Which of the following damages would be covered under the liability coverage of the personal auto policy?

What are the areas covered in part a liability coverage in a personal automobile policy quizlet?

Part A. Bodily injury and property damage to others is covered under Part A--Liability to Others Coverage when the accident is due to the insured's negligence. A personal auto policy provides coverage for all for the following drivers of an insured car EXCEPT: A) the insured's spouse.

Which of the following is not covered under uninsured motorist coverage?

To your car, regardless of liability; Collision only applies to a vehicle of the insured and is applied regardless of fault. Which of the following is not covered under Uninsured Motorist Coverage? A vehicle that is used for hire; A taxicab or other vehicle for hire is not eligible for coverage.

What does liability only insurance cover?

What is liability only car insurance? This type of insurance covers a third party's property damage and personal injuries in the event of an accident. Car insurance that only has liability coverage would not cover your injuries and personal property damage as the driver responsible for the accident.

Which one of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault?

Which one of the following types of coverage would pay for damage to your automobile in an accident for which you were at fault? Comprehensive coverage would cover financial losses due to: A. injuries caused by a driver without insurance.

What does liability insurance not cover in the event of an accident Everfi?

Insurance that will cover injuries to yourself in the event of an accident. What does liability insurance not cover in the event of an accident? insurance that will pay for injury to another driver and/or damage to their car if you are in an accident.

Which of the following would not be eligible for coverage under a personal auto policy?

Which of the following is not eligible for a Personal Auto Policy? A vehicle used as a public or livery conveyance is not eligible for a Personal Auto Policy.

Which vehicle would not be a covered auto under the personal auto policy?

Even though your Personal Auto Policy appears to exclude all business use (except farming and ranching), the exclusion does not apply to “private passenger autos, pickups, motorhomes and vans, or trailers used with one of these vehicles”.

Which of the following would not be considered part of the insured location under the liability section of a homeowners policy?

Which of the following would NOT be considered part of the insured location under the liability section of a homeowners policy? Dwelling replacement cost.

Which of the following is covered under the uninsured motorist coverage of a personal auto policy PAP )?

The Uninsured Motorists Coverage will cover the insured if they suffer damages from uninsured motorists, which are defined as drivers without insurance, drivers with less than the required minimum, hit-and-run drivers, and drivers insured by insolvent insurance companies.

What are the three major parts of a personal auto policy?

Which of the following coverages of a personal automobile policy provides collision and other than collision coverage?

Comprehensive coverage covers damages to your vehicle in certain situations. It's sometimes referred to as "other than collision" coverage.

What are 4 main types of coverage and insurance?

Which type of automobile insurance pays for damage to a covered vehicle caused by hitting an object or being hit during an automobile accident?

Collision coverage pays for your vehicle's damage if you hit an object or another car. Comprehensive insurance pays for non-crash damage, such as weather and fire damage. It also reimburses you for car theft and damage from collisions with animals.

What does full coverage insurance cover?

Fully comprehensive

This is the highest level of insurance you can have. It covers you, your car and any others involved in an accident. It includes all the cover of a third party fire and theft policy, but also protects you as a driver and might pay out for damage to your car.

What is a liability only policy?

When you hear someone say "liability only," they're actually referring to two types of coverages that go hand in hand, not one: bodily injury liability and property damage liability. Together, these coverages help pay for the other person's medical expenses, lost wages, vehicle repair, vehicle replacement, and more.

What does liability only mean for auto insurance?

Simply put, liability-only car insurance is a type of policy that only provides coverage for damages you cause, not damages you sustain.

What is liability only called?

Liability only simply means that you are only insuring the bodily injury or property damage of someone ELSE. If you're in an accident that is your fault your insurance will pay for the other party's vehicle and their possible injuries.

Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss?

Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss? Liability coverage.

Who is not insured for liability on a BAP?

(There is a business auto endorsement that will provide auto coverages to mobile equipment upon payment of additional premiums.) Who is NOT an insured for liability on a BAP? Correct! A business auto policy defines who is not an insured; the owner of a car the insured borrows is one of them.

What are examples of commonly covered and not covered homeowners insurance situations?

Standard homeowners insurance policies typically do not include coverage for valuable jewelry, artwork, other collectibles, identity theft protection, or damage caused by an earthquake or a flood.