Which insurance company is cheaper than Progressive?


Editorial team Published on

GEICO is often cheaper than Progressive for drivers with clean records and good credit, averaging 20% to 28% lower rates.

Top Alternatives Cheaper Than Progressive

  • GEICO: Best for low-risk drivers with clean records, offering minimum coverage starting around $41 per month nationally.
  • Travelers: Frequently ranks as one of the cheapest large insurers for full coverage, with averages near $138 per month.
  • USAA: Offers the lowest average rates overall (around $1,491 a year), though it is exclusive to military members, veterans, and their families.
  • State Farm: Competitive for drivers who utilize safe-driving telematics apps and bundling discounts.

When Progressive is Actually Cheaper

  • Checkered history: Progressive tends to offer better rates for drivers with speeding tickets, at-fault accidents, or DUIs.
  • Poor credit: Progressive is often more forgiving or affordable than competitors for drivers with lower credit scores.