Where can I use my HealthEquity card?

Asked by: Watson Glover  |  Last update: December 9, 2025
Score: 5/5 (7 votes)

This card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related.

What can I spend my HealthEquity card on?

Qualified medical expenses (QME)
  • Alcoholism (rehab, transportation for medically advised attendance at AA)
  • Artificial limbs and teeth.
  • Birth control pills and prescription contraceptives.
  • Contact lenses.
  • Eyeglasses and eye surgery.
  • Long-term care expenses.
  • Prescription medicines.
  • Orthodontia.

Can I use my HealthEquity card at Target?

At the Point of Sale

At IIAS-certified merchants such as Walgreens, Wal-Mart, Sam's Club, Target, CVS, Rite-Aid, etc., the card will only be accepted for payment of eligible health care items.

Can I use my HealthEquity card on Amazon?

FSA I HSA on Amazon

You can add your FSA or HSA card as a payment option in Your Payments.

Can I use my HealthEquity card at Walgreens?

Yes, funds from both types of accounts can be used online and in store. When shopping in store, items in your basket will be divided into two buckets: FSA/HSA and non-FSA/HSA. You will be able to pay for the former with an FSA/HSA card.

Where can you use your HSA debit card?

41 related questions found

Can you use a HealthEquity card at Walmart?

Your card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related.

Can I use my HealthEquity HSA card at CVS?

CVS. Shop an assortment of qualified items for purchase with your HSA or FSA card.

Can I withdraw money from my HealthEquity card?

Q: Can I use my HealthEquity card to withdraw funds at an ATM? A: HealthEquity offers free online reimbursements into your personal checking/savings account however, you may not use the card to withdraw funds at an ATM.

Can I use my HSA card at Walmart?

To use your HSA/FSA card, enter it as a credit card when buying eligible items. If you save the card to your account, it will save as a benefit card.

Can I use my HealthEquity card for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can you transfer money from HealthEquity to bank account?

You can add your bank account details in the HealthEquity member portal to make it easier to send and receive money via electronic funds transfer (EFT). This allows you to add and verify your bank account information for immediate use.

What can I not use my HSA card for?

Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures. You also usually can't use HSA money to pay for health insurance premiums unless you meet certain criteria.

Why is my HealthEquity card declining?

If you use your Healthcare Card to pay for an eligible expense at a merchant without an IRS-approved system, your card may be declined.

Can I use a HealthEquity card at Target?

Target stores

Third-party credit cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner's Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items.

What is the downside of an HSA?

Drawbacks of HSAs include tax penalties for nonmedical expenses before age 65, and contributions made to the HSA within six months of applying for Social Security benefits may be subject to penalties. HSAs have fewer limitations and more tax advantages than flexible spending accounts (FSAs).

Can I buy food with my HSA card?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

What happens if I accidentally use my HSA card for non-medical expenses?

You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.

Will my health equity card work at Walmart?

Your card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related.

Can I use my HSA card at Amazon?

Amazon's FSA and HSA stores enable you to add your respective health payment card to the site and shop for your eligible products as you would shop for any other item.

What can I use my HealthEquity card for?

This card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related. See Cardholder Agreement for complete usage restrictions.

Can I use my HealthEquity card on Amazon?

Amazon's FSA and HSA stores enable you to add your respective health payment card to the site and shop for your eligible products as you would shop for any other item.

Can you use a HealthEquity card at a grocery store?

The short answer is no. According to current IRS regulations, groceries are not considered a qualified medical expense and therefore cannot be paid for using HSA funds.

Can I buy shampoo with HSA?

Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.

How do I know where I can use my HSA card?

You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA. Here are some eligible medical expenses: Ambulance services.

How to withdraw money from a HealthEquity card?

Online Reimbursement
  1. Log into HealthEquity.
  2. Find “Reimburse Myself”
  3. Upload your receipt.
  4. Get paid.