Which Medicare supplement plans are going away?
Asked by: Stephany Okuneva | Last update: December 23, 2025Score: 4.6/5 (6 votes)
Are Medicare Supplement plans being phased out?
In case you missed the news, Medicare Supplement Plan F is being phased out starting January 1, 2020. If you currently have a Plan F, don't panic. You can keep your plan as long as you want. However, if you become eligible for Medicare after January 1, 2020, you can't purchase a Plan F.
What is the highest rated Medicare Supplement plan?
- Humana - Easy Online Enrollment Process.
- Anthem - Competitive Pricing.
- Cigna - Excellent Customer Service.
- Aetna - Multiple Ways to Combine Coverage.
- Mutual of Omaha - Fast Quotes.
Which Medicare plans are no longer available?
Since January 1, 2020, Medigap plans sold to people new to Medicare can no longer cover the Part B deductible. Because of this, Plans C and F aren't available to people new to Medicare on or after January 1, 2020 (those who turned 65 on or after January 1, 2020, and those who got Part A on or after January 1, 2020).
Will Plan F be grandfathered?
The Plan F was phased out in 2020. For all consumers who qualify for Medicare Nevada before 2020, they will be grandfathered into having Plan F as an option forever. For everyone who qualifies for Medicare after 2020, the Plan F will not be an option to enroll in.
Medicare Supplement Plan F - Going Away in 2020?
Is plan F still available in 2024?
As of 2024, Medicare Plan F is no longer available for new enrollees. However, if you were eligible for Medicare before January 1, 2020, you can still enroll in or keep your existing Medicare Plan F coverage. To be eligible, individuals must be enrolled in both Medicare Part A and Part B.
What causes a plan to lose grandfathered status?
Plans may lose “grandfathered” status if they make certain significant changes that reduce benefits or increase costs to consumers. A health plan must disclose whether it considers itself a grandfathered plan.
Why is Medicare getting rid of Plan F?
Why is Medicare Plan F no longer an option for most people? In short, Medicare Plan F is being phased out because of the first dollar coverage that made it so popular. As federal lawmakers saw it, that kind of coverage has the potential to be overused at the expense of the Medicare program.
What is the downside to Medicare Supplement plans?
There are a couple of cons to consider before choosing a Medigap plan: Premiums: Medigap premiums can be pricey. Coverage: Medicare Supplement plans don't cover everything, so you'd still have to pay out of pocket for things like dental care, vision care and long-term care.
What is the best Medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
What are the top 5 medicare supplement plans?
💬 From our Nerds: What are the top five Medicare supplement plans? "Based on NerdWallet's Medigap rubric, I picked five best Medicare Supplement Insurance companies for 2025: AARP/UnitedHealthcare, Mutual of Omaha, State Farm, Anthem and Blue Cross Blue Shield.
Why was the Medigap plan I discontinued?
Medigap Plans E, H, I, and J, including high-deductible Plan J, were dropped. Preventive Care benefits were dropped from all Plans because Medicare now covers many of these benefits. Home Recovery benefit was dropped from all Plans due to underuse.
What is the new Medicare rule for 2025?
Medicare Part D cap of $2,000
Beginning January 1, 2025, people with Part D plans through traditional Medicare and Medicare Advantage plans with prescription drug coverage won't pay more than $2,000 over the calendar year in out-of-pocket costs for their prescription medications.
Why is it not a good idea to have supplemental insurance?
One of the most significant drawbacks of supplemental insurance policies is the coverage limits. For instance, with Mechanical Repair Coverage, you'll typically need to pay out of pocket until your deductible is met on your primary policy before supplemental insurance takes over to cover a costly vehicle repair.
Is there a Medicare Supplement that covers everything?
With Medicare Supplement Plan F, you get the most complete coverage available. And because Plan F also covers costs in excess of Medicare-approved amounts, you may have no out-of-pocket costs for hospital and doctor's office care.
What is the disadvantage of UnitedHealthcare for seniors?
Cons About UnitedHealthcare Medicare Advantage
You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.
What replaces Medigap plan F?
If you became eligible for Medicare in 2020 or later, you can only buy Plan G, not Plan F. The coverage difference is that Plan F covers the Medicare Part B deductible, but Plan G doesn't.
Is plan G still available?
High deductible Plan G is available to individuals who are new to Medicare on or after 1/1/2020. People new to Medicare are those who turn 65 on or after January 1, 2020, and those who first become eligible for Medicare benefits due to age, disability or ESRD on or after January 1, 2020.
Why is plan F so expensive?
Medigap Plan F and Plan G differ because Plan F covers the Part B deductible, while Plan G does not. In 2024, the Part B deductible is $240. For this reason, Plan F tends to be more expensive than Plan G, but pricing differs by insurer. In addition, Plan F is not available to those who qualify for Medicare after Jan.
Do grandfathered health plans still exist?
Q1: May plans maintain grandfathered status? Yes, they may. There is no specific end date for grandfathered status.
Is T-Mobile getting rid of grandfathered plans?
Just when you thought it couldn't get worse after the autopay fiasco now Tmobile is going to force customers off their grandfathered plans.
How do you maintain grandfathered status?
To maintain status as a grandfathered health plan, a plan or health insurance coverage must include a statement, in any plan materials provided to a participant or beneficiary describing the benefits provided under the plan or health insurance coverage, that the plan or coverage believes it is a grandfathered health ...