Which cars are group 2 insurance?

The cheapest cars to insure typically feature low repair costs, high safety scores, and small engines.

Top Low Insurance Group Models (UK & US Focus)

• Hyundai i10 (1.0L): Often starts in Insurance Group 1 (UK), offering some of the lowest annual comprehensive premiums for new drivers.
• Volkswagen Up! / Skoda Citigo (60hp): These lightweight city cars sit in Group 1 and feature simple mechanics that reduce repair bills.
• Peugeot 108 (1.0L): Falls into low groups 6–9, sharing parts with similar compact builds to keep claim costs minimal.
• Honda CR-V & Subaru Outback: Routinely ranked by U.S. data providers (The Zebra) as top mainstream choices with below-average insurance rates due to high safety ratings.

Key Factors That Lower Insurance Groups

• Small Engine Size: Lower displacement (e.g., 1.0L) limits top speed and acceleration risk.
• Safety Ratings: Advanced crash-prevention tech minimizes injury severity and payout frequency.
• Repairability: Cheaper, readily available body parts decrease collision claim expenses.
• Demographic Profile: Vehicles less frequently driven or crashed by high-risk age groups get better baseline rates.

You can find your car's insurance group (rated 1–50) in the UK by entering your vehicle registration number into an online Car Insurance Group Checker Tool.

How to Check Your Group

• Use a comparison or lookup tool: Enter your registration plate and make/model details on financial and automotive sites like MoneySuperMarket, Confused.com, or Thatcham Research.
• Check vehicle details manually: Provide your car's manufacturer, model, body style, and engine size on the RAC Vehicle Search.

What the Groups Mean

• Groups 1–10 (Cheapest): Small engines, low repair costs, and standard safety features.
• Groups 41–50 (Most Expensive): High-performance engines, expensive parts, and luxury or specialist builds.
• Suffix Letters: You might see letters next to your number (like A, D, or E) which indicate how the car's security features measure up against industry expectations.

Driving licence categories are split into Group 1 (cars, motorcycles, and work vehicles) and Group 2 (buses and trucks).

Group 1 Vehicles

Group 1 includes standard passenger and lighter utility vehicles.

• Cars and Small Vehicles: Category B (cars, small trailers, and alternative-fuel vehicles up to 4,250kg) and Category BE combinations.
• Motorcycles and Mopeds: Categories AM, A1, A2, and A (ranging from mopeds to large motorcycles and tricycles).
• Work Vehicles: Category W (tractors and work vehicles).
• Validity & Rules: Valid for up to 10 years (depending on age), with standard medical fitness standards. Learn more via the Road Safety Authority.

Group 2 Vehicles

Group 2 includes heavy professional, commercial, and passenger-carrying transport.

• Trucks and Heavy Goods Vehicles (HGVs): Categories C, CE, C1, and C1E (medium to large trucks and heavy trailers).
• Buses and Coaches: Categories D, DE, D1, and D1E (small minibuses to large passenger buses and heavy trailers).
• Validity & Rules: Require renewal every 5 years and must meet significantly higher medical and professional standards due to vehicle size and occupational driving time. You can manage or check requirements through the National Driver Licence Service.

Group 2 race cars refer to modified production touring and rally cars regulated by the FIA between 1966 and 1981, or alternatively the Super GT-style Class 1/GT500-based race cars found in video games like Gran Turismo.

FIA Group 2 Historic Touring & Rally Cars (1966–1981)

Group 2 regulations allowed manufacturers to heavily modify production-based cars (requiring a minimum production run, usually 1,000 units) with flared fenders, upgraded suspension, and bored-out engines for the European Touring Car Championship and rallying.

• Ford Capri RS 3100: Powered by a Ford GAA V6 engine producing up to 450 hp, famous for wide wheel arches and dominance in touring car racing.
• Alfa Romeo 1750 GTAM / 2000 GT Veloce: Lightweight Italian twin-cam sports coupes tuned extensively for European touring and rally circuits.
• BMW 2002 Ti / Tii: Highly agile German sedans utilizing upgraded inline-four engines that succeeded in both rally and track configurations.
• Mini Cooper S: A legendary smaller-displacement contender that punched well above its weight class in both international rallying and touring car championships.
• Renault 5 Alpine (1.4L): Raced effectively in international rally stages, securing notable podium finishes against higher-powered rivals before the advent of turbo and four-wheel-drive eras.

Gran Turismo Gr.2 Class Cars

If you are referring to the modern video game classification (loosely based on Japanese Super GT / GT500 regulations):

• Nissan GT-R NISMO GT500 ('16)
• BMW McLaren F1 GTR Race Car ('97)
• Lexus PETRONAS TOM'S SC430 ('08)
• Honda NSX Concept-GT ('16)

A class 2 vehicle is a light-duty truck or van with a Gross Vehicle Weight Rating (GVWR) between 6,001 and 10,000 pounds.

Weight Subcategories

• Class 2A: Vehicles weighing between 6,001 and 8,500 pounds.
• Class 2B: Vehicles weighing between 8,501 and 10,000 pounds.

Common Examples

• Class 2A: Lighter full-size pickup trucks and large SUVs (such as the Ford F-150 or Ford Explorer).
• Class 2B: Heavier three-quarter-ton trucks and cargo vans (such as the Ford F-250 or Ford Transit).

Licensing and Usage

• Driver's License: You do not need a Commercial Driver's License (CDL) to operate a class 2 vehicle.
• Common Uses: People use these vehicles for daily driving, commercial deliveries, landscaping, and construction work.

Note: In the UK and Europe, "Class 2" often refers to a medium rigid heavy goods vehicle (HGV) license rather than a weight class.