Which of the following groups is least likely to have health insurance?
Asked by: Ubaldo Gaylord | Last update: March 24, 2025Score: 4.1/5 (35 votes)
Who is least likely to have health insurance?
Who is uninsured: Most uninsured people are in low-income families and have at least one worker in the family. Reflecting the more limited availability of public coverage in some states, adults ages 19-64 are more likely to be uninsured than children.
Which racial group is least likely to have health insurance?
Uninsured Rates Vary Across and Within Racial and Ethnic Groups. Uninsured rates are higher among Latino, American Indian and Alaska Native (AIAN), Black, and Native Hawaiian and Pacific Islander (NHPI) people than among Asian, white, and multiracial people.
What group has the least access to healthcare?
People with lower incomes are often uninsured,6,7,8,9 and minority groups account for over half of the uninsured population.
Which group is most likely to have health insurance?
Private health coverage rates ranged from 43.1% among American Indian and Alaska Native, non-Hispanic people to about 74.2% for White, non-Hispanic people. Lower rates of private coverage for some groups were partly offset by higher rates of public coverage for these groups.
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Why are Hispanics less likely to have health insurance?
A study by the UCLA Center for Health Policy Research finds that Latinos are less likely to have health insurance due to lack of coverage through an employer and barriers such as citizenship restrictions on access.
What is the most common type of group insurance?
The most common type of group health plan is group health insurance, which is health insurance extended to members, such as employees of a company or members of an organization.
Who spends the least on healthcare?
The countries with the lowest governmental health expenditure include South Sudan, Eritrea and Bangladesh. In 2021 the U.S. national health expenditure was at an all-time high. However, the projections indicate that total health expenditures will increase even more.
Are black people less likely to have health insurance?
Between 2010 and 2022, the uninsured rate among Black Americans under age 65 fell nearly in half, decreasing from 20.9 percent to 10.8 percent. Holding the total Black population constant at 2022 levels, this implies a 3.3 million increase in the number of Black Americans with health insurance coverage.
Which group or groups are more disadvantaged in obtaining healthcare?
Ethnic Minorities
These groups may include, but are not limited to, Black or African American, Hispanic or Latino, Asian American, Native American and other non-White communities. Ethnic minorities often face unique challenges in healthcare, rendering them a vulnerable population.
What group is the most uninsured?
Young Adults (Ages 18 Through 24 Years)
Almost three out of every ten young adults do not have health insurance. Members of this age group are nearly twice as likely to be uninsured compared to members of the general population under age 65.
Which of the following groups have poorest health status in America?
Black, Hispanic, and AIAN adults are more likely to report fair or poor health status than their White counterparts, while Asian adults are less likely to indicate fair or poor health.
Are immigrants less likely to have health insurance?
Noncitizen immigrants are more likely to be uninsured than citizens because they have more limited access to private coverage due to working in jobs that are less likely to provide health benefits.
Which racial group is the least likely to have health insurance?
Coverage by Race and Ethnicity as of 2022
Nonelderly AIAN and Hispanic people had the highest uninsured rates at 19.1% and 18.0%, respectively, as of 2022. Uninsured rates for nonelderly NHOPI (12.7%) and Black people (10.0%) also were higher than the rate for their White counterparts (6.6%).
Who is likely to have the least need for life insurance?
If you have no financial obligations at your death, have no spouse or dependents that rely on your income now or in the future, or you own no property or business that would need to be purchased at your death by your business partners or liquidated for income needs, then you may not need life insurance.
What is the lowest form of health insurance?
Medicaid: Affordable health insurance for those who don't qualify for subsidies. If you make less than about $21,000 as a single person (under roughly $44,000 for a family of four), then you may qualify for free government insurance, called Medicaid, in all but 10 states.
Who is least likely to be insured?
In 2019, adults aged 18–44 were the most likely to be uninsured (17.0%), compared with adults aged 45–64 (11.1%) and children under age 18 years (5.1%). Among adults aged 19–25, 17.5% were uninsured in 2019.
What age group is least likely to have health insurance?
Children under age 19 may have health coverage through a variety of sources, including a parent's private plan or public programs like Medicaid or the Children's Health Insurance Program (CHIP). Adults ages 19 to 64 generally have lower coverage rates than those under age 19 and adults age 65 and older.
Which populations are most underserved in healthcare?
Underserved groups refer to populations that do not have adequate access to medical care. This includes rural, elderly, low-literacy, blue collar, and poor populations.
What age group uses healthcare the most?
Older adults use far more health care services than do younger groups. Although older adults vary greatly in terms of health status, the majority of them have at least one chronic condition that requires care.
What is the cheapest form of healthcare?
Medicaid
Depending on your income, Medicaid is one of the best ways to access free or low-cost health insurance coverage.
What is the highest insurance group?
Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research. These insurance groups range from group 1 (the cheapest cars to insure), all the way up to group 50 (the most expensive).
What is group health insurance?
A group health plan is an employee welfare benefit plan established or maintained by an employer or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise.
What is HMO?
A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.