Which of the following is characteristic of employer-provided health insurance?
Asked by: Myrtie Davis | Last update: January 12, 2026Score: 5/5 (59 votes)
What are the employer provided health insurance requirements?
Employers must offer health insurance that is affordable and provides minimum value to 95% of their full-time employees and their children up to the end of the month in which they turn age 26, or be subject to penalties. This is known as the employer mandate.
Which of the following types of health insurance is provided by employers?
Employers offer many types of health insurance options, such as group insurance, Health Reimbursement Accounts (HRAs), supplemental plans, flex spending accounts to use with a health plan, and COBRA.
What is a health insurance that is provided through an employer called?
Most people in California get group health insurance through their job. This is also called employer-based coverage.
Which of the following best describes employer contributions for employer provided health insurance?
Explanation: The statement that best describes employer contributions for employer provided health insurance is: Employer contributions are deductible. This is because employers are permitted to deduct the costs associated with providing health insurance to their employees as a business expense.
How much do employers pay for health insurance?
Which is usually true of employer-sponsored health insurance plans?
Employer-Sponsored Health Insurance
Your employer will typically share the cost of your premium with you. Advantages of an employer plan: Your employer often splits the cost of premiums with you. Your employer does all of the work choosing the plan options.
What is a characteristic of preferred provider organizations?
A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
What are the disadvantages of employer-provided health insurance?
Group health insurance has several pros, such as tax advantages, employee familiarity, and the ability to boost retention. However, overall cost and lack of flexibility can be downsides for employers.
What type of compensation is employer-sponsored health care?
An employer-sponsored health plan, also known as group health insurance, is a health insurance policy provided to employees and partially financed by employers. It covers employees and their dependents, making it a primary method for accessing affordable health coverage in the United States.
What is the meaning of employer-provided health insurance offer and coverage?
Form 1095-C, titled Employer-Provided Health Insurance Offer and Coverage, is a statement of health coverage offered to eligible employees. Sending out 1095-C forms has been required since the 2015 tax year.
Which type of insurance is provided for people through their employer quizlet?
A group health plan is an employee welfare benefit plan established or maintained by an employer or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise.
What is the employer insurance coverage?
Employers' liability insurance protects a company from legal claims filed by workers who have experienced a job-related injury or illness. It is a type of liability insurance that, in conjunction with workers compensation, covers companies against costs and claims made by injured employees.
Which of the following provides affordable health insurance coverage to small employers?
Generally, employers with 50 or fewer employees may be eligible to buy coverage through the Small Business Health Options Program or (SHOP Marketplace).
What are employer provided care benefits?
Dependent care benefits are the benefits offered by employers to employees for taking care of dependents, such as disabled members of the family and young children. Dependent care benefits include dependent care tax credits, paid leave for the care of dependents, and flexible spending accounts for dependent care.
What type of health insurance policy provides an employer?
Most people in California get group health insurance through a job. This is also called employee coverage. Employers with 100 employees buy large-group policies, and those with fewer than 100 buy small-group policies. In most cases, group insurance is better than individual insurance.
Which of the following requires large employers to provide health insurance coverage to all employees?
The employer shared responsibility provision of the Affordable Care Act penalizes employers who either do not offer coverage or do not offer coverage that meets minimum value and affordability standards. These penalties apply to firms with 50 or more full-time equivalent employees.
Which of the following is a type of employer-based health insurance?
In this article, we'll cover three common ways small employers can offer health benefits to their employees: group health insurance, health reimbursement arrangements (HRAs), and employee stipends.
What are the three costs associated with health care insurance?
Your total costs for health care: Premium, deductible & out-of-pocket costs.
How employer-sponsored health insurance is a benefit?
Here are key employee benefits of employer-sponsored health coverage – and why you should be offering it: It can reduce absenteeism. A healthy employee is present and more productive. And the more physically sound workers are, the less prone they are to injuries and less likely they are to miss workdays.
Which is not a characteristic of group health insurance?
The correct answer is option C: A policy is issued to each insured individual. In a group health insurance plan, a single policy, called the master contract, is issued to the group as a whole, and not to each individual within the group.
Which one is the drawback of employer-sponsored health insurance?
Job lock. The term job lock refers to the tendency of employer-sponsored health insurance to discourage people from changing jobs; from starting a business of their own; or from reducing their hours to care for family members or move gradually toward retirement.
Do you have to use employer provided health insurance?
The short answer is no, you don't have to enroll in your employer's health insurance coverage. That said, if job-based health insurance is offered and affordable, it is usually a good option to cover your family's medical needs.
What is provider characteristics?
A set of public data files that contain data on characteristics of hospitals and other types of healthcare facilities, including the name and address of the facility and the type of Medicare services the facility provides, among other information.
Which of the following is a characteristic of preferred provider organizations (PPOs) Quizlet?
A characteristic of Preferred Provider Organizations (PPOs) would be: Discounted fees for the patient. Under Preferred Provider Organizations, patient fees are: Discounted in return for using listed providers.
Which characteristic is essential to look for in a healthcare provider?
This article examines four essential characteristics: empathy and compassion, strong communication skills, adaptability and problem-solving abilities, and unwavering professional ethics. Understanding these fundamental traits helps healthcare workers excel in their roles while providing optimal patient care.