Which insurance company has the highest customer satisfaction in the USA?

Asked by: Ewell Heller  |  Last update: August 24, 2025
Score: 4.8/5 (50 votes)

Chubb ranked highest overall in customer satisfaction with a score of 688/1,000, followed by AIG with a score of 680 in the 2024 U.S. Home Insurance Study.

Which insurance company has the fewest complaints?

The most trusted auto insurance company is American Family Insurance. American Family has a low volume of customer complaints compared to other insurance companies its size, good reviews from WalletHub users, and high ratings for customer satisfaction according to J.D. Power.

Who is the #1 insurance company in the USA?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

Why is State Farm denying so many claims?

Some common reasons for claim denials include: Insufficient evidence or information: The burden of proof falls on the injured party. State Farm might deny your claim if it believes you have insufficient evidence to prove how the car accident occurred or the severity of your damages.

Is progressive known to deny claims?

An insurance company like Progressive may deny a car accident claim for numerous reasons, some of the most common being unclear evidence of who is at fault, a lack of documentation, coverage limits, and suspected fraud.

Top 8 Life Insurance Companies in Americ 2025

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Who is the most trustworthy insurance company?

State Farm is a three-time Bankrate Award winner for Best Term Life Insurer in 2022, 2023 and 2024, thanks to its top-notch customer service and accessibility tools. As one of the top life insurance companies, State Farm also received the highest customer satisfaction score from J.D. Power.

Which is better, Allstate or Liberty Mutual?

Compared to Liberty Mutual, Allstate provides cheaper average coverage for different driver profiles. Allstate earned an above-average score in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study. It also earned higher average customer satisfaction scores than Liberty Mutual in the J.D. Power 2023 U.S.

Who is better than State Farm?

GEICO is cheaper and has better ratings than State Farm. Your experience with GEICO and State Farm will vary based on individual rating factors.

Is Progressive or GEICO better?

When it comes to the provider rankings from the J.D. Power 2024 U.S. Auto Claims Satisfaction Study, both carriers scored below the industry average — but Geico takes the lead with a score of 692 compared to Progressive's score of 672.

Who is State Farm owned by?

State Farm is a mutual company, which means that it is owned by its policyholders. Unlike publicly traded companies, State Farm does not have shareholders to whom it needs to provide dividends.

Which company has highest customer satisfaction?

Detailed Overview of Top 10 Customer Service Companies
  1. Amazon. Overview:Amazon, the world's largest online retailer, is renowned for its exceptional customer service. ...
  2. Zappos. ...
  3. Apple. ...
  4. Southwest Airlines. ...
  5. Ritz-Carlton. ...
  6. Trader Joe's. ...
  7. Nordstrom. ...
  8. Salesforce.

What insurance company has the most complaints?

Among the top 10 insurance companies in the country, Value Penguin reported that the most common complaints were as follows:
  • Allstate – delays.
  • Farmers – unsatisfactory settlements/offers.
  • Chubb – misrepresentation.
  • Geico – delays.
  • Liberty Mutual – adjuster handling.
  • Nationwide – denial of claims.

Is State Farm or Allstate better?

State Farm has higher customer service ratings for car insurance than Allstate. These include better ratings for overall satisfaction and claims satisfaction from J.D. Power. State Farm also gets a better complaint rating than Allstate, according to the National Association of Insurance Commissioners (NAIC).

Who is Allstate biggest competitor?

The main competitors of Allstate include Progressive (PGR), Travelers Companies (TRV), Arch Capital Group (ACGL), Markel Group (MKL), W. R. Berkley (WRB), Cincinnati Financial (CINF), Erie Indemnity (ERIE), Fidelity National Financial (FNF), CNA Financial (CNA), and Old Republic International (ORI).

Is Allstate good at settling claims?

Allstate is notorious for using sneaky tactics and delay strategies to wear down claimants so they'll accept lowball settlements. Adjusters receive bonuses for closing claims cheaply and quickly. It's an uphill battle to get fair compensation from Allstate without experienced legal help on your side.

What is the best life insurance for seniors?

The best life insurance companies for seniors at a glance

Guardian Life: Best for payment flexibility. MassMutual: Best for elderly applicants. Northwestern Mutual: Best for the potential to earn dividends. New York Life: Best coverage range.

What insurance company has the best financial rating?

MassMutual has been in business for over 170 years, and carries the highest ratings for financial security from AM Best.

What is the biggest insurance company to fail?

Executive Life Insurance Company is regarded to be the biggest bankruptcy of an insurance company in the United States in the course of recent years. Based in California, the life company had to file for bankruptcy in 1991 following disastrous investments in junk bonds.

How good is Progressive at paying claims?

Progressive placed second to last out of 21 car insurance companies surveyed in JD Power's claims satisfaction study of 2024 with a score of 672/1,000, only beating Mercury. For reference, the study average was 697/1,000, and NJM Insurance Co. earned the first spot at 782.