Where can I use my United Health Care Spending Card?

Asked by: Vernie Dach DDS  |  Last update: September 14, 2025
Score: 4.3/5 (53 votes)

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.

What stores can I use my UnitedHealthcare U card?

Where can I use my UCard? You can shop at over 55,000 participating stores in the S3 network. The S3 retail network is an exclusive retail network that allows you to shop with your UCard at Walmart, Walgreens and CVS, or at neighborhood stores near you.

What can I use my UnitedHealthcare spending card on?

Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.

What stores can I use my spending account card?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Where Can I Use My United Health Care Spending Card? - InsuranceGuide360.com

38 related questions found

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Where can I use my UnitedHealthcare Healthy Benefits card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Where should I not use my debit card?

5 places you should not use your debit card
  • 1) Online. ...
  • 2) Restaurants. ...
  • 3) Gas stations. ...
  • 4) ATMs or checkouts that look off. ...
  • 5) The airport. ...
  • Some additional quick tips:
  • Jennifer Streaks is Senior Personal Finance Reporter and Spokesperson at Insider and a financial contributor at TheGrio.

What stores can I use my benefit prepaid card at?

Members can shop at participating pharmacies and retailers like Albertsons, CVS, Food-4-Less, Ralphs, Walgreens, Walmart, and more. You can visit lacare.nationsbenefits.com to find a store nearby.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

Where can I use my healthcare spending card?

Paying with your card

You can use the card to pay copayments or any out-of-pocket responsibility. You visit the pharmacy, grocery or retail store, or related websites. If purchasing OTC medicines or drugs, you must purchase at a pharmacy and have a prescription.

Can I get cash off my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

How to use UnitedHealthcare UCard for groceries?

To shop online, visit the UCard Hub by signing in to your member site or opening the UnitedHealthcare app. There, it's easy to search for covered products by category, brand or price. Choose the products you'd like, then follow the prompts to complete your purchases using your credit.

Can I use my UCard on Amazon?

No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.

Can I pay with a debit card at a restaurant?

Typically, a server will drop the bill off at a table, then leave. Customers put their credit or debit cards on the table. The server returns, then collects the cards and takes them away from the table to a fixed POS terminal to swipe the card (or cards) and complete the transaction.

What is the biggest con to using a debit card?

If you overspend, you could get hit with costly overdraft fees: If charges to your debit card cause your checking account balance to go negative, you could suffer overdraft fees and other steep charges that far exceed the potential costs of using a credit card.

What stores can I use my United Healthcare U card?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

Can I use UnitedHealthcare anywhere?

With UnitedHealthcare Options PPO health plans, you can use any doctor, clinic, hospital or health care facility in the national network.

Can I buy shampoo with my UnitedHealthcare OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can you buy groceries with Healthy Benefits card?

Healthy benefits are increasingly being made available through health care providers, technology companies, employers, government agencies, and more. Many of these distributors offer benefits through cards that function like prepaid debit cards, allowing purchases of select grocery items or wellness products.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

What stores can I use my spendable card at Walmart?

Where Can I Use My Wellcare Spendables Card?
  • Walmart Stores.
  • Kroger.
  • CVS.
  • Walgreens.
  • Dollar General.
  • Albertsons Companies.
  • Publix.
  • Piggly Wiggly Midwest.