Which of the following is not a consumer protection component of the Affordable Care Act?
Asked by: Omari Von | Last update: November 20, 2025Score: 4.6/5 (33 votes)
What is not included in the Affordable Care Act?
What Benefits Does the Affordable Care Act Not Cover? The Affordable Care Act does leave two forms of insurance for adults out of its provisions — vision insurance and dental coverage. Although both of these services are considered essential benefits for children under the ACA, they are not included for adults.
Which of the following is not a consumer protection of the Affordable Care Act?
Final answer: The correct answer is C. Lifetime and annual limits is not a consumer protection component of the Affordable Care Act (ACA).
What is a consumer protection component of the Affordable Care Act?
Consumer protections of the Affordable Care Act include coverage for uninsured individuals, coverage for people with preexisting conditions, and mandates requiring most employers and individuals to obtain health insurance.
What are the basic components of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
Obamacare Has Screwed Up The American Economy - Dave Ramsey Rant
What are the four major components of the Affordable Care Act quizlet?
The four major components of the ACA are expanding Medicaid, preventing insurance companies from denying or increasing the cost of coverage to sick people, requiring all Americans to have health insurance, and requiring large companies to provide health insurance to employees.
Which is not one of the three primary goals of the Affordable Care Act?
Therefore, the correct answer to which of the following is not a goal of the ACA is increasing the rates for those insured already, as the ACA aims to make healthcare more accessible and affordable, not to increase the rates for those who are already insured.
Which protections does the Affordable Care Act provide consumers?
If you get sick, an insurance company cannot cancel your policy. Health insurance companies cannot turn down your application because of your health status. Women can no longer be charged more for insurance than men. In fact, insurance rates cannot be based on gender or gender identity at all.
What are 5 of the essential health benefits provided by the Affordable Care Act?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
What are three components of the Patient Protection and Affordable Care Act that impact the health of the public?
The Patient Protection and Affordable Care Act, H.R. 3590, was passed on March 23rd, 2010 with three principal goals: lower the cost of healthcare, increase the quality of care, and increase access to care.
Which of the following is not an essential benefit under the ACA?
Pursuant to 45 CFR 156.115(d), the following benefits are excluded from EHB even though an EHB-benchmark plan may cover them: routine non-pediatric dental services (for plan years beginning on or before January 1, 2026), routine non-pediatric dental services, routine non-pediatric eye exam services, long-term/custodial ...
What is prohibited by Affordable Care Act?
Section 1557 makes it unlawful for any health care provider who receives funding from the federal government to refuse to treat an individual—or to otherwise discriminate against the individual—based on race, color, national origin, sex, age or disability.
What is considered affordable under the Affordable Care Act?
In 2025, a job-based health plan is considered "affordable" if your share of the monthly premium in the lowest-cost plan offered by the employer is less than 9.02% of your household income.
Who does not support the Affordable Care Act?
The Patient Protection and Affordable Care Act (ACA) was passed by a Democratic Congress and signed into law by a Democratic president in 2010. Republican congressmen, governors, and Republican candidates have consistently opposed the ACA and have vowed to repeal it.
Which of the following does the Affordable Care Act do?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
What is the individual mandate component of the Patient Protection and Affordable Care Act?
The individual mandate is a provision within the Affordable Care Act (ACA) that required individuals to purchase minimum essential coverage – or face a tax penalty – unless they were eligible for an exemption.
What are the main components of the Affordable Care Act?
The law has 3 primary goals: Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
What does insurance not cover?
Health insurance typically covers most doctor and hospital visits, prescription drugs, wellness care, and medical devices. Most health insurance will not cover elective or cosmetic procedures, beauty treatments, off-label drug use, or brand-new technologies.
What are non-essential health benefits?
Examples of non-essential benefits might include: Chiropractic muscle manipulation. Diabetes management education. Orthotics.
What does the Affordable Care Act cover quizlet?
attempts to reform the healthcare system by providing more Americans with Affordable Quality Health Insurance and by curbing the growth in healthcare spending in the U.S.. online marketplaces for health insurance.
Which of the following is not a government program that protects people against health care costs?
Final answer: The option that is not a government-supported health insurance program is d. PPO (Preferred Provider Organization), as it is provided by private insurance companies.
Who benefits from the Affordable Care Act?
While the Medicaid program has historically covered low-income parents, children, elderly people, and disabled people, the ACA called for states to expand Medicaid to adults up to 138 percent of the federal poverty level and provided federal funding for at least 90 percent of the cost.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What are the three goals of healthcare?
Improving the US health care system requires simultaneous pursuit of three aims: improving the experience of care, improving the health of populations, and reducing per capita costs of health care. Berwick DM, Nolan TW, Whittington J.