Which of the following insurance covers damage to your vehicle caused by something other than a collision?

Which of the following is included in vehicle insurance policy?

The auto insurance generally includes: Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft, malicious act. Liability for third-party injury/death, third-party property and liability to paid driver.

Who pays an insurance premium?

When you sign up for an insurance policy, your insurer will charge you a premium. This is the amount you pay for the policy. Policyholders may choose from several options for paying their insurance premiums.

What does other than collision cover?

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive, sometimes called "other than collision" coverage, typically covers damage from fire, vandalism or falling objects (like a tree or hail).

What is comprehensive insurance for car?

A comprehensive car insurance is an extensive motor insurance plan that covers the insured person against both, own damages and any third party liabilities. ... A comprehensive car insurance covers any unforeseen incidents such as an accident, fire, theft or natural calamity.

What does the insurance cover?

Insurance coverage refers to the amount of risk or liability that is covered for an individual or entity by way of insurance services. ... Insurance coverage helps consumers recover financially from unexpected events, such as car accidents or the loss of an income-producing adult supporting a family.

Does car insurance cover accidental damage?

Your auto insurance company will cover accidental damage if you have comprehensive coverage. Fully comprehensive insurance covers accidental damage from unexpected events, such as vehicle theft, falling objects, storms, fires, or any other disaster that doesn't involve a collision with another car.

What are the five types of vehicle insurance?

What does comprehensive insurance cover in Kenya?

A Comprehensive car insurance in kenya typically covers you for loss or damage from fire, theft, vandalism, accidental loss, natural disasters, damage caused by animals or falling objects (like a tree or hail).

What do different kinds of auto insurance cover quizlet?

Type of coverage. Liability insurance covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions. Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Type of coverage.

Does collision insurance cover the other car?

Does collision insurance cover other drivers? No, collision coverage only applies to damages incurred to the policyholder's vehicle in the event of a covered collision. If you are found at fault in an accident, your liability insurance may cover damages to the other car.

Which of the following is covered by auto other than collision coverage quizlet?

If your insured vehicle is damaged due to an event other than a collision, Comprehensive coverage will pay for the damage. This includes damages from fire, theft, windstorm, flood and vandalism. If your vehicle is stolen, Comprehensive covers transportation and loss of use expenses when applicable.

What is not covered by other than collision comprehensive?

Key Things to Know About Comprehensive and Collision Insurance. Comprehensive insurance covers damage to your car caused by something other than a collision, such as a fire, natural disaster, falling object or vandalism. ... Neither comprehensive nor collision insurance covers damage to someone else's vehicle.

What are insurance claims?

An insurance claim is a formal request to your insurance provider for reimbursement against losses covered under your insurance policy. ... The purpose is to notify the insurer that the event for which you have opted for an insurance has occurred and the insurer should pay the claim amount.

What is a comprehensive insurance?

Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal. ... Comprehensive coverage is an optional coverage you can carry to help protect your vehicle.

How many types of insurance policies are here to cover vehicle insurance?

Amount of insurance coverage - Motor insurance plans can be divided into three types based on the amount of insurance protection offered: Third-party liability insurance - This is the most basic form of car insurance and hence, it is also the cheapest.

What are the 3 types of motor insurance?

Which parts are not covered in car insurance?

Is comprehensive coverage full coverage?

Comprehensive insurance is one of several types of coverage often referred to as full coverage insurance when purchased together. Also included in full coverage insurance are liability and collision insurance, plus uninsured motorist coverage in some states.

What are the four main types of insurance?

There are, however, four types of insurance that most financial experts recommend we all have: life, health, auto, and long-term disability.

What are the two types of vehicle insurance?