Where can I use my UCard rewards?

Asked by: Eliseo Rowe  |  Last update: September 2, 2025
Score: 4.1/5 (36 votes)

Use your UCard to spend earned rewards at thousands of national retailers, including Walmart, Walgreens, CVS and many local options. Choose from many eligible items like over-the-counter products, gifts, groceries and more.

What stores can I use my UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

What can I spend my UHC rewards on?

You can redeem your rewards by depositing them to the subscriber's Optum health savings account (HSA) if eligible, the subscriber's UHC Rewards Health reimbursement account (HRA) if eligible, purchasing a device or by receiving them in a digital Visa gift card.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

Can I use UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

How to Use UnitedHealthCare Ucard to Purchase Products (2025) - Full Guide

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What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy covered OTC products, like:
  • Braces and supports.
  • Dental and oral care.
  • Diabetes care.
  • Eye and ear care.
  • First aid.
  • Foot care.
  • Incontinence products.
  • Pain relief.

How do I use my UCard for groceries?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

What stores can I use my spending account card in?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Can I use my health Pays Rewards card at gas stations?

No, the rewards cannot be used to purchase gasoline. How do I use my My Health Pays® card? when you activated the card. You cannot use your card as a credit card, to get cash back or at an ATM.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

What does UnitedHealthcare UCard cover?

Get more help with your everyday needs. Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What stores take the UCard?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

What stores can I use my benefit prepaid card at?

Members can shop at participating pharmacies and retailers like Albertsons, CVS, Food-4-Less, Ralphs, Walgreens, Walmart, and more. You can visit lacare.nationsbenefits.com to find a store nearby.

Can I use my healthy benefits card at Aldi's?

Aldi takes EBT (food stamps) only. Otherwise the usual debit/credit/Aldi gift card/Visa gift cards. Aldi doesn't accept WIC either.

Can I use my UCard at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

How to pay bills with UnitedHealthcare UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can I buy coffee with my OTC card?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.