Which of the following is an example of redlining?
Asked by: Mrs. Adell Cronin III | Last update: June 14, 2023Score: 4.4/5 (1 votes)
While the most well-known examples involve denial of credit and insurance, denial of healthcare and the development of food deserts in minority neighborhoods have also been attributed to redlining in many instances.
What is considered redlining?
Redlining. Redlining is the practice of denying a creditworthy applicant a loan for housing in a certain neighbor hood even though the applicant may otherwise be eligible for the loan.
What does redlining mean quizlet?
Redlining. A discriminatory real estate practice in North America in which members of minority groups are prevented from obtaining money to purchase homes or property in predominantly white neighborhoods.
What was the purpose of redlining?
The phrase “redlining” comes from the maps that dictated investment risk. Areas that were deemed the most risky for banks were colored in red, and institutions were prohibited from extending federally-backed loans in those neighborhoods.
What does redlining mean at work?
"Redlining" has been a term of art in the state human resource system for many years. An employee is redlined when he or she is not being paid a salary amount in his or her salary range.
What is REDLINING? What does REDLINING mean? REDLINING meaning, definition & explanation
Where did redlining occur?
Black inner-city neighborhoods were most likely to be redlined. Investigations found that lenders would make loans to lower-income Whites but not to middle- or upper-income African Americans.
What is redlining AP Gov?
Redlining. a practice in which banks refuse to make loans to people living in certain geographic locations. "separate but equal" rule. doctrine that public accommodations could be segregated by race but still be equal.
What is redlining and steering?
Steering is directing buyers based on their class. Redlining is generally the discrimination of buyers by the lending industry. Blockbusting is when an agent convinces people in a neighborhood to sell their house because the socioeconomics of the community is negatively changing.
What is blockbusting and redlining?
Blockbusting. An illegal practice in which licensees or others encourage homeowners to sell because of an influx or expected influx of minorities into the area. Redlining. The practice of a lender to refuse to lend in a specific area, often based on the minority makeup of the area.
What is an example of blockbusting?
An example of blockbusting would be a real estate agent hiring a Black woman to walk her dog in an all-White neighborhood. They then place their real estate card in all the mailboxes on the block, offering to buy the house right away at a discounted price.
What does blockbusting mean in geography?
Updated on October 28, 2019. Blockbusting is the practice of real estate brokers convincing homeowners to sell their houses for low prices for fear that a neighborhood's socioeconomic demographics are changing and will decrease home values.
When was blockbusting used?
Although blockbusting emerged at the beginning of the 20th century, the practice was most pervasive in the decades immediately following World War II. It was ostensibly outlawed with the passage of the Civil Rights Act (Fair Housing Act) of 1968.
When did redlining take place?
Racial discrimination in mortgage lending in the 1930s shaped the demographic and wealth patterns of American communities today, a new study shows, with 3 out of 4 neighborhoods “redlined” on government maps 80 years ago continuing to struggle economically.
Which is an example of steering?
Steering occurs, for example, when real estate agents do not tell buyers about available properties that meet their criteria, or express views about communities, with the purpose of directing buyers away from or towards certain neighborhoods due to their race or other protected characteristic.
What is redlining in AP Human Geography?
Redlining. A process by which banks draw lines on a map and refuse to lend money to purchase or improve property within the boundaries.
What are 3 long term effects of redlining?
Redlining impacts are long-term and wide-ranging
These impacts, which continue today, include the health of residents, crime, income, environmental quality, and economic opportunity, with tracts originally graded 'A' having significantly better outcomes, and tracts graded 'D' having significantly worse outcomes.
What is redlining in the 1920s?
African American and Mexican American neighborhoods were marked as “Red” areas with the highest risk. This ranking had regard for wealth, class, education, and other measures of credit worthiness. This process has come to be dubbed “Redlining."
Which of the following broker actions is an example of blockbusting?
Which of the following is an example of blockbusting? An agent persuades a family to put their house on the market because ethnic minority families are beginning to move into the neighborhood.
What does puffing mean in real estate?
puffing. n. the exaggeration of the good points of a product, a business, real property and the prospects for future rise in value, profits and growth.
What is panic selling in real estate?
Essentially, panic selling in real estate occurs when an investor or homeowner offloads one or multiple properties quickly, and often for less than market value. The panic is often incited by an economic or emotional, wide-spread incident.
What does channeling mean in real estate?
This is the unethical and illegal practice of directing prospective buyers to or steering them away from particular areas and neighborhoods due to minority statuses such as race, national origin, religion, or ancestry. It can also be referred to as steering.
How did fear mongering tactics support segregation and work to prevent integrated communities?
How did fear-mongering tactics support segregation and work to prevent integrated communities? Blockbusters used tactics that played on people's bias and prejudice towards African Americans. African Americans were even preyed upon to help reinforce these biases.
Which broker action is an example of blockbusting quizlet?
What is an example of blockbusting? An agent persuades a family to put their house on the market because ethic minority families are beginning to move into the neighborhood.
Is blockbusting and panic selling the same?
Blockbusting, which is also known as panic selling and panic peddling, is an illegal racial discrimination practice wherein real estate brokers attempt to change the racial composition of a neighborhood by encouraging listings and sales in a neighborhood.