Which of the following may not be excluded from a group life plan?
Asked by: Katlynn Ortiz IV | Last update: January 30, 2024Score: 4.5/5 (41 votes)
Which of the following employees may NOT be excluded from a group life plan? Full-time employees after the probationary period. (All of these employees may be excluded from a group life plan except for "Full time employees after the probationary period").
Which of the following groups may not be covered by a group life policy?
Which of the following groups may NOT be insured by a group life insurance policy? Individuals who are related by blood. A group life insurance policy may NOT insure groups consisting exclusively of persons who are related by marriage, blood or legal adoption.
Which type of group plan is excluded from Hipaa rules?
ANSWER: A health plan with fewer than 50 participants that is administered by the sponsoring employer is excluded from the definition of a “group health plan” under HIPAA's administrative simplification provisions, which include the privacy and security requirements.
Which of the following is not eligible for coverage in a group health policy?
The following individuals are usually not eligible for small group medical coverage: Employees covered under a collective bargaining agreement. Employees of unrelated organizations. Independent contractors.
What is excluded in life insurance?
Risky activity: Any death due to risky activities, such as skydiving or rock climbing, are usually counted as an exclusion. Substance abuse: If a policyholder's death is the result of drug or alcohol abuse, it may be excluded from their policy.
The Psychological Effects of Feeling Excluded
What does not excluded mean in insurance?
An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as "excluded" on your policy, and they won't be insured to drive any vehicles on your policy.
What is an excluded benefit?
What Is a Benefits Payable Exclusion? A benefits payable exclusion is a clause in insurance policy contracts that removes the insurer's responsibility for paying claims related to employee benefits.
What is included in group health insurance?
What Are Group Health Insurance Benefits? Group health insurance plans offer medical coverage to members of an organization or employees of a company. They may also provide supplemental health plans—such as dental, vision, and pharmacy—separately or as a bundle.
What are exclusions to continuation of group coverage?
Answer: Common exclusions to continuation of group coverage include: Dental Coverage, Other Prescription Drugs. Question: How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) policy? Answer: If the Primary Beneficiary dies before the insured.
Which of the following are commonly excluded from health insurance coverage quizlet?
Elective cosmetic surgery, injuries covered by workers' compensation, and injuries sustained in the process of committing a felony are all excluded in health insurance.
What insurance benefits are exempt from HIPAA?
Examples of excepted benefits include: Accident and accidental death and dismemberment (AD&D) coverage. Disability income protection plans. Workers' compensation or similar plans.
Which of the following entities is not covered by HIPAA privacy rules?
Examples of organizations that do not have to follow the Privacy and Security Rules include: Life insurers. Employers. Workers compensation carriers.
Which of the following are exclusions to the HIPAA privacy Rule in releasing PHI?
Examples of HIPAA Privacy Rule Exceptions:
Public health, and in emergencies affecting the life or safety. Research. Judicial and administrative proceedings. Law enforcement.
Which provision is not required in a group life policy quizlet?
The conversion privilege allows an individual to leave the group term plan and continue his or her insurance without providing evidence of insurability. Which provision is NOT a requirement in a group life policy? An AD&D provision is not required in a group life policy.
Which of the following is not a required provision in group life insurance policies quizlet?
(An AD&D provision is not required in a group life policy.)
What is considered group life insurance?
The purpose of group life insurance is to provide financial support to the family of an employee or member who dies while part of a company or organization. Employers typically cover the cost of this insurance, though employees can choose to opt in or out of coverage.
Which of the following would not be excluded in the coverage a exclusions section of the commercial general liability policy?
The correct answer is: C. Intentional acts – The CGL does not contain an “intentional acts” exclusion. Exclusion “a.” is the Expected or Intended Injury Exclusion, but it does not exclude an intentional ACT unless the act is Expected or Intended to cause an injury.
Are exclusions the services that are not covered in an insurance plan?
An exclusion is a provision within an insurance policy that eliminates coverage for certain acts, property, types of damage or locations. Things that are excluded are not covered by the plan, and excluded costs don't count towards the plan's total out-of-pocket maximum.
What are exclusions from coverage clause?
The purpose of an exclusion clause is to define, from the outset, the specific risks which will not be covered by insurers in any event under the policy. Conditions precedent and warranties, on the other hand, will only affect the scope of cover when they are breached by the insured.
What is covered by a group medical expense policy?
Group medical expense insurance is an employee benefit that pays the cost of hospital care, physicians' and surgeons' fees, prescription drugs, and related medical expenses. These plans are extremely important in providing economic security to employees and their families.
How does group insurance differ from individual insurance?
Health insurance provided to employees by an employer or by an association to its members is called group coverage. Health insurance you buy on your own—not through an employer or association—is called individual coverage.
In which type of a group life insurance plan the employee pays part of the premium?
There are two types of group life insurance, contributory and non-contributory. Contributory plans result in the employee paying money from their paycheck towards the insurance premium. In non-contributory plans, the premium is paid for by the employer.
What is an excluded service?
Health care services that your health insurance or plan doesn't pay for or cover.
What are exclusions and conditions?
Definition: Exclusions are the cases for which the insurance company does not provide coverage. These are the conditions excluded from the insured event to avoid losses to the company.
What is a general exclusion?
In workers compensation insurance, general exclusions are operations (e.g., aircraft operations) that are specifically excluded from the basic classifications and are always separately classified unless specifically included in the basic classification wording.