deposit. You will need to go to one of our nearest banking center locations to deposit a U.S. Treasury Check.
How to cash out an IRS check?
Cashing tax refund checks in banks
If you already have a bank account, your bank will cash your tax refund checks without charging a fee. If you don't have a bank account, you can still cash the check at any bank, and some banks will charge a small fee for the service as you are not a customer.
What bank makes check deposits available immediately?
You may only have immediate access to a portion of the funds, depending on the check's size. But expect to wait a day or two for the check to clear. Only a handful of banks, such as PNC, KeyBank and Fifth Third Bank, offer immediate check deposit availability.
Where can I cash my IRS check without a bank account?
Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.
Can I cash my tax refund check at Walmart?
What services are available at Walmart MoneyCenters? Cash your payroll or government checks, including tax refund checks, at Walmart stores. Max $4 fee for cashing checks of up to $1,000; max $8 fee for cashing checks over $1,000 and up to $5,000 (or $7,500 during tax refund season).
Can I cash a Treasury check at ATM?
Can any type of check be cashed at an ATM? As long as the routing and account number are legible, you can insert most traditional check types into an ATM. Personal and government-issued checks will probably be validated and credited to your account faster.
How do I cash a check if I don't have a bank account?
- 5 Ways to Cash a Check Without a Bank Account. ...
- At the Issuing Bank. ...
- At a Major Retailer or Grocery Store. ...
- At a Check-Cashing Store. ...
- With an Online Provider. ...
- Sign the Check Over to Someone You Trust.
Can I cash a government check at a bank without an account?
Usually, any government-issued ID, such as a driver's license or state identification card, will be sufficient. The bank may charge a small fee for cashing a check, such as a flat fee of $8. With some banks, it could be free up to a certain amount, such as $25, with an additional fee for higher monetary value.