Where can I use my health care spending card?

Asked by: Prof. Quinn Goodwin  |  Last update: March 26, 2025
Score: 5/5 (31 votes)

Paying with your card You can use the card to pay copayments or any out-of-pocket responsibility. You visit the pharmacy, grocery or retail store, or related websites. If purchasing OTC medicines or drugs, you must purchase at a pharmacy and have a prescription.

What can I use my health care spending card on?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

What stores can I use my spending account card in?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

Where can I use my health care debit card?

Employees can use their HSA, FSA or HRA cards to pay for qualified medical expenses wherever Visa Debit cards are accepted.

Where can I use a health care card?

You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account. By using your card there is no need to write checks or submit an online or paper reimbursement form.

How To Use Your FSA & HSA on AMAZON (Easy)

43 related questions found

Can I use my care card anywhere?

The CareCredit Rewards Mastercard can be used anywhere Mastercard is accepted online.

Can I use CareCredit at Walmart for food?

Yes, you can use your CareCredit credit card for qualifying, in-store purchases at all Walmart Store locations, including Walmart Supercenters and Neighborhood Markets, across the United States (does not include Gas Stations or Walmart.com). Search for your nearest location here.

Can I use my HSA card for groceries?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Can I withdraw money from my health care spending card?

You can't withdraw money from an ATM

The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).

Can you use my health pays card for gas?

No, the rewards cannot be used to purchase gasoline. How do I use my My Health Pays® card? when you activated the card. You cannot use your card as a credit card, to get cash back or at an ATM.

Why won't my healthy Benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I buy gas with my healthy Benefits card?

This allowance can be used for Over-the Counter (OTC) Items, groceries, home utilities and gas at the pump.

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

What happens if I accidentally used my HSA card for groceries?

You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

What can I not use my HSA card for?

Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures. You also usually can't use HSA money to pay for health insurance premiums unless you meet certain criteria.

What happens to unused health care spending account money?

This is known as the “use it or lose it” rule. You may carry over up to $500 in unused Health Care Spending Account funds to the next year. You will forfeit any remaining balance above $500.

Can I get cash off my HSA card?

Yes, you can withdraw funds from your HSA at any time. But please keep in mind that if you use your HSA funds for any reason other than to pay for a qualified medical expense, those funds will be taxed as ordinary income, and the IRS will impose a 20% penalty.

How does a health care spending card work?

What is a flexible spending account (FSA) card or health savings account card (HSA)? Flexible spending accounts (FSAs) and health savings accounts (HSAs) let you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses.

Can I use my HSA card for gas?

Fuel is eligible for transportation to and from medical care, up to the allowed mileage rate. Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does an HSA card cover toilet paper?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use my HSA card at Walmart stores?

Walmart fully understands and supports the use of HSA funds. The retailer makes it easy to shop for qualified items directly from the website. A dedicated HSA section lists all of the items that qualify for reimbursements.

Can I buy dog food with CareCredit card?

Can I use my CareCredit account to buy my pet food? You can pay for pet food using your CareCredit card as long as it is doctor-recommended and purchased from your veterinarian's office.

Can I use my CareCredit card for gas?

The Synchrony Car Care credit card is accepted at over 1 million auto merchant locations nationwide 1 including parts, repair, gas, services and more.

Can I use my CareCredit card like a regular credit card?

In some sense, the CareCredit card works just like a regular credit card. The only difference is that you can only use it to cover traditional medical insurance copayments​ on covered services. The card can also be used for elective medical procedures that are not covered by traditional insurance plans.