Which is better Plan C or Plan F?
Asked by: Miss Annalise Rolfson DDS | Last update: December 7, 2025Score: 4.8/5 (17 votes)
Is Plan C better than Plan F?
The only difference between Plan F and Plan G is coverage of the Part B deductible. The only difference between Plan F and Plan C, which was much less popular than F, is coverage of the excess charges associated with doctors who do not accept Medicare assignment.
Why is Plan F being discontinued?
Why is Medicare Plan F no longer an option for most people? In short, Medicare Plan F is being phased out because of the first dollar coverage that made it so popular. As federal lawmakers saw it, that kind of coverage has the potential to be overused at the expense of the Medicare program.
Why is Plan F so expensive?
Exactly. Because F is closed so the people remaining on it get older and older, needing more frequent care. Thus premiums go up sharply. Plan G gets a lot of new young retirees each year who are overall healthier than the aging Plan F participants.
Who is eligible for Plan F?
Plan F Product Details
Only available if your 65th birthday occurred before January 1, 2020, or you qualified for Medicare due to a disability before January 1, 2020.
Plan G vs. Plan F Medicare Supplement -Which is the better choice?
What is the replacement for plan F?
The most obvious choice to replace your F policy would be Plan G because the only difference between the two is that Plan G will not pay your Medicare Part B deductible ($257 in 2025). This makes Plan G the best option to Medicare Plan F when comparing benefits.
Is plan F available in 2025?
Plan F is only available to those who became eligible for Medicare before January 1, 2020. Which Medicare Supplement plan is the best? The best plan for you may not be the most popular one.
Should I switch from plan F to plan G?
If the premium savings on 'G' are greater than the deductible amount, then 'G' makes more sense than 'F'. Often, the premium differences between these two plans are $300/year or more. In some cases, the premium difference can be as much as $500/year, making 'G' a “no-brainer”.
Does plan F cover dental?
Some other common services not included are routine dental care and treatment, vision exams and eyeglasses, and hearing exams and hearing aids. The best way to find coverage for these services is to enroll in a DVH (dental, vision, hearing) plan.
Does Medicare Plan F cover international travel?
Most Medigap plans (C, D, E, F, G, H, I, J, M, and N) provide foreign travel emergency health care with a lifetime limit of $50,000. These Medigap plans: Pay 80% of the billed charges for certain medically-necessary emergency care outside the U.S. after you meet a $250 deductible for the year.
Does plan F pay for prescriptions?
Medicare Supplement Plan F does not include prescription drug coverage. If you select this plan, you may have to enroll in Medicare Part D to get your prescriptions, unless you have other creditable prescription drug coverage.
Which is better, Plan C or G?
Under Part C Advantage plans, you tend to have lower or even zero-dollar monthly premiums. But you will have more out-of-pocket costs along the way compared to a Plan G. Because of this, some carriers provide incentives and offer seniors extra benefits, such as dental coverage or a gym membership.
What is the best medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
When was plan F discontinued?
In case you missed the news, Medicare Supplement Plan F is being phased out starting January 1, 2020. If you currently have a Plan F, don't panic. You can keep your plan as long as you want. However, if you become eligible for Medicare after January 1, 2020, you can't purchase a Plan F.
What does Plan F not cover?
Prescription drugs aren't covered by either Plan F or Original Medicare. Many people get drug coverage by adding on a Medicare Part D plan. You can also buy stand-alone dental insurance and vision plans.
What is the name of the Plan B pill in the UK?
Emergency contraceptive pill (morning after pill)
There are 2 main types of emergency pill used in the UK: levonorgestrel (brands include Levonelle) which you need to take within 3 days (72 hours) after sex. ulipristal acetate (brands include ellaOne) which you need to take within 5 days (120 hours) after sex.
Is Plan F still available in 2024?
As of 2024, Medicare Plan F is no longer available for new enrollees. However, if you were eligible for Medicare before January 1, 2020, you can still enroll in or keep your existing Medicare Plan F coverage. To be eligible, individuals must be enrolled in both Medicare Part A and Part B.
Does Plan F include dental?
Does Medigap Plan F cover dental, vision, and hearing benefits? No Medigap plan covers routine dental, vision or hearing services either. However, there are many great standalone plans that you can enroll in to provide these benefits at a reasonable cost.
Is Plan F grandfathered?
If you enrolled in a Plan F prior to 1/1/2020, you are “grandfathered in” and you can keep your Plan F – it is just not available to those newly eligible for Medicare after 1/1/2020.
What is the difference between Plan F and Plan F Extra?
Medigap F Extra has hearing and vision included, while F does not. Medigap F and F Extra have almost the same price, which is why we recommend F Extra.