Where is the most expensive place to insure a car?

Which states have the most expensive car insurance?

The most expensive states for car insurance

According to data analysis by Insure.com, Louisiana tops the list of most expensive states for car insurance in 2025 with an average annual premium of $2,883, followed closely by Florida at $2,694 and California at $2,416.

Does credit score affect car insurance?

How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.

What state has the worst insurance rates?

Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.

In which area is car insurance the cheapest?

Limits vary by region. Car insurance rules, regulations, and rates vary by province. British Columbia, Ontario, and Alberta have the highest auto insurance premiums. Quebec is the most affordable.

Which car has the highest insurance?

The most expensive car to insure in 2025 is the Maserati Quattroporte, with an average insurance premium of $6,166 per year, according to Insure.com's data study. The Maserati Quattroporte Trofeo is the most expensive car to insure for young drivers, whereas the Chevrolet TrailBlazer is the cheapest car to insure.

What is the cheapest state to register a car in?

Some states require ongoing fees while you own the vehicle, including inspection costs, personal property tax, and auto insurance. Colorado and Hawaii are the most expensive states for registering a car, while Arizona and Mississippi are the cheapest.

Who is #1 in auto insurance?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

What is the most expensive city for car insurance?

Brooklyn, New York, is the most expensive city in the U.S. for full coverage car insurance according to our research. Many of the cheapest cities for full coverage are in Massachusetts, Ohio and Vermont. Palm Beach is Florida's most expensive city for auto insurance, at an average full coverage rate of $5,826 per year.

Does your zip code affect your car insurance?

Which States Don't Use ZIP Code? Currently, the only two states that have banned the usage of ZIP codes for auto insurance ratings are California and Michigan. In all other states, it's legal for insurers to use ZIP codes as a rating factor for auto insurance to assess risk.

How to get a lower car insurance rate?

What is the most expensive part of car insurance?

In general, the most expensive part of an automobile policy is typically the collision insurance. This type of insurance covers the cost of repairs to your vehicle if you're involved in an accident where you are at fault. The high cost is due to the potential for significant payouts following an accident.

Who pays the highest insurance rates?

Cost of car insurance by age and gender

But the same study found that male drivers under age 25 pay significantly more for auto insurance than female drivers under 25. Among 16-year-olds, for example, annual premiums for female drivers averaged $5,969 while male drivers' premiums averaged $6,701.

What is the least insured state?

By the numbers: After Texas, Oklahoma (14.3%), Wyoming (14.1%) and Florida (13.9%) have the highest share of uninsured residents among U.S. states and Washington, D.C. Massachusetts (2.9%), Washington, D.C. (3.1%) and Hawai'i (4.3%) have the lowest.

What insurance is accepted in all 50 states?

Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.

Does State Farm check credit for car insurance?

Most major car insurance companies like GEICO, Progressive and State Farm factor in your credit score when giving you a quote. Some smaller, regional insurers skip credit checks, though their coverage options (and available online information) can be limited.

What is a good credit score?

For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent.

Does age affect car insurance?

States Where Age Does Not Affect Rates

In California, Hawaii, and Massachusetts, age won't have a direct effect on how much you pay for car insurance. Other factors will still have an impact, though. Your driving record, credit score, and marital status can all affect your final premium.