Which of the following does not pay regardless of fault?
Asked by: Ms. Lenora Heaney PhD | Last update: March 29, 2023Score: 4.2/5 (68 votes)
Which of the following does not pay regardless of fault? Uninsured Motorist Bodily Injury --The other party must be legally responsible for bodily injury to an insured that arises out of ownership, maintenance, or use of an uninsured motor vehicle in order for this coverage to apply.
Which one of the following would not be paid as supplementary payments under Part A of the personal auto policy?
Which of the following is not a Supplementary Payment under Part A of the Personal Auto Policy? -Medical payments are paid out of Part B of the policy and are not considered Supplementary Payments.
Which of the following is covered under PAP liability?
The PAP is divided into the following six parts: liability coverage, medical payments coverage, uninsured motorist coverage, physical damage coverage, duties after an accident or loss, and general provisions.
Which of the following persons Cannot collect a claim payment under uninsured motorist coverage?
Which of the following persons cannot collect a claim payment under Uninsured Motorist coverage? The owner of a parked car struck by a falling object; Claimants must sustain injury caused by the owner or operator of an uninsured motor vehicle who is legally responsible for the accident.
Which of the following is not eligible for a personal auto policy?
Which of the following is not eligible for a Personal Auto Policy? A vehicle used as a public or livery conveyance is not eligible for a Personal Auto Policy.
Finding equal replacement payments
Which of the following would not be covered under liability section of a personal auto policy?
Under the liability portion of your policy, coverage is generally excluded in the following situations: Damage or injury is intentional. There is duplicate coverage (e.g., claims covered by workers' compensation)
Which vehicle would not be a covered auto under the personal auto policy?
Even though your Personal Auto Policy appears to exclude all business use (except farming and ranching), the exclusion does not apply to “private passenger autos, pickups, motorhomes and vans, or trailers used with one of these vehicles”.
Who is not insured for liability on a BAP?
(There is a business auto endorsement that will provide auto coverages to mobile equipment upon payment of additional premiums.) Who is NOT an insured for liability on a BAP? Correct! A business auto policy defines who is not an insured; the owner of a car the insured borrows is one of them.
For which of the following persons will medical expenses be paid under the medical payments coverage of the personal auto policy?
Medical payments coverage helps pay for medical and funeral expenses after a car accident. It's an optional form of auto insurance that typically covers the policyholder, family members driving the car and any passengers. Also known as medical payments coverage or MedPay, coverage applies no matter who's at fault.
When coverage applies to a property loss by all perils except those specifically excluded the policy is written on which basis?
An HO-3 policy is the most widely used form of homeowners insurance. It protects against all risks to your dwelling (and other structures) except those specifically excluded. However, your personal property is insured on a named-perils basis—that is, against damage or loss caused by perils listed in an HO-2 policy.
Who is the insured on a Pap?
Personal Auto Policy (PAP) — a standard form promulgated by Insurance Services Office, Inc. (ISO), for insuring private-passenger-type autos owned by individuals.
Which coverage is not included in a standard businessowners policy?
The BOP does not cover parking garages, bars, or manufacturing operations. Motels that do not exceed three stories and meet other eligibility requirements may be covered under a BOP.
What does pap mean in insurance?
Personal Auto Insurance (PAP)
Which of the following would not be covered under the supplementary payments provided under Coverage A bodily injury and property damage of a CGL policy?
Under the CGL, which of the following would exclude from coverage the legal liability associated with a product? Liability arising out of expected or intended injury is not covered by the CGL policy.
What is not included in supplementary payments portion of a liability policy?
Not all court costs are covered
This means that the attorneys' fees and expenses of opposing counsel that may be taxed against the insured are not covered as supplementary payments.
Are defense costs supplementary payments?
By providing for the payment of defense costs in addition to the policy's liability limits, a supplementary payments provision assures all concerned that the insurer will have its full policy limits available to settle a case where necessary or to indemnify the insured in the event of an adverse judgment.
Which of the following losses would be paid under the other than collision coverage of the personal auto policy?
Losses include but are not limited to fire, theft or larceny, explosion or earthquake, windstorm, hail, water, flood, malicious mischief, vandalism, riot, contact with an animal, and glass breakage.
Which of these would be covered by the medical payments coverage in a personal auto policy?
Medical payments coverage can help with medical expenses associated with an auto accident — for you, your passengers and any family members driving the insured vehicle at the time of the accident — no matter who is at fault. It typically covers doctor visits, hospital stays, surgery, X-rays and other medical bills.
Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss?
Which of the following personal auto coverages would pay for the insured's travel expenses and loss of earnings while involved in the settlement process of a covered loss? Liability coverage.
Which of the following are covered under business auto liability coverage?
Commercial auto insurance typically provides coverage for: liability damages; collision or comprehensive physical damage loss to your business autos; medical expenses for injury to occupants of your business autos; and damages sustained by occupants of your business autos due to the negligence of an uninsured or ...
Which of the following is not covered under Section 2 of the Garage Coverage Form?
Section II (Liability) Coverage does not cover vehicles in the insured's care, custody or control. Section III (Garagekeepers Coverage) provides this coverage.
What is a BAP car?
BAP. Barometric Absolute Pressure Sensor. Auto, Automobile, Technology.
Which of the following perils is normally excluded from coverage in a personal auto policy?
Damage from wear and tear, freezing and mechanical breakdown, and electrical breakdown (unless resulting from total theft of the auto) are excluded.
Which of the following is covered under the uninsured motorist coverage of a personal auto policy PAP )?
The Uninsured Motorists Coverage will cover the insured if they suffer damages from uninsured motorists, which are defined as drivers without insurance, drivers with less than the required minimum, hit-and-run drivers, and drivers insured by insolvent insurance companies.
Which of the following vehicles is considered a temporary substitute auto under a personal auto policy?
The definition of "Temporary substitute auto" is changed to: "Temporary substitute auto" means an automobile, farm auto, trailer or vehicle, not owned by you, temporarily used with the permission of the owner.